Tag Archives: Infinite Banking Concept

Protect Your Money in 2025 | Must-Know Financial Safety Tips

May 1, 2025Budgeting, Cash, Debt Management, Economy, Education, Finance, Investing, Money, Personal Finance, Risk Management, Uncategorized, Wealth2025, 401K, Asset Protection, AutomobileFinancing, BankFailure, Banking, BankonYourself, BeTheBank, Bitcoin, Budgeting, business, cash, College, CryptoInvestor, Debt, Debt Repayment, Dividend-Paying Life Insurance, Economic Trends and Analysis, Family Wealth, Finance, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Money 2025, MoneyMindset, Nelson Nash Institute, Non-Traditional Banking, Precious Metals, PrivateBanking, PrivateBankingStrategies, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Risk Management, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, Wealth Creation, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

If you own cash, real estate, a business, or assets— you’re a target. From taxes to creditors, your wealth is always at risk. That’s why having a solid asset protection plan isn’t optional — it’s essential. Understand the real consequences of being unprotected — frozen accounts, devastating lawsuits, financial ruin — and learn how to avoid becoming a victim.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks, Esq., explore why asset protection is the top priority for safeguarding your wealth and ensuring peace of mind. Whether you’re an entrepreneur, investor, family business owner, or simply looking to protect your personal finances, you’ll discover powerful legal strategies to shield your assets.

Don’t wait for a financial emergency — take proactive steps now to secure your legacy.

Vance and Seth discuss:

How to Build a Private Cash Vault for Maximum Asset Protection
Asset Protection Explained: The Foundation of Long-Term Wealth
The Hidden Risks of Traditional Bank Deposits (Dodd-Frank Warning)
The Truth About FDIC Insurance: What You’re Not Being Toll

Resources: 50 State Bulletin

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Wealth Strategies for Every Income Level | Episode 116

April 24, 2025Budgeting, Cash, Debt Management, Economy, Education, Finance, Investing, Money, Personal Finance, Risk Management, Uncategorized, Wealth401K, Asset Protection, BankFailure, BankFailures, Banking, BankonYourself, BeTheBank, cash, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, Family Wealth, Finance, Financial Advisor, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, IRA, LegacyProtection, LegacyWealth, Lending, MoneyMindset, Nelson Nash Institute, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, Wealth Creation, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Tired of financial stress and living paycheck to paycheck?

You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal finance by leveraging the velocity of money, eliminating bad debt, and investing in cash-flowing real estate and income-producing assets.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. dive deep into the Infinite Banking Concept—a proven wealth-building system used by the financially elite to maximize capital efficiency and accelerate asset growth. Understanding the true mechanics of money can radically transform your life, by boosting your financial freedom, and put you in control of your financial future – no matter your income level.

Vance and Seth discuss:

The Best Strategy to Protect Your Cash in 2025
How this System is Geared Not Just Towards the Rich, but the Average American as Well
Real Estate Wealth Protection: Private Banking Strategies for Asset Shielding & Tax Efficiency
How to Use a Private Banking Strategy to Pay Off Debt and Build Wealth Through Compound Interest

Other Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Avoid 401k & IRA Penalties: Unlock Tax-Free Growth with IRC 7702 | Episode 111

March 20, 2025Budgeting, Cash, Debt Management, Economy, Education, Finance, Investing, Money, Personal Finance, Risk Management, Uncategorized, Wealth401K, 403B's, AssetProtection, AutomobileFinancing, BankFailure, Banking, BankonYourself, BeTheBank, Bitcoin, Blockchain, cash, Crypto Investor, Debt, Dividend-Paying Life Insurance, Family Wealth, Finance, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, InvestmentProperty, IRA, LegacyProtection, LegacyWealth, Lending, MoneyMindset, Nelson Nash Institute, Non-Traditional Banking, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Worried about the penalties of accessing your 401k or IRA funds? Most people don’t realize there’s a way to grow and compound your retirement savings in a secure, tax-advantaged account—while accessing cash value without penalties.

In this episode of Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down the powerful Internal Revenue Code 7702 and how it can transform your financial future. Learn how to leverage this strategy to build wealth, protect your assets, and take control of your banking system.

