Tag Archives: private banking

Thriving in 2025: Austrian Economics & the Blueprint for Financial Freedom | Episode 124



There’s a right and wrong way to use money—and it’s probably not what you’ve been taught. Most people unknowingly spend their principal and sabotage their wealth potential. But what if you could recover 100% of your money every month?

In this episode of the Private Banking Strategies Podcast, 25-year veteran money manager Vance Lowe exposes the hidden truth behind how traditional banking keeps you poor—and how the wealthy legally sidestep it. Discover how to build true financial independence by leveraging the Infinite Banking Concept (IBC) to grow, compound, and control your cash outside of Wall Street and government reach.

Vance explores why money has no value until it’s exchanged, how to recapture your money instead of spending it, and how to store your wealth in a private banking system that compounds for life.

Vance discusses:

  • How the U.S. Banking System Was Designed to Control Your Wealth
  • The 3 Ultimate Money Laws You Were Never Taught – Mastering the Rules of Wealth Building
  • Why Your Money Isn’t Working for You: The Hidden Truth About How Banks Use Your Cash
  • How the Wealthy Really Get Rich: Volume of Return vs. Rate of Return Explained

Resources: 

Connect with Seth Hicks and Vance Lowe:


Infinite Banking vs. Traditional Investing – Build Wealth Like the Top 1% – Part 4 | Episode 123



Are you tired of watching your hard-earned money fluctuate with the market’s ups and downs? Infinite Banking is a game-changing strategy that will help you take control of your financial future. By Becoming Your Own Banker, you have more control, guarantees, and long-term financial stability—without relying on Wall Street.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hick Esq., explore the concept of Infinite Banking and how it outperforms all other traditional investment strategies, such as stocks, bonds, Iras, 401k’s, and Index Universal Life.

Vance and Seth discuss:

  • The Forgotten History of Life Insurance and Banking in America
  • Why Custom Whole Life Insurance Policies Outperform the Stock Market
  • Guaranteed Growth vs. Index Universal Life: Know the Difference
  • The Math Doesn’t Lie: How Whole Life Policies Create Guaranteed Compounding Growth.    

Resources:

Connect with Seth Hicks and Vance Lowe:


From Paycheck to Prosperity – Build Wealth Like the Top 1% – Part 1 | Episode 120



What does true financial success mean to you—massive net worth and flashy assets, or lasting financial freedom with no debt, full control, and guaranteed growth?

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and Seth Hicks, Esq. reveal a powerful alternative to Wall Street: the Infinite Banking Concept (IBC). Learn how to use dividend-paying whole life insurance to build your own private banking system—a proven strategy to:

✅ Eliminate consumer debt
✅ Achieve long-term financial independence
✅ Create tax-free retirement income
✅ Grow your wealth with liquidity, control, and certainty

If you’re tired of living paycheck to paycheck, relying on risky market returns, or giving up control to traditional banks, this episode is your blueprint to take back your financial future.

Seth and Vance discuss:

  • Unlocking the True Definition of Financial Freedom
  • Why Traditional Banking May Be Hurting Your Wealth
  • Transforming Debt into a Wealth-Building Asset
  • Understanding the Volume of Return: Use a Dollar More than Once
  • How This Strategy Improves Your Financial Position Every Single Day

Resources:

Connect with Seth Hicks and Vance Lowe:


Trump’s Tariffs Explained: Market Impact & How to Protect Your Portfolio | Episode 118



Everyone’s talking about tariffs—and how they’re supposedly wrecking the economy and your personal finances. But is the media hype justified? In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. cut through the noise to reveal the truth behind Trump’s tariffs, their actual impact on the U.S. economy, and how smart financial strategies can shield your wealth regardless of market volatility.

Discover how private banking, an alternative wealth building and asset protection strategy, can help you thrive—no matter what happens with interest rates, taxes, or trade wars. Learn why the stock market isn’t the true driver of economic strength and how you can grow and safeguard your money using time-tested, tax-advantaged methods that outperform traditional banking and Wall Street.

 

Vance and Seth discuss:

  •  Introduction to Tariffs – Why We’ve Been Living in a False Economy
  •  A Brief History of Tariffs – How the U.S. Thrived Without an Income Tax
  •  Rethinking the Stock Market – Why it’s Not the True Measure of the Economy
  •  The Solution: Whole Life Insurance Contracts – Apply the Banking Equation to Your Life

 

Resources:

Connect with Seth Hicks and Vance Lowe:


Wealth Strategies for Every Income Level | Episode 116



Tired of financial stress and living paycheck to paycheck?

You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal finance by leveraging the velocity of money, eliminating bad debt, and investing in cash-flowing real estate and income-producing assets.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. dive deep into the Infinite Banking Concept—a proven wealth-building system used by the financially elite to maximize capital efficiency and accelerate asset growth. Understanding the true mechanics of money can radically transform your life, by boosting your financial freedom, and put you in control of your financial future – no matter your income level.

