Tag Archives: Private Banking Strategies

Strategies for Managing a Financial Windfall – Part 2 (Ep. 70)

Wouldn’t it be great to keep your windfall income under your control, allowing it to grow tax-free, compounding year after year? Would you like to place your money in an asset-protected “vault” that not only keeps it safe but also lets you access it whenever you need and put it to work? If this sounds like what you’ve been looking for, then you’re in the right place.

In part two, Vance Lowe and Seth Hicks, Esq. share their expertise in creating Private Banking Strategies designed to keep your money in your control, ensuring it doesn’t leak out of your pockets. They discuss why setting up your own private bank before you receive a windfall is crucial. With a solid plan, you’re equipped to protect and manage your newfound wealth confidently.

Vance and Seth discuss:

  • Why a Properly Structured Private Banking Strategy Is Unmatched
  • How to Use Convertible Term Life Insurance
  • Maximizing Your Money’s Velocity
  • Creating More Value with Your Dollar
  • And Much More

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:


Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

What You Think You Know About Money Is Incorrect and Will Devastate Your Future Wealth! (Ep. 63)

Have you ever wondered what separates the genuinely prosperous from those still striving?

People often have misconceptions about money, its workings, and the beliefs that either contribute to success or keep them stuck in a financial rut. But over time, it has been proven that the critical difference between the ultra-rich and those living paycheck to paycheck goes beyond mere financial knowledge; it’s also their capacity to let go of false beliefs and adopt new perspectives.

In this eye-opening episode, Vance Lowe and Seth Hicks, Esq, explore the value systems people hold regarding money, discuss the 5 Financial Laws that we must learn to defeat, and the 3 Money Principles we all must live by to achieve financial success.

If you dream of a brighter financial future but wonder why it hasn’t come true, this episode is for you!

Vance and Seth also talk about:

(04:05) Who will benefit from private banking strategies?

(05:36) What is the “golden rule”?

(09:05) The dangers of the Arrival Syndrome

(11:33) The three groups of learners

(16:08) Why it’s crucial to pay yourself first

(18:18) What makes the 10% rule so critical

(23:19) The pitfalls of the “pay cash for everything” formula

(24:46) What is the “never spending” principle?

(26:45) Money secrets that banks don’t want you to know

Discover how you can effectively create your wealth curve by implementing simple changes through this E-book: How to Grow Rich With The Secret Banks Don’t Want You to Know. To get yourself a copy, go to www.privatebankingstrategies.com

Connect with Seth Hicks and Vance Lowe – LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Watch this episode on YouTube:

Capital Gains Tax Solutions Podcast with Guest Vance Lowe (Ep. 59)

In this episode of Capital Gains Tax Solution Podcast, Vance Lowe CEO of Private Banking Strategies,® explores the power of Infinite Banking Concepts (IBC) as the ultimate financial strategy. IBC focuses on building and preserving wealth by becoming your own bank and minimizing taxes. The aim is to establish a financial system that allows you to leverage your assets, particularly cash value life insurance policies, to grow and safeguard your wealth on your own terms.

In this episode, Vance sheds light on how the federal reserve has made U.S. citizens reliant on the government, and suggests an alternative approach to protect your money from market risks while maintaining access to funds for various financial needs, ultimately leading to financial independence.

Vance discusses:

• The history of financial dependence in the United States.

• Understanding, “The 10% rule.”

• How to make your money work for you – instead of someone else.

• And more


• How to Grow Rich E-Book / Audiobook : Click here to download:


• Nelson Nash’s book: Becoming Your Own Banker





What can you do with a college tuition? – Building A Bank for Future Generations (Ep 41)

Wealth is not built solely by working hard, but by putting money to work for you.

In this episode, Vance Lowe and Seth Hicks, Esq. explain how to put a college tuition to work for you in a Private Banking Strategy ® and experience unparalleled results. They discuss how in four short years of funding a college tuition into a properly structured life insurance policy you can generate massive tax-free retirement income and at the same time use your bank to finance all of life’s needs including cars, homes, and investments along the way. 

Vance and Seth discuss and explain an illustration where parents fund a properly structured policy on their college-age child for 4 years with the equivalent of a $20,0000 college tuition. At retirement age, the child has over 2.6 million dollars in his policy of which he can draw out $150,000 tax-free for the rest of his life. And, just as importantly, the child is able to use the cash value in his policy at any time.  He is able to get multiple touches on the same dollar and capture the power of the velocity of money working for him. And the child will leave a future legacy to his wife, children, and grandchildren of 3.8 million dollars completely tax-free when he passes. 

(Take a look at “What can you do with a college tuition – Building a Bank for Future Generations” below in the resource section)

Listen as Vance and Seth discuss: 

  • How you can develop a strategy for passive tax-free income 
  • How to structure a rock-solid retirement with tax-free distributions 
  • How to create a massive financial legacy for your heirs – tax-free
  • How to capture parabolic growth without risk 
  • How to keep what you make and put your money to work for you
  • And more!


Connect With Private Banking Strategies:


What if I’m Uninsurable – Will Private Banking Strategies still work for me? (Ep 40)

Private Banking’s foundation is laid upon a carefully structured life insurance contract.  But what if the private banker is uninsurable? How do you implement and capture the benefits of the 7 Pillars of Private Banking when you are not insurable?  

