Tag Archives: LegacyProtection

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Special Guest Appearance on Financial Investing Radio with Grant Larsen (Ep 27)



On this special guest episode, Seth Hicks, Esq. explores the 7 Pillars of Private Banking Strategies® with Grant Larsen. 

Grant and Seth discuss how Private Banking Strategies® help you accomplish: 

  1. Asset Protection 
  2. Tax-Free Growth 
  3. Financial Privacy 
  4. The “Velocity of Money” – Multiple Touches on the Same Dollar
  5. Guaranteed Compounding Tax Free Growth – the value can NEVER GO BACKWARDS 
  6. Guaranteed Financing 
  7. Legacy Value – Tax-Free transfer to heirs 

On this episode, we illustrate some real-life examples of how to implement these little-known secrets into your wealth strategies. You don’t want to miss out on this special episode! 

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How Private Banking Strategies® Can Achieve Your Asset Protection Goals (Ep. 26)



In order to keep what you make; you need to implement Asset Protection strategies. To see different wealth results, you must do something differently than you are currently doing. Taking time to learn how money works, how money grows and how money is protected, will completely change your wealth and your family legacy.  In this episode, we reveal how to keep your assets protected while utilizing the velocity of money to grow family wealth exponentially. 

And we build upon the conversation in Episode 25 – “Is Your Cash Protected in a Normal Bank Account?” by discussing how to achieve asset protection with Private Banking Strategies®.  We get into real life examples and illustrations with cash, real estate, investments, and other business assets and show you how easy it is to achieve financial freedom and independence.

Vance and Seth discuss: 

  • Examples of how the Private Banking Strategies® work in different situations no matter where you are financially 
  • How Real Estate and Private Banking Strategies® work together 
  • How you can set up Private Banking Strategies® and reap the benefits of the velocity of money on your real estate, your business, and your investment assets
  • And more

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Is Your Cash Protected in a Normal Bank Account? (Ep. 25)



Some folks think that simply depositing their cash into a bank account protects their cash. But is your money in a regular bank account really protected? How protected is your cash if that bank becomes insolvent? 

In this episode Vance Lowe and Seth Hicks, Esq. discuss the first pillar of the private banking strategy, Asset Protection. 

Vance and Seth lay the foundation on how to protect your cash while maintaining cash liquidity. By understanding the asset protection pillar of the private banking strategy, you can begin to dig deeper into choosing better options for your cash and create an asset protection structure that is bullet proof.

Vance and Seth discuss: 

  • How to easily put your cash into an asset protected vault
  • How to put your money to work in an asset protected structure without any taxable event
  • Why the Dodd-Frank Act has nothing to do with “consumer protection” 
  • What the Dodd-Frank Act allows centralized banks to do with your money
  • Why FDIC insurance is a false security 
  • How centralized banks effectively act as an agent for the government
  • And more

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How do you plan for a Windfall so that you can keep it under your control? Part 2 (Ep. 24)



Would you like to be able to take your windfall income and keep control of it to enjoy guaranteed compounding growth, tax free year after year? Do you want a place where you can protect your money in an asset protected vault that you can also access anytime and put to work for you? Let us show you how…

In this episode Vance Lowe and Seth Hicks, Esq. share their passion for creating Private Banking Strategies that keep money from flowing out of your pockets and put it back in your control. They discuss why it is critical to set up your own private bank before you receive windfall income.  Once you have a well-structured plan in place, the rest is easy.  You can jump in with confidence knowing that your windfall is secure and protected.

Vance and Seth discuss: 

  • Why a properly structured Private Banking Strategy is the best asset on the planet – it has been used by the likes of Ray Kroc, John F. Kennedy and Walt Disney. 
  • How to use convertible term life in your private bank structure to capture windfall income into your private bank “vault”
  • How to use the paid-up additions rider in your private bank structure to increase the velocity of money flow in your own private economy
  • How to use Private Banking Strategies to put a dollar to work and get 120% back immediately – no other business like this on the planet! 
  • And more

Part 1

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How do you plan for a Windfall so that you can keep it under your control? Part 1 (Ep. 23)



When windfall income is planned properly, you can bank it in a safe way so that it never leaves your control again.  

Private Banking Strategies can help you keep what you earn and grow tax free in an asset protected vault.  Let us show you how to bank large windfalls in a safe strategy that the ultra-wealthy have been using for decades.  

In this episode Vance Lowe and Seth Hicks, Esq. lay the foundation for how you should think through a windfall in your life, such as the liquidation of cryptocurrency, the sale of a business, or when you are left an inheritance or earn a large bonus. They discuss how to set up safe strategies to manage windfalls outside of the control of third parties.

Vance and Seth discuss: 

  • How to create a windfall strategy and integrate profits with private banking
  • How you can take advantage of IRC 7702 and achieve financial privacy through Private Banking Strategies
  • How to utilize your centralized bank accounts for your convenience but not long-term storage of wealth
  • And more

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Can the Equity in Your Home Help You Grow Rich? Part 2 (Ep 22)



Do you stress out seeing your hard-earned money disappear each month as you pay your debts and expenses? What if you owned the bank that all your payments went to?  Sounds too good to be true, right?  It isn’t! 

