Tag Archives: QualifiedPlan

The Smartest Way to Grow Wealth: Why Savvy Investors Shift Cash Out of 401(k)s | Episode 143



Discover the best place to keep your cash for stability and growth! Learn where high-net-worth individuals store money for maximum growth potential and uncover the history of banking through high-cash-value whole life insurance contracts—the same strategies used by banks and major corporations. Perfect for investors, entrepreneurs, and anyone seeking financial freedom through proven, low-risk wealth-building strategies.

In this episode of the Private Banking Strategies podcast, Vance Lowe and Seth Hicks discuss whywhole life insurance policies offer unmatched flexibilitycompared to restrictive retirement plans like 401(k)s, and howdebt consolidationdone the right way can help you organize liabilities to create thebest possible growth valueinside your personal economy.

Vance and Seth Discuss

0:00 – The Best Place to Keep Your Cash for Financial Stability
2:55 – How to Position Your Cash for Maximum Growth Potential
6:25 – The History of Banking and the Rise of High-Cash-Value Whole Life Insurance
12:34 – Whole Life Insurance Flexibility vs. 401(k) Restrictions
17:30 – Strategic Debt Consolidation: How to Structure Debt for Optimal Wealth Growth

Resources:

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The “No-Risk” Investment Strategy: Build Lasting Financial Success – Part 2 | Episode 141



We’ve all been told to invest our hard-earned savings in “safe” or “logical” places — yet every investment seems to come with risk. But what if there was a way to secure your money in a protective financial vault that not only preserves your wealth but also helps it grow and compound, shielded from market volatility and government intrusion?

In this episode of the Private Banking Strategies Podcast, hostsVance Lowe and Seth Hicks reveal the no-risk investment strategy the ultra-wealthy have leveraged for generations. Discover how to build a winning money mindset, make smarter financial decisions, and protect your wealth using private banking principles that keep your money working for you — safely and effectively.

Vance and Seth discuss:

  • Recap: How to make the most profit possible — and why you should never steal from your own bank.
  • The #1 Rule for Financial Success: Discover the 10% Law and why it’s the foundation of wealth building.
  • The Velocity of Money Explained: Learn how to use money to give it value with a real-life example of cash flow in motion.
  • The Hidden Silent Partner in Your Business: Understand how taxes quietly erode your profits and the key strategies to reduce tax impact.
  • The Tax Advantage of Private Banking: Explore the little-known benefits of Internal Revenue Code 7702 and how it can legally grow your wealth tax-free.

Resources:

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Winning Money Mindset: Build Lasting Financial Success – Part 1 | Episode 140



The key to financial success is understanding how core wealth-building principles apply to your everyday life—and how to make your money work for you instead of against you. Whether you’re a business owner, homeowner, or simply looking to create passive income and break free from the paycheck-to-paycheck cycle, this proven private banking strategy is essential for achieving financial freedom and long-term wealth.

In this episode of the Private Banking Strategies, Vance Lowe and Seth Hicks Esq., break down the real difference between financial success and failure, expose the common misconceptions about money management, and show you how to take control of your financial future. Whether you want to build generational wealth, create cash flow, or set up your own private banking system, we’ll walk you step by step through how to do it — the right way.

Vance and Seth discuss:

  • The Wealth Mindset You Need for Financial Success
  • Private Banking Core Values in Action: Real-Life Money Lessons from the Grocery Store
  • Why Elon Musk’s Financial Strategies Lead to Massive Business Success
  • The True Difference Between Financial Success and Failure

Resources:

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Financial Planning 101: The Do’s and Don’ts to Build Lasting Wealth | Episode 139



Completely transform the way you think about money and unlock true financial freedom. 💰

In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq. reveal how to stop spending money—and start using it like the banks do. Discover why traditional financial plans, like 401(k)s and IRAs keep you trapped in the system, and a better way to take control of your cash flow.

Learn how Infinite Banking can help you protect your assets, create lasting wealth, and tailor a private banking strategy that fits your unique financial goals. If you’re ready to think like a banker and make your money work for you every single day, this episode is your roadmap to financial independence.

  • The Power of Switching from Spending to Using Money Like the Banks Do
  • Private Banking Strategies: How to Build Wealth Around Your Individual Needs and Goals
  • The Truth About Retirement: Why It’s a Government-Created Myth
  • How to Buy Out Your Own Debt and Turn It Into Profit
  • Stop Locking Away Your Money: Make It Work for You Instead of in a 401(k) or IRA

Resources:

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Smart Investing: Escape the Traditional Investment Trap | Episode 138



The truth about smart investing is very different from what you’ve been taught — and the traditional investment model you’re following may actually be holding you back. Fortunately, there’s a way to grow your wealthprotect your retirement, and generate consistent passive income using strategies that the financial industry doesn’t want you to know.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how to take control of your money and make it work harder than ever. It’s time to become your own banker and achieve true financial freedom.

