Tag Archives: Private Banking Strategies

Wealth Strategies for Every Income Level | Episode 116



Tired of financial stress and living paycheck to paycheck?

You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal finance by leveraging the velocity of money, eliminating bad debt, and investing in cash-flowing real estate and income-producing assets.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. dive deep into the Infinite Banking Concept—a proven wealth-building system used by the financially elite to maximize capital efficiency and accelerate asset growth. Understanding the true mechanics of money can radically transform your life, by boosting your financial freedom, and put you in control of your financial future – no matter your income level.

Vance and Seth discuss:

  • The Best Strategy to Protect Your Cash in 2025
  • How this System is Geared Not Just Towards the Rich, but the Average American as Well
  • Real Estate Wealth Protection: Private Banking Strategies for Asset Shielding & Tax Efficiency
  • How to Use a Private Banking Strategy to Pay Off Debt and Build Wealth Through Compound Interest

Other Resources:

Connect with Seth Hicks and Vance Lowe:


How to Leverage Debt & Build Wealth – Part 1 | Episode 107



Debt can be a relentless financial burden, draining wealth and limiting opportunities. For millions of Americans, financial freedom feels out of reach—but it doesn’t have to be. The key to escaping debt is maximizing the efficiency of your money and leveraging strategic wealth-building techniques. Instead of letting banks profit off your deposits, take control by putting your money to work for YOU through strategic wealth-building techniques.

In this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq.  reveal a powerful client success story—a typical American family drowning in debt with no clear way out. Uncover how they used high-yield financial tools to create a financially secure future – through a structured Private Banking Strategy, they implemented an 8-year financial transformation plan, eliminating debt and unlocking the path to wealth accumulation, financial independence, and long-term prosperity!

Vance and Seth discuss:

  • Crushing Your Debtwith Private Banking Strategies – How to Transformed Your Finances
  • Building Wealth Without Extra Work– Create a Disciplined Financial Plan
  • Stop Losing Money & Make It Work for You– The Proven Eight-Year Wealth Roadmap
  • How You Can Apply These Same Strategies to Achieve Financial Freedom

Resource Links:

 

— To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel —

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Financial Survival: Protect Yourself in an Uncertain Economy | Episode 105



What comes to mind when you think about today’s economy? Maybe it’s the rising cost of living fueled by inflation or the government’s excessive spending. For many, achieving financial security and long-term wealth seems increasingly out of reach in these uncertain times.

But there’s a way to take back control! By leveraging a properly structured private banking system, you can safeguard your wealth, build financial resilience, and create a secure future.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal how a specialized private banking structure acts as your personal asset protection vault—fully private, legally secure, and controlled by you and your family.

Vance and Seth discuss:

  • The Key to Safeguarding Your Earnings and Protecting Your Assets
  • How to Create a Simple Yet Powerful Asset and Retirement Strategy
  • Take Charge of Your Finances and Reclaim Your Financial Freedom
  • Private Banking Is NOT for You If…

 

To Watch This Episode, Visit The Private Banking Strategies® YouTube Channel: 

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Unlock Your Financial Goldmine – Part 1 | Episode 101



Most business owners overlook the massive financial losses slipping through their fingers. Here’s the bottom line: your business likely generates enough cash flow to achieve financial independence, but instead, banks are profiting from your hard work. The solution? Implementing a Private Banking Strategy that empowers you to maximize the value of every dollar—again and again, while transforming your businesses cash flow into a powerful wealth-building engine – all while securing a rock-solid retirement plan.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., unveil how one business owner revolutionized his financial future, by leveraging the power of a Private Banking Strategy, and redirected his cash flow to self-finance his business operations, eliminating the need for expensive third-party lenders.

Vance and Seth discuss:

  • Unlock Wealth: Use private banking strategies to grow without extra work.
  • Hidden Wealth: Find your financial goldmine with actionable insights.
  • Accelerate Growth: Restructure cash flow for faster wealth building.
  • Master Wealth: Proven 7-pillar strategies for financial freedom.

Resource Links:

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

 


How to Crush it with Infinite Banking – Part 1 | Episode 96



Have you ever wondered why some people achieve extraordinary wealth and financial freedom, while others struggle to stay afloat? The truth about money isn’t tied to how much you earn—it’s about mastering the strategies that drive long-term success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal the core principles behind financial independence. They break down the key rules of wealth-building and explain why infinite banking isn’t a product—it’s a transformative, lifelong process for creating sustainable financial growth.