In this episode, Vance Lowe and Seth Hicks, Esq. provide secrets about how to structure a life insurance contract that allows families to soar with Private Banking no matter what their insurability is.

Vance and Seth discuss: 

  • The two sources of income: 1. People that work (over and over again to earn their money), and 2. money at work (money works for you) 
  • Why you want to be someone who has your “money at work” working for you
  • Why most people have yet to discover how to make money work for them 
  • How an insurable interest works 
  • How to use an insurable interest in your Private Banking Strategies 
  • The power of compounding interest
  • How to create wealth for the next generation
  • And more!


Connect With Private Banking Strategies:


Episode 5 – Put Your Debt to Work for You: Part 1

The first thing we must do on our journey to Financial Freedom is highly value our money.  We do that by putting our money to work for us – not by putting it in a bank and letting the bank put it to work for the bank. 

If we value our money, we won’t let the banks make all the money off our deposits; we will create our own lending process where we put our hard-earned dollars to work for us in a special contract we call “Private Banking Strategies.” 

In this episode Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies share a client story of how a typical American family ended up with a mountain of debt.  They were in total despair until they met Vance and he showed them how Private Banking Strategies could set up an eight-year plan to help this family come completely out of debt.  Not only did they get out of debt, but they became financially free and independently wealthy faster than he and his wife could have ever imagined. 

In this episode you will learn:

  • That even a mountain of debt (almost half a million dollars) could not keep them down when they started using Private Banking Strategies
  • How easy it was for them to work this disciplined plan without working any harder or earning any more money than they already earned
  • How all they had to do was stop giving their money away, put it to work for themselves, and follow the eight-year roadmap Vance provided for them to follow
  • That you can put these same principles to work for yourself! And much more…

Tune in to find out how you can take control of your money, so money doesn’t control you!

Resources: (817) 200-4777 | Private Banking Strategies | Schedule an exploratory call | Vance Lowe | Seth Hicks | How we help our Clients, The Chiro Story Video | The Chiro Story Illustrations | How to Grow Rich EBook | How to Grow Rich Audio book


Episode 4 – The Velocity of Money Pillar Number 4 with Private Banking Strategies

Putting a dollar to work and having it return to you over and over again sounds amazing right. It is the Velocity of money that counts, not the interest rates!

In the latest episode of Private Banking Strategies, Vance Lowe and Seth Hicks share how to put your money to work for you and  how to multiply the same dollar over and over again and create systems and structure to always get your money back. 

In this episode you will learn:

  • How banks get their money back using the “fractionalized lending” strategy
  • If you should be paying your monthly expenses or lending for your monthly expenses
  • The 10% rule to paying yourself first
  • Why lenders lend money to create “exponential compounding”
  • And more!

Tune in to hear more on Private Banking Strategies fourth Pillar the “Velocity of Money” .

Resources: | Private Banking Strategies | (817) 200-4777 | Podcast Email | Vance Lowe | Seth Hicks |



Episode 3 – Why You Need to Learn About Private Banking Strategies

Did you know that the banks have a system to always get their money back? You Can Too…with Private Banking Strategies.

In the latest episode of Private Banking Strategies, Vance Lowe and Seth Hicks give you a taste of how to take the banking equation back in your life to grow and protect your wealth.

In this episode you will learn:

  • How Private Banking Strategies can help you grow, secure and protect your assets
  • What the “herd mentality” is and why successful people avoid it
  • About the “Velocity of Money” …a system allowing you to use the same dollar more than once through Private Banking Strategies
  • And more!

Tune in to learn more about how to grow your wealth and create the security, privacy and protection you and your family deserve!

Resources: | Private Banking Strategies | (817) 200-4777 | Podcast Email | Vance Lowe | Seth Hicks |


Episode 2 – Discover the Process for Our Clients

Do you want a structured plan where you know what to do every month, you know what debt to pay first and what places to put your cash so that you are getting a tailwind that causes you to soar and not a headwind dragging you down?  

In this episode, Vance Lowe and Seth Hicks of Private Banking Strategies walk listeners through the process of what it looks like to engage with them and their team from the very beginning all the way to financial freedom.

In this episode you will learn:

  • What you can expect from your first contact
  • How their intake process works and how it is used
  • The team that is behind Vance and Seth and how they help at every stage of the process
  • The contracts they structure to create your “vault” of protection
  • And more!

Tune in to learn more about what to expect on your journey through Private Banking Strategies!

Resources: | Private Banking Strategies | (817) 200-4777 | Podcast Email | Vance Lowe | Seth Hicks | How to Grow Rich


Episode 1 – Introducing Private Banking Strategies

Welcome to the Private Banking Strategies podcast!

In this debut episode Vance Lowe and Seth Hicks of Private Banking Strategies introduce us to the core elements of this podcast and their passion to help you get your money back and keep it in the vault. Vance and Seth give us some history behind their business, a little background on Vance personally and a sneak peak at the what’s to come .

In this episode you will learn:

  • Who Private Banking Strategies works with and their specialty
  • Who their most valuable team members are
  • What financial philosophy both Seth and Vance feel are beneficial 
  • Where Vance’s passion and inspiration come from
  • And more!

Tune in to learn more about Private Banking Strategies and how to keep your money in the Vault!

Resources: (817) 200-4777 | Private Banking Strategies | Vance Lowe | Seth Hicks