Vance and Seth discuss:

Understanding Internal Revenue Code 7702: Tax Advantages & Life Insurance Compliance
Avoid Index Universal Life: Banking Guarantees vs. Market-Linked Returns
Top-Tier Whole Life Insurance Companies Outperform Banks in Capital Reserves & Stability
The Dodd-Frank Act & Banking Risks: How Your Bank Deposits Are Potentially Exposed

Other Resources:

To Schedule an Exploratory Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

The Ultimate Money Law for Financial Success | Episode 104

January 30, 2025Budgeting, Cash, Debt Management, Economy, Finance, Investing, Money, Personal Finance, Risk Management, Uncategorized, Wealth401K, 403B's, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Budgeting, CryptoInvestor, Debt, Dividend-Paying Life Insurance, Economic Trends and Analysis, Economy, Finance, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InvestmentProperty, IRA, LegacyProtection, LegacyWealth, Lending, MoneyMindset, NelsonNashInstitute, Non-Traditional Banking, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Roth IRA, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

Unlock the secrets to financial freedom with key money laws that put you in full control of your wealth. The first and most powerful principle? The 10% Rule. This strategy goes beyond simple savings—it’s about building a wealth mindset and making your money work within your personal economy.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down how applying the 10% Rule to your monthly income can create lasting financial security and set you on the path to true wealth accumulation.

Vance and Seth discuss:

Understanding the 10% Rule: A Key to Wealth Building
How Your Money Mindset Shapes Financial Success
Maximizing Your Paycheck: Turning Income into Profits
The Financial Math Behind This Wealth Strategy

To Watch This Episode, Please Visit the Private Banking Strategies® YouTube Channel:

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

The Real Money Problem and How to Solve it – Part 1 | Episode 98

December 17, 2024Budgeting, Cash, Debt Management, Economy, Education, Finance, Investment, Money, Personal Finance, Risk Management, Uncategorized, Wealth401K, 403B's, Asset Protection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Bitcoin, Cryptocurrency, CryptoInvestor, Debt, Debt Repayment, Family Wealth, Finance, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InvestmentProperty, IRA, LegacyProtection, LegacyWealth, Lending, MoneyMindset, NelsonNashInstitute, Non-Traditional Banking, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Risk Management, Roth IRA, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

A critical challenge in our society today is the widespread lack of financial literacy, leaving many unsure of how to manage and maximize their money effectively. This growing issue has led to rising levels of debt across the nation, as individuals remain unaware of the wealth-building opportunities available to them.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., share powerful strategies to solve your money challenges, leverage your wealth, and make your money work harder for you.

Vance and Seth discuss:

The Biggest Financial Mistake Most People Make
The Hidden Flaws of 401(k) Plans
How to Multiply Wealth: Don’t Spend Money, Use it
Use a Dollar More than Once: Build Wealth with Private Banking

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

How to Crush it With Infinite Banking – Part 2 | Episode 97

December 11, 2024Budgeting, Cash, Debt Management, Economy, Education, Finance, Investment, Money, Personal Finance, Risk Management, Uncategorized, Wealth401K, AssetProtection, AutomobileFinancing, Bank on Yourself, Banking, BeTheBank, Budgeting, CryptoInvestor, Debt, Debt Management, Debt Repayment, Family Wealth, Finance, Financial Advisor, Financial Literacy and Education, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InvestmentProperty, IRA, Legacy Protection, LegacyWealth, Lending, MoneyMindset, NelsonNashInstitute, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Roth IRA, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, YouBeTheBankprivatebankingstrategies

Still searching for powerful strategies to build wealth? If traditional financial advice isn’t delivering the results you crave, it’s time to level up. Discover the must-know rules for achieving financial freedom and unlock a game-changing technique that paves the way to lasting financial success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., delve into essential money rules and share real-life success stories of individuals who unlocked extraordinary financial growth by applying the Infinite Banking Method.

Vance and Seth discuss:

How to Pay Off Debt Strategically and Build Wealth Simultaneously
The Golden Rule of Financial Freedom: A Game-Changer for Wealth Building
Breaking Free from the Arrival Syndrome: Key Insights for Financial Growth
Why Traditional Banks Fail as a Secure Option for Your Money

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

How to Thrive in Today’s Economic Downturn – Part 1 | Ep.88

October 8, 2024Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth401K, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, CryptoInvestor, Debt, Finance, Financial Freedom, FinancialAdvisor, FinancialSecurity, GetOutofDebt, IndependentWealth, Infinite Banking Concept, InvestmentProperty, LegacyProtection, LegacyWealth, Lending, NelsonNashInstitute, PrivateBanking, PrivateBankingStrategies, Retirement, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

Concerned about how today’s economic downturn, inflation, or job insecurity could impact your financial future? Uncover the key strategy to recession-proof your investments, grow your savings, and make smart financial decisions to thrive in any economic climate.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., offer expert insights into the power of personalized whole life insurance policies as a key tool to financial success. Explore the infinite banking structure for immediate benefits and learn why a whole life insurance policy is one of the most secure ways to protect your cash.