  • Infinite Banking vs. Index Universal Life
  • 10% Rule Explained: The Top Rule of Personal Finance
  • Unlocking the Banking Equation: How to Double Your Wealth Every Two Years
  • The Truth About Principal and Why You Should Never Deplete It

 

To watch this episode, go to the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple – Part 3 | Episode 95



The economy is facing challenges, leaving many unsure about what’s next. But here’s the game-changer: you can create your own private economy—free from penalties, protected from market risks, and designed for guaranteed growth.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., dive into a powerful visual analysis of how to structure a personalized economy. Discover how to achieve a debt-free lifestyle while growing cash value in a system tailored just for you.

 

Vance and Seth discuss:

  • Purchasing Loans vs. Paying Off Loans: Which Strategy is Best?
  • Recasting Your Mortgage: A Game-Changer for Your Personal Finances
  • The Ultimate Guaranteed Investment: Make Your Money Work Smarter
  • Recycling Your Money: How to Use Every Dollar Multiple Times

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Survive the Next Real Estate Market Crash | Ep. 91



Are you a current or aspiring real estate investor worried about the market’s economic fluctuations or another potential crash like 2008? Since the pandemic, the financial rewards of real estate have drawn in more investors than ever, yet recent market uncertainty has left many questioning how to protect the assets they’ve worked so hard to grow. But there’s a powerful, under-the-radar strategy that can shield your wealth and put you in control—becoming your own private banker.

In this episode of the Massive Passive Cash Flow Podcast, host Gary Wilson sits down with Private Banking Strategies® Seth Hicks, Esq., to reveal how building a private banking system can fortify your investment portfolio and safeguard your financial future, even in the most unpredictable markets.

 

Seth and Gary discuss:

  • Protecting Your Assets from Dodd-Frank Regulations
  • How to Leverage Private Banking to Grow Your Wealth
  • Strategies for Borrowing Against Whole Life Policies for Real Estate Investments
  • Reclaim Financial Control: Building Your Own Private Economic System
  • Protecting Your Assets with Private Banking

 

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Maximize Business Growth with Life Insurance Contracts | Ep. 86



In the financial world, leveraging capital is key to unlocking exponential growth. For business owners, utilizing life insurance contracts on employees and/or partnerships can significantly amplify returns and optimize long-term financial planning.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., explore the financial advantages of strategically insuring employees and business partners, offering insights into how both small and large enterprises can drive profitability through these sophisticated financial instruments.

 

Vance and Seth Discuss:

  • Mastering financial management strategies for business success
  • How a company can leverage insurance policies on key employees
  • Life insurance profitability – the value of annualized returns
  • Utilizing multiple key person policies
  • How employees benefit from these policies

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


The Ultimate Wealth Building Strategy – Part 3 | Ep. 85



What is the true key to financial success? Is it real estate, the stock market, or perhaps a hidden strategy that has been overlooked in traditional education? There’s a crucial approach to building wealth, and it involves reintroducing the banking equation into your life—much like how banks generate their profits.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., discuss strategies for building wealth using your own personal banking system.

 

Vance and Seth Discuss:

  • How to restore the right financial equation in your life
  • How the banks use your deposits to benefit themselves
  • The importance of yield for financial success
  • How to make your money work for you
  • A comparison of infinite banking vs. traditional banking

 

To watch this episode, please visit the Private Banking Strategies Youtube channel:

 

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 


How to Escape Today’s Economic Decline – Part 3 | Ep. 82



Picture this: You open an account that not only safeguards your money but allows you to borrow against it, enabling you to repay yourself with interest while enjoying a guaranteed rate of return. Whether you’re refinancing a loan, buying a home, or planning for retirement, a whole life policy contract provides assured growth and privacy.

In this episode of the Private Banking Strategies podcast, Vance Lowe and Seth Hicks, Esq., explore the power of guaranteed compounding as a cornerstone of infinite banking and wealth creation.

Vance and Seth discuss:

  • How wealth within your private bank will never decrease.
  • Understanding how the average rate of return is a mathematical calculation that reveals specific outcomes.
  • Guaranteed financing – ensured liquidity of the funds accumulated in your policy
  • Example of self-financing through Private Banking Strategies®.
  • We can show you how to reclaim 100% of your monthly expenses.
  • How these policies are passed down from generation to generation.

 

To watch our podcast, visit the Private Banking Strategies® YouTube channel:

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/