The Real Money Problem and How to Solve it – Part 1 | Episode 98



A critical challenge in our society today is the widespread lack of financial literacy, leaving many unsure of how to manage and maximize their money effectively. This growing issue has led to rising levels of debt across the nation, as individuals remain unaware of the wealth-building opportunities available to them.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., share powerful strategies to solve your money challenges, leverage your wealth, and make your money work harder for you.

 

Vance and Seth discuss:

  • The Biggest Financial Mistake Most People Make
  • The Hidden Flaws of 401(k) Plans
  • How to Multiply Wealth: Don’t Spend Money, Use it
  • Use a Dollar More than Once: Build Wealth with Private Banking

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Crush it With Infinite Banking – Part 2 | Episode 97



Still searching for powerful strategies to build wealth? If traditional financial advice isn’t delivering the results you crave, it’s time to level up. Discover the must-know rules for achieving financial freedom and unlock a game-changing technique that paves the way to lasting financial success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., delve into essential money rules and share real-life success stories of individuals who unlocked extraordinary financial growth by applying the Infinite Banking Method.

Vance and Seth discuss:

  • How to Pay Off Debt Strategically and Build Wealth Simultaneously
  • The Golden Rule of Financial Freedom: A Game-Changer for Wealth Building
  • Breaking Free from the Arrival Syndrome: Key Insights for Financial Growth
  • Why Traditional Banks Fail as a Secure Option for Your Money

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Crush it with Infinite Banking – Part 1 | Episode 96



Have you ever wondered why some people achieve extraordinary wealth and financial freedom, while others struggle to stay afloat? The truth about money isn’t tied to how much you earn—it’s about mastering the strategies that drive long-term success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal the core principles behind financial independence. They break down the key rules of wealth-building and explain why infinite banking isn’t a product—it’s a transformative, lifelong process for creating sustainable financial growth.

  • Infinite Banking vs. Index Universal Life
  • 10% Rule Explained: The Top Rule of Personal Finance
  • Unlocking the Banking Equation: How to Double Your Wealth Every Two Years
  • The Truth About Principal and Why You Should Never Deplete It

 

To watch this episode, go to the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple – Part 3 | Episode 95



The economy is facing challenges, leaving many unsure about what’s next. But here’s the game-changer: you can create your own private economy—free from penalties, protected from market risks, and designed for guaranteed growth.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., dive into a powerful visual analysis of how to structure a personalized economy. Discover how to achieve a debt-free lifestyle while growing cash value in a system tailored just for you.

 

Vance and Seth discuss:

  • Purchasing Loans vs. Paying Off Loans: Which Strategy is Best?
  • Recasting Your Mortgage: A Game-Changer for Your Personal Finances
  • The Ultimate Guaranteed Investment: Make Your Money Work Smarter
  • Recycling Your Money: How to Use Every Dollar Multiple Times

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple Pt. 2 | Ep.94



Are you trapped in an endless cycle of monthly bills, mounting debt, and zero savings? You’re not alone. In today’s tough economy, millions of Americans are struggling to stay afloat and achieve financial independence.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., dive into the most common money mistakes keeping people stuck. They’ll uncover game-changing strategies to help you escape the debt trap, reclaim control of your finances, and start building true wealth.

 

Vance and Seth discuss:

  • How to Stop Wasting Money and Start Maximizing Returns
  • Start Building Your Personal Wealth Economy
  • Getting Your Money Back Like the Banks Do
  • Buying Back Your Debt and Unlocking Financial Freedom

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple Pt. 1 | Ep. 93



Are you burdened by debt? Credit card balances, student loans, auto financing, medical expenses, and more are just a few reasons many Americans are facing overwhelming financial strain. Fortunately, there’s hope! With the strategic use of whole life insurance policies, you can turn your finances around, building wealth while systematically eliminating debt.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., provide an in-depth, visual 8-year analysis of how a private banking system is structured to eliminate all types of debt while enabling steady growth of your financial assets.