Yield vs. Average Rate of Return: Whole Life Insurance Policy Benefits
Create Your Own Economy: How to Thrive Outside the Current Economic System
What is a Whole Life Insurance Policy?Key Insights You Need to Know
The Power of the Velocity of Money: Why Money Has No Value Unless It’s Moving
Policy Loans Explained: How Soon Can You Borrow from Your Whole Life Policy?
Higher Interest Rates: How They Benefit Whole Life Insurance Policyholders

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

Achieve Ultimate Financial Control: Customizing Whole Life Policies | Ep. 87

October 2, 2024Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth401K, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, CryptoInvestor, Debt, Finance, Financial Freedom, FinancialAdvisor, FinancialSecurity, GetOutofDebt, IndependentWealth, Infinite Banking Concept, InvestmentProperty, LegacyProtection, LegacyWealth, Lending, NelsonNashInstitute, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

While many financial institutions boast about being the ultimate place to store your assets, they often leverage whole life insurance policies to boost their cash flow and sidestep penalties. What you might not know is that you can adopt these same powerful strategies to grow your wealth, just like the banks do.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., dive deep into these powerful infinite banking structures and tackle frequently asked questions to help you achieve ultimate financial control.

Vance and Seth discuss:

Safe Money Strategies: Best Options
Life Insurance vs. Banks: Which One Offers Better Returns?
Maximize Returns: Make Money Work for You
Penalty-Free Banking: Does It Exist?
Lack of Control: Bank Account Restrictions
Whole Life Insurance: Are There Age Limits?

To watch this episode, please visit the Private Banking Strategies® YouTube Channel:

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

The Ultimate Wealth Building Strategy – Part 1 | Ep. 83

September 3, 2024Budgeting, Debt Management, Education, Finance, Investment, Money, Personal Finance, Risk Management, Uncategorized, Wealth401K, Asset Protection, AutomobileFinancing, Bank on Yourself, Banking, BeTheBank, CryptoInvestor, Debt, Finance, Financial Advisor, Financial Freedom, FinancialSecurity, GetOutofDebt, IndependentWealth, Infinite Banking Concept, InvestmentProperty, Legacy Protection, LegacyWealth, Lending, Nelson Nash Institute, private banking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

Consider this: Are you currently where you want to be financially? You might be curious if there’s a more effective way to manage and grow your cash, or if there are little-known strategies the wealthy use, but rarely discuss. The reality is, even if you’re skilled at earning money, reaching your financial goals can be challenging without the right knowledge and foundational principles for managing and growing it.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal the wealth-building principles they’ve used for decades to help guide their clients towards financial freedom.

Vance and Seth discuss:

Understanding the 10% Rule and Its Importance for Financial Success
The Strategy of Paying Yourself First
Earning Like the Banks: A Guide to Financial Growth
Differentiating Luxuries from Necessities: Insights from Parkinson’s Law
Recognizing and Overcoming the Arrival Syndrome

To watch this episode, please visit the Private Banking Strategies YouTube channel:

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More

How to Escape Today’s Economic Decline – Part 1 | Ep. 80

July 23, 2024Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth401K, Asset Protection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, CryptoInvestor, Debt, Finance, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, IndependentWealth, Infinite Banking Concept, InvestmentProperty, LegacyProtection, LegacyWealth, Lending, NelsonNashInstitute, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

How do you feel about your current financial situation? If you’re like many others, you might feel you’re not advancing as fast as you’d hoped, or perhaps even slipping backward.

At Private Banking Strategies®, we offer a chance to transform how you manage your money. Instead of just spending, learn how to effectively use your hard-earned cash by leveraging the power of infinite banking and build your own thriving, private economy.

In this episode, Seth and Vance discuss:

03:47 The HARSH reality of modern-day banking – The Dodd Frank Act.
05:48 How did people manage their finances before the creation of the Federal Reserve?
12:15 The US economy – a brief history.
17:20 How Whole Life Insurance Policies assist in growing and compounding your wealth.
20:20 How centralized banks operate Vs. Whole Life Policies.

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/

To watch our podcast, visit the Private Banking Strategies® YouTube channel:

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More