Vance and Seth discuss:

  • The Best Strategy to Protect Your Cash in 2025
  • How this System is Geared Not Just Towards the Rich, but the Average American as Well
  • Real Estate Wealth Protection: Private Banking Strategies for Asset Shielding & Tax Efficiency
  • How to Use a Private Banking Strategy to Pay Off Debt and Build Wealth Through Compound Interest

Other Resources:

Connect with Seth Hicks and Vance Lowe:


Growing Your Capital w/ Infinite Banking Strategies – Part 3 | Episode 114



Every business—whether a startup or a corporate giant—has an unavoidable financial partner: the IRS. But what if you could legally restructure your business strategy to eliminate this burden and achieve true financial privacy? Learn how to maximize cash flow, minimize tax exposure, and regain complete control over your financial future by not letting hidden costs drain your profits.

In this episode of Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., wrap up their powerful grocery store analogy and unveil strategic wealth-building techniques that can revolutionize the way you manage your finances.

Vance and Seth discuss:

  • The Hidden Silent Partner in Your Business – How taxes quietly erode your profits and strategies to mitigate their impact.
  • Unlocking IRS Code 7702 – Leverage tax-advantaged wealth-building strategies to maximize business savings.
  • Doubling Your Assets with Strategic Debt Purchases – Transform liabilities into financial leverage for exponential growth. 
  • Mastering Private Banking Strategies® – Eliminate debt, protect assets, and build generational wealth without increasing workload.

 

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

 

Other Resources:

Connect with Seth Hicks and Vance Lowe:


How to Leverage Debt & Build Wealth – Part 3 | Episode 109



Can a privatized banking strategy transform your financial future? For Mr. Chiro and his family, the results were life-changing! They crushed over $500,000 in debt and reached financial freedom in just 73 months.

In this episode,Vance Lowe and Seth Hicks, Esq., reveal thefinal chapterof this powerful success story. Learn howstrategic cash flow management, asset protection, and wealth-building principleshelped this family break free from financial burdens and multiply their wealth.

Vance and Seth discuss:

✅ How to break free from the limitations of traditional banks
✅ The step-by-step process to start your own private bank
✅ Why you don’t need a massive fortune to implement this proven financial strategy

 Resources:

 

— To Watch This Episode, Please Visit the Private Banking Strategies® YouTube Channel — 

 

 

Connect with Seth Hicks and Vance Lowe:

 


Beat Inflation and Slash Your Taxes | Episode 100



With inflation surging, securing a prosperous financial future may seem out of reach for many. However, there’s a proven strategy to protect your hard-earned wealth from over-taxation while maximizing growth and compounding opportunities. Through the power of infinite banking, you can not only grow your financial assets tax-efficiently and penalty-free but also create a substantial cash reserve for retirement and build lasting generational wealth.

In this episode of the Private Banking Strategies Podcast, financial expert Vance Lowe and attorney Seth Hicks, Esq., delve into the current inflationary crisis—leaving many Americans grappling with mounting debt—and reveal how establishing your own private banking system can fortify your financial security in uncertain times.

 

Vance and Seth discuss:

  •  Breaking Down National Debt and Inflation Challenges
  •  Building a Tax-Free Economy: Shielding Wealth from Government Oversight
  •  Leveraging Private Banking Strategies to Counter Inflation and Tax Hikes
  •  Maximizing Whole Life Contracts: Unlocking Money Reusability

 

To watch this episode, please visit the Private Banking Strategies® YouTube Channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Crush it with Infinite Banking – Part 1 | Episode 96



Have you ever wondered why some people achieve extraordinary wealth and financial freedom, while others struggle to stay afloat? The truth about money isn’t tied to how much you earn—it’s about mastering the strategies that drive long-term success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal the core principles behind financial independence. They break down the key rules of wealth-building and explain why infinite banking isn’t a product—it’s a transformative, lifelong process for creating sustainable financial growth.

  • Infinite Banking vs. Index Universal Life
  • 10% Rule Explained: The Top Rule of Personal Finance
  • Unlocking the Banking Equation: How to Double Your Wealth Every Two Years
  • The Truth About Principal and Why You Should Never Deplete It

 

To watch this episode, go to the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple – Part 3 | Episode 95



The economy is facing challenges, leaving many unsure about what’s next. But here’s the game-changer: you can create your own private economy—free from penalties, protected from market risks, and designed for guaranteed growth.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., dive into a powerful visual analysis of how to structure a personalized economy. Discover how to achieve a debt-free lifestyle while growing cash value in a system tailored just for you.

 

Vance and Seth discuss:

  • Purchasing Loans vs. Paying Off Loans: Which Strategy is Best?
  • Recasting Your Mortgage: A Game-Changer for Your Personal Finances
  • The Ultimate Guaranteed Investment: Make Your Money Work Smarter
  • Recycling Your Money: How to Use Every Dollar Multiple Times

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/