 

Vance and Seth discuss:

  • Example of How to Achieve Debt Elimination Using Private Banking Strategies®
  • A Mathematical Analysis of Debt Reduction Strategies
  • Why Buying Your Debt is Beneficial – Understanding the Volume Return Rate
  • How to Leverage this Strategy to Recapture Cash Flow on all Significant Expenses

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Asset Protection Strategies for Real Estate Professionals | Ep.92



In real estate, the path to success is as vital as securing your assets. Managing substantial investments demands thoughtful planning—not just to preserve your gains, but to nurture them for future growth. Private Banking Strategies® provides an innovative solution, empowering you to create your own private banking system and take charge of your financial future. This approach maximizes the potential of your money to work effectively for you.

In this episode of the Massive Passive Cash Flow Podcast, host Gary Wilson chats with Vance Lowe of Private Banking Strategies® on how building your own personal banking fortress is the most powerful way to protect and expand your investments.

 

Vance and Gary discuss:

  • Making Your Money Work for You: Where to Invest and Store Your Wealth
  • The Advantages of Building Your Own Private Banking System
  • Self-Financing for Real Estate: A Guide for Anyone Seeking Asset Protection
  • Expanding Your Investment Horizons: Applying This Strategy Beyond Real Estate

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Survive the Next Real Estate Market Crash | Ep. 91



Are you a current or aspiring real estate investor worried about the market’s economic fluctuations or another potential crash like 2008? Since the pandemic, the financial rewards of real estate have drawn in more investors than ever, yet recent market uncertainty has left many questioning how to protect the assets they’ve worked so hard to grow. But there’s a powerful, under-the-radar strategy that can shield your wealth and put you in control—becoming your own private banker.

In this episode of the Massive Passive Cash Flow Podcast, host Gary Wilson sits down with Private Banking Strategies® Seth Hicks, Esq., to reveal how building a private banking system can fortify your investment portfolio and safeguard your financial future, even in the most unpredictable markets.

 

Seth and Gary discuss:

  • Protecting Your Assets from Dodd-Frank Regulations
  • How to Leverage Private Banking to Grow Your Wealth
  • Strategies for Borrowing Against Whole Life Policies for Real Estate Investments
  • Reclaim Financial Control: Building Your Own Private Economic System
  • Protecting Your Assets with Private Banking

 

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Thrive in Today’s Economic Downturn Pt. 3 | Ep.90



Are you seeking the lowest interest rate when financing a mortgage or car loan? You’re not alone—most Americans view high interest rates as something to avoid. But what if a higher interest rate could help you build cash value? By establishing your own private banking system, you can borrow from your life insurance policy to finance major purchases, while paying yourself back at a higher interest rate—growing your wealth in the process, just like traditional banks do.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq. dive into the powerful benefits of leveraging high interest rates through the infinite banking concept.

 

Vance and Seth discuss:

  • Why a High Interest Rate Can Work in Your Favor
  • The Hidden Costs of Traditional Banking Loans
  • Life Insurance vs. CDs: A Long -Term Financial Advantage
  • 401k Loans vs. Cash Value Policy Loans: Key Differences
  • Using Policy Loans for Retirement Income: Impact on Your Policy

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Thrive in Today’s Economic Downturn Pt. 2 | Ep.89



Are you worried about making monthly payments during financial crunches? You’re not alone. Many people face this concern. But with the Infinite Banking Concept, you can create your own private banking system, giving you the flexibility to manage your monthly payments and your loan repayments with flexibility.   And your money still grows and compounds in your “family bank” while it is deployed in other places.  This is called “multiple touches on the same dollar” and it creates the “velocity of money.”

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down how these policies are designed to adapt to your changing financial needs. Learn how to leverage your policy to use the same dollar more than once in an ever growing, compounding system.

 

Vance and Seth discuss:

  • Self-Financing Benefits: What If You Can’t Repay Your Policy Loan?
  • Restructuring Loans for Maximum Efficiency
  • Maximize Cash Growth: Borrowing from a Whole Life Policy
  • Private Banking Explained: Step-by-Step Guide

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/