In this episode Vance Lowe and Seth Hicks, Esq. sit down for the second part of “Can the Equity in Your Home help you Grow Rich?” They drill down and analyze the finances of an actual client to illustrate how easy it is to use equity in your home to get completely out of debt and ultimately pay off a home mortgage in less than six years! They also discuss how recasting your mortgage works (not refinancing) and demonstrate how easily you can turn your debt into an asset using your own private bank. 

Vance and Seth discuss: 

  • How creating your own private bank can empower you to re-capture all the monthly payments you make
  • How you can eliminate debt and turn it into an asset with your private bank in the long run
  • What the difference is between recasting and refinancing your mortgage  
  • How to find money to start your private bank 
  • How you can start self-banking even when you don’t think you can
  • And more…

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Can the Equity in Your Home Help You Grow Rich? Part 1 (Ep 21)



It is not the lack of knowledge about money that is impairing your wealth building, it’s what you think you know about money (but don’t) that’s slowing your efforts.  Most people let the money they earn come and go and fail to maintain control over the dollars they earn. In fact, most people don’t even know that there is a way to keep control of the dollars they earn – but there is! 

In this episode, the first of a two-part series, Vance Lowe and Seth Hicks, Esq. discuss how you can use the equity in your home to increase your wealth building equity and super-charge your balance sheet. They lay out a roadmap of how the Private Banking Strategy works before diving into the numbers and mechanics in the second part of the series.

Vance and Seth discuss: 

  • How you can successfully set up and access the equity in your house
  • Using a home equity line of credit in conjunction with your private bank to launch into another realm of wealth
  • How creating your private bank now will bring you an ROI very quickly 
  • Where you can find money under your control to start your private bank

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20. Legacy Value for Multigenerational Wealth



You don’t want your retirement wealth to fall into the hands of the government. You didn’t work hard just to have it taken from you and your family. 

The solution is quite simple, it’s creating a Private Banking Strategy whereby you don’t leave yourself exposed to government taxation and taking. You don’t have to play in a government taxed sandbox.

You can create a multi-generational wealth succession plan without any government intrusion, without any taxation whatsoever….which is under your complete control…completely and totally financially private.

In this episode Vance Lowe and Seth Hicks, Esq. discuss legacy value for multigenerational wealth and how you can keep every dollar you make for your retirement and for your heirs use and enjoyment to carry on your family legacy.

Vance and Seth discuss:

  • How important our history is, and to not let the government erase history
  • One of the fundamental motivations for creating generational wealth
  • How folks like Prince and Suze Orman are pigs for the slaughter when it comes to legacy taxation
  • Understanding why storing cash reserves with life insurance companies is the safest place to store your money
  • The hard numbers of how a specific scenario works in generational planning
  • And more…

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19. Congress is Coming for Your Retirement Money



7 trillion dollars of baby-boomers’ cash assets in qualified government sponsored retirement plans are in the crosshairs for the taking. Via the Secure Act, congress has increased the taxation of qualified plans and will continue to move the goalposts in their favor and to your detriment. They’ve set us up for decades, giving incentives to put as much money as you can into retirement accounts and giving employers incentives to match …But now they’re putting the screws to us. It is a well-planned confiscation of what you thought was “your” retirement money.  

Regardless of self-serving increased government taxation, you don’t have to sit by and take it. And you don’t have to have your legacy wealth stripped from you and your heirs. You have the power to take back control of your retirement wealth by utilizing a totally different weapon…Private Banking Strategies.

In this episode of Private Banking Strategies Vance Lowe and Seth Hicks, Esq. discuss how and why congress is coming for your retirement money and how they have the answer to help you take control of your retirement and financial independence. 

Vance and Seth discuss:  

  • Understanding why these qualified accounts are not yours
  • ERISA plans are actually owned and controlled by the government 
  • Why the government is targeting $7 trillion dollars in baby boomers’ savings…
  • Why congress needs immediate access to your nest egg…
  • And how your retirement in qualified plans is going to be taken…
  • Secret solutions to protect yourself and your family 
  • How to create retirement wealth that is asset protected in a “fortress” 
  • How to create legacy value that can’t be taken
  • And more…

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18. If I dump my 401K, IRA, or other government qualified plan, where do I place my retirement money? Let us show you…



You don’t have to play in a retirement sandbox where all the rules are stacked against you, where the government controls all the toys in the sandbox, and where ultimately, it’s “tails you lose and heads they win,”. 

There is a far better solution to the 401K, IRA or other government sponsored retirement plan. We’re talking about a solution that provides complete liquidity, no taxation, total access, and complete control of your retirement money through a carefully structured high cash value whole life insurance contract. 

In this episode Vance Lowe and Seth Hicks, Esq. explain the use of this superior alternative to your 401(k), IRA, or Roth for the most efficient way to beat the bank, increase your wealth and rest securely knowing your retirement nest egg is safe, secure, and predictable. 

Vance and Seth discuss: 

  • Using your own Private Banking Strategy to take advantage of investment opportunities in real estate or business 
  • How to multiply your stored wealth to grow and compound that wealth in a tax advantage strategy with financial privacy and complete control of your money 
  • How you can capitalize on any opportunity with this strategy
  • How to get multiple touches on the same dollar and put your cash flow to work for your in a leveraged return
  • What it looks like to withdraw money out of your private banking strategy 
  • How to amplify the “velocity of money” by capturing your investment cashflow back into your family bank for multiplied returns 
  • And more 

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