Vance and Seth discuss:

  • The Best Long-Term Investment Strategy the Wealthy Don’t Want You to Know About
  • How to Maximize Your Investment Yield for Lifetime Growth
  • The Only Investment That Guarantees You’ll Never Outlive Your Money — Even in Retirement
  • The Simple Secret to Building Wealth Most People Overlook
  • Why Every Dollar Should Do More Than One Job — The Key to Financial Freedom

Resources:

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Protect Your Finances from Government Surveillance | Episode 133



In today’s economic climate, government surveillance and financial monitoring are more pervasive than ever. Every transaction you make, every dollar you move, is increasingly tracked and recorded. But what if you could take back control of your privacy and protect your cash from unnecessary oversight?

In this episode of the Private Banking Strategies Podcast, hosts Vance Lowe and Seth Hicks, Esq. reveal how government surveillance impacts your financial freedom and what strategies you can use to safeguard your money. Learn how a private banking system creates a shield around your assets, ensures your wealth remains confidential, and give you peace of mind in an era of financial overreach.

Vance and Seth discuss:

  • How Banks Serve as Agents of the Federal Government
  • How to Attain Financial Privacy with Well-Structured Whole Life Policies
  • Private Banking System Vs. Traditional Wealth Management
  • How to Reclaim 100% of Your Monthly Expenses Using the Velocity of Money
  • How to Purchase Your Debt: Understanding the Volume of Interest vs. Interest Payments

Resources:

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Unlocking the Key to Financial Abundance | Wealth Building & Money Strategies | Episode 132



Discover how to create your own economy through private banking and unlock the foundation of lasting financial freedom. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how to restructure your cash flow so your money works for you instead of enriching centralized banks like Wells Fargo or Bank of America.

You’ll also hear a real-world example of how everyday people apply these same wealth-building principles to grow assets, reduce financial risk, and take control of their financial future. Learn why Private Banking Strategies® outperform traditional banking and how you can start building a system that keeps your wealth safe, secure, and compounding for generations.

Vance and Seth discuss:

  • The Value of Creating Your Own Economy with Private Banking
  • How Big Banks like Wells Fargo & Bank of America Profit from Collateralization — And How You Can Do the Same
  • Real-Life Example: Why Private Banking and Building Your Own Economy Outperforms Traditional Banking

Resources:

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Profiting from Cash Flow: Smart Money Strategies | Episode 129



Traditional banking and Wall Street investments aren’t built for your benefit—they’re built to enrich the banks and the government. Despite the promises tied to credit cards, CDs, money market accounts, 401(k)s, and IRAs, these so-called “financial benefits” often serve institutions far more than individuals.

In this special episode of the Private Banking Strategies Podcast, hosts Vance Lowe and Seth Hicks, Esq. reveal how the system is stacked against you and share a powerful real-life example that highlights the difference between conventional financial tools and the life-changing wealth strategy known as Infinite Banking.

Discover how to you take control, protect your money, and build lasting wealth outside of the traditional financial traps.

Vance and Seth discuss:

  • How to Recover 100% of the Money You Spend | Infinite Banking Strategy Explained
  • The Hidden Problems with Traditional Financial Tools (401k, IRA, CDs) vs. Private Banking
  • CD Account vs. Infinite Banking: Real-Life Wealth Building Comparison
  • Why Private Banking Gives You Full Financial Control Over CDs, 401(k)s, IRAs, and More

Resources: 

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Avoid Life Insurance Scams: Secure Your Wealth with Smarter Strategies | Episode 127



Don’t fall for life insurance traps disguised as “investment opportunities.” Learn what to avoid, what to look for, and how to protect your money using strategies the wealthy have relied on for generations.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal the truth behind common life insurance scams and show you how real banking policies—structured the right way—can help you maximize profits, build wealth, and take full control of your financial future.

Vance and Seth discuss:

  • What Is a Real Banking Policy?
    Understand the true definition and purpose behind a properly structured policy.
  • Real Private Banking vs. Life Insurance Scams
    Learn how to spot the difference between legitimate strategies and misleading products.
  • The Power of Paid-Up Additions (PUAs)
    Discover how PUAs create immediate profit and supercharge your banking policy.
  • The Advantages of Policy Ownership
    Why owning the right type of policy gives you long-term control, growth, and financial leverage.

Resources: 

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Thriving in 2025: Austrian Economics & the Blueprint for Financial Freedom | Episode 124



There’s a right and wrong way to use money—and it’s probably not what you’ve been taught. Most people unknowingly spend their principal and sabotage their wealth potential. But what if you could recover 100% of your money every month?

In this episode of the Private Banking Strategies Podcast, 25-year veteran money manager Vance Lowe exposes the hidden truth behind how traditional banking keeps you poor—and how the wealthy legally sidestep it. Discover how to build true financial independence by leveraging the Infinite Banking Concept (IBC) to grow, compound, and control your cash outside of Wall Street and government reach.

Vance explores why money has no value until it’s exchanged, how to recapture your money instead of spending it, and how to store your wealth in a private banking system that compounds for life.

Vance discusses:

  • How the U.S. Banking System Was Designed to Control Your Wealth
  • The 3 Ultimate Money Laws You Were Never Taught – Mastering the Rules of Wealth Building
  • Why Your Money Isn’t Working for You: The Hidden Truth About How Banks Use Your Cash
  • How the Wealthy Really Get Rich: Volume of Return vs. Rate of Return Explained

Resources: 

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