Tag Archives: Traditional Retirement Programs

The Best Place for Retirement Money (Ep. 67)



You’re not obligated to participate in a retirement system where the odds are stacked against you, with the government holding all the cards and the outcome always rigged against you.  Opt out of traditional retirement plans like 401(k)s or IRAs and take back the banking equation in your life with complete liquidity, tax-freedom, and absolute control over your cash.

Vance Lowe and Seth Hicks, Esq. shed light on structuring alternatives to conventional retirement vehicles. Discover the most effective strategy to outsmart financial institutions, grow your wealth, and enjoy the peace of mind that comes with a secure and predictable retirement nest egg.

Vance and Seth discuss:

  • Using your own Private Banking Strategy to take advantage of investment opportunities in real estate or business
  • How you can capitalize on any opportunity with this strategy
  • How to get multiple touches on the same dollar and put your cash flow to work for your in a leveraged return
  • What it looks like to withdraw money out of your private banking strategy
  •  And more…

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/  

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

 


It’s Time to Dump Your 401K (Ep. 66)



Many employed individuals engage in conventional government-sponsored retirement programs like 401(k)s, IRAs, or 403(b)s without fully understanding how detrimental they really are to you – the contributor! 

The harsh truth is that you can’t access your money when you want to or need to, you are subject to heavy penalties if you access your money at the wrong time, and you can’t control what the taxation of your account will be in the future.   Let’s talk about a better way to create your nest egg!

Vance and Seth discuss:

  • Why the 401(k) money you saved is NOT your money
  • You have no control over your 401(k) money when you need it most
  • You have no way to predict what will be in your 401(k) when you retire
  • The three primary reasons why your 401(k) is a ticking time bomb
  • And more…

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/  

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

 


Unlocking Wealth: The Power of Private Banking Strategies (Ep. 65)



Did you know that the banks have a system to always get their money back? You Can Too…with Private Banking Strategies. In the latest episode of Private Banking Strategies, Vance Lowe and Seth Hicks give you a taste of how to take the banking equation back in your life to grow and protect your wealth.

Vance and Seth discuss:

  • How Private Banking Strategies can help you grow, secure and protect your assets
  • What the “herd mentality” is and why successful people avoid it
  • About the “Velocity of Money”

…a system allowing you to use the same dollar more than once through Private Banking Strategies – And more! Tune in to learn more about how to grow your wealth and create the security, privacy and protection you and your family deserve!

To learn more about the concepts behind Private Banking Strategies and download a copy of our E-book, check out www.privatebankingstrategies.com

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Minimize your Taxes – Optimize your Cashflow (Ep. 64)



As you assess this tax season, consider this: you work tirelessly for your income, only to see a significant portion forcibly claimed by the government, limiting opportunities for financial growth and stability. Explore this hidden alternative for expanding and safeguarding your wealth.

At Private Banking Strategies we offer a sophisticated whole life insurance plan tailored to leverage tax benefits. Our strategic approach allows policyholders to maximize returns through legal loopholes and optimize investment structures.

In this episode, Vance Lowe and Seth Hicks, Esq, provide an in-depth look into how individuals, regardless of income levels, can benefit from a personalized financial tailored roadmap and shed light on all the advantages of infinite banking for policyholders.

Vance and Seth Discuss:

  1. (3:50) What is a private banking policy and how is it structured?
  2. (7:58) How we engineer whole life polices to be tax advantaged.
  3. (9:45) The advantages of the long game.
  4. (16:13) Achieve substantial cash flow with your Private Banking Strategies.
  5. (21:17) Develop a Private Banking Strategies Road map.
  6. (27:58) Key areas to prioritize.
  7. (33:43) Starting doesn’t require wealth.
  8. (35:11) How the Dodd-Frank affects you.

To learn more about the concepts behind Private Banking Strategies and download a copy of our E-book, check out www.privatebankingstrategies.com

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


What You Think You Know About Money Is Incorrect and Will Devastate Your Future Wealth! (Ep. 63)



Have you ever wondered what separates the genuinely prosperous from those still striving?

People often have misconceptions about money, its workings, and the beliefs that either contribute to success or keep them stuck in a financial rut. But over time, it has been proven that the critical difference between the ultra-rich and those living paycheck to paycheck goes beyond mere financial knowledge; it’s also their capacity to let go of false beliefs and adopt new perspectives.

In this eye-opening episode, Vance Lowe and Seth Hicks, Esq, explore the value systems people hold regarding money, discuss the 5 Financial Laws that we must learn to defeat, and the 3 Money Principles we all must live by to achieve financial success.

If you dream of a brighter financial future but wonder why it hasn’t come true, this episode is for you!

Vance and Seth also talk about:

(04:05) Who will benefit from private banking strategies?

(05:36) What is the “golden rule”?

(09:05) The dangers of the Arrival Syndrome

(11:33) The three groups of learners

(16:08) Why it’s crucial to pay yourself first

(18:18) What makes the 10% rule so critical

(23:19) The pitfalls of the “pay cash for everything” formula

(24:46) What is the “never spending” principle?

(26:45) Money secrets that banks don’t want you to know

Discover how you can effectively create your wealth curve by implementing simple changes through this E-book: How to Grow Rich With The Secret Banks Don’t Want You to Know. To get yourself a copy, go to www.privatebankingstrategies.com

Connect with Seth Hicks and Vance Lowe – LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Watch this episode on YouTube:


Capital Gains Tax Solutions Podcast with Guest Vance Lowe (Ep. 59)



In this episode of Capital Gains Tax Solution Podcast, Vance Lowe CEO of Private Banking Strategies,® explores the power of Infinite Banking Concepts (IBC) as the ultimate financial strategy. IBC focuses on building and preserving wealth by becoming your own bank and minimizing taxes. The aim is to establish a financial system that allows you to leverage your assets, particularly cash value life insurance policies, to grow and safeguard your wealth on your own terms.

In this episode, Vance sheds light on how the federal reserve has made U.S. citizens reliant on the government, and suggests an alternative approach to protect your money from market risks while maintaining access to funds for various financial needs, ultimately leading to financial independence.

Vance discusses:

• The history of financial dependence in the United States.

• Understanding, “The 10% rule.”

• How to make your money work for you – instead of someone else.

• And more

Resources:

• How to Grow Rich E-Book / Audiobook : Click here to download:

https://privatebankingstrategies.com/resources/free-e-book/

• Nelson Nash’s book: Becoming Your Own Banker

 

 

 


BlockHash: Exploring the Blockchain – Avoid Heavy Taxation on Your Assets – Part 3 (Ep. 58)



No matter your level of expertise in the cryptocurrency realm, “infinite banking concepts” emerge as the optimal choice for safeguarding any USD obtained from digital currencies.

 Private Banking Strategies® is dedicated to preserving the wealth accumulated through cryptocurrencies, guaranteeing its safety and the opportunity for continuous growth. Establishing a comprehensive life insurance policy delivers the utmost defense against burdensome taxation.

In this installment, Seth Hicks, Esq., explores the advantages of utilizing whole life insurance for acquired USD and sheds light on how this strategy can reshape your financial path, providing assurance of success across your entire investment portfolio 

Seth discusses:

  • Understanding the devaluation of the dollar caused by the national Debt.
  • Unlocking the potential of Infinite Banking Concepts for everyone, not just high net worth individuals.
  • Demystifying the IRS: Your rights and the limits of its financial authority.
  • And more…

 

Resources:

Connect with Private Banking Strategies®:


Portfolio Pulse Podcast – Guest Vance Lowe, CEO of Private Banking Strategies® (Ep. 56)



In this episode of Portfolio Paulse Podcast, Vance Lowe, CEO of Private Banking Strategies,® explains how Infinite banking, or the Infinite Banking Concept (IBC), is a financial strategy that uses a whole life insurance policy as a personal banking system. It allows individuals to borrow from their policy’s cash value for investments, debt payments, and expenses instead of relying on traditional banks.

This strategy offers the advantage of accessing funds without market risks, as the cash value grows at a fixed rate and is unaffected by market fluctuations.

In this episode, Vance discusses the benefits of protecting money from market risks while ensuring access to funds for financial needs

Vance discusses:

  • The history of banking in the U.S. – the federal reserve.
  • How to use the same dollar more than once.
  • How Infinite Banking Concepts can help you get out of debt.
  • And more

Resources:

Connect with Private Banking Strategies®:


FEATURE IMAGE

18. If I dump my 401K, IRA, or other government qualified plan, where do I place my retirement money? Let us show you…



You don’t have to play in a retirement sandbox where all the rules are stacked against you, where the government controls all the toys in the sandbox, and where ultimately, it’s “tails you lose and heads they win,”. 

There is a far better solution to the 401K, IRA or other government sponsored retirement plan. We’re talking about a solution that provides complete liquidity, no taxation, total access, and complete control of your retirement money through a carefully structured high cash value whole life insurance contract. 

In this episode Vance Lowe and Seth Hicks, Esq. explain the use of this superior alternative to your 401(k), IRA, or Roth for the most efficient way to beat the bank, increase your wealth and rest securely knowing your retirement nest egg is safe, secure, and predictable. 

Vance and Seth discuss: 

  • Using your own Private Banking Strategy to take advantage of investment opportunities in real estate or business 
  • How to multiply your stored wealth to grow and compound that wealth in a tax advantage strategy with financial privacy and complete control of your money 
  • How you can capitalize on any opportunity with this strategy
  • How to get multiple touches on the same dollar and put your cash flow to work for your in a leveraged return
  • What it looks like to withdraw money out of your private banking strategy 
  • How to amplify the “velocity of money” by capturing your investment cashflow back into your family bank for multiplied returns 
  • And more 

Resources

Connect With Private Banking Strategies:


FEATURE IMAGE

17. Why You Should Dump Your 401K as Fast As Possible



Most working people participate in traditional government-sponsored retirement programs like 401K’s, IRA’s or 403B’s.   They really don’t know why they are participating in such programs other than “it’s what everyone else is doing” or “my employer is making contributions, so I have free money.”  

But that’s where the big misconception is – the money in these qualified plans is not really “your money”! 

In this episode Vance Lowe and Seth Hicks, Esq. explain why you should dump your 401(k) as fast as possible and let you know there are alternatives that provide complete liquidity, control, and predictability.  

Vance and Seth discuss:  

  • Why the 401(k) money you saved is NOT your money 
  • The faulty herd mentality of why people participating in the 401(k), IRA or other qualified plans are making a big mistake 
  • You have no control over your 401(k) money when you need it most
  • You have no way to predict what will be in your 401(k) when you retire
  • The three primary reasons why your 401(k) is a ticking time bomb
  • And more…

Connect With Private Banking Strategies: