Tag Archives: Legacy Protection

Compounding Interest Vs. Traditional Cash Flow – Which Builds Wealth Faster | Episode 125



Most people underestimate the true power of a single dollar—and even fewer know how to leverage it for long-term wealth creation. In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq., break down how to redirect your cash flowmaximize your income, and build your own banking structure where your money works harder for you—in a tax free, compounding system.

Discover how to eliminate traditional financial obstacles, break free from the risks of Wall Street investing, and take back control of your financial future. Whether you’re new to private banking or seeking to escape the limitations of the conventional financial system, this episode gives you a clear path toward financial freedomcash flow mastery, and wealth accumulation—at any income level.

Vance and Seth discuss:

  • What Banks Do Right (That You’re Not)
  • How to Make Your Money Work in Your Economy
  • The #1 Key to a Successful Retirement
  • Why Average Rate of Return

 

Resources: 

Connect with Seth Hicks and Vance Lowe:


Thriving in 2025: Austrian Economics & the Blueprint for Financial Freedom | Episode 124



There’s a right and wrong way to use money—and it’s probably not what you’ve been taught. Most people unknowingly spend their principal and sabotage their wealth potential. But what if you could recover 100% of your money every month?

In this episode of the Private Banking Strategies Podcast, 25-year veteran money manager Vance Lowe exposes the hidden truth behind how traditional banking keeps you poor—and how the wealthy legally sidestep it. Discover how to build true financial independence by leveraging the Infinite Banking Concept (IBC) to grow, compound, and control your cash outside of Wall Street and government reach.

Vance explores why money has no value until it’s exchanged, how to recapture your money instead of spending it, and how to store your wealth in a private banking system that compounds for life.

Vance discusses:

  • How the U.S. Banking System Was Designed to Control Your Wealth
  • The 3 Ultimate Money Laws You Were Never Taught – Mastering the Rules of Wealth Building
  • Why Your Money Isn’t Working for You: The Hidden Truth About How Banks Use Your Cash
  • How the Wealthy Really Get Rich: Volume of Return vs. Rate of Return Explained

Resources: 

Connect with Seth Hicks and Vance Lowe:


Infinite Banking vs. Traditional Investing – Build Wealth Like the Top 1% – Part 4 | Episode 123



Are you tired of watching your hard-earned money fluctuate with the market’s ups and downs? Infinite Banking is a game-changing strategy that will help you take control of your financial future. By Becoming Your Own Banker, you have more control, guarantees, and long-term financial stability—without relying on Wall Street.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hick Esq., explore the concept of Infinite Banking and how it outperforms all other traditional investment strategies, such as stocks, bonds, Iras, 401k’s, and Index Universal Life.

Vance and Seth discuss:

  • The Forgotten History of Life Insurance and Banking in America
  • Why Custom Whole Life Insurance Policies Outperform the Stock Market
  • Guaranteed Growth vs. Index Universal Life: Know the Difference
  • The Math Doesn’t Lie: How Whole Life Policies Create Guaranteed Compounding Growth.    

Resources:

Connect with Seth Hicks and Vance Lowe:


Profit from Your Debt – Build Wealth Like the Top 1% – Part 3 | Episode 122



It’s time to unpack a hard truth: 1 in 3 Americans has more credit card debt than savings. With inflation rising and financial stress at an all-time high, living paycheck to paycheck has become the norm. But here’s the reality—it’s not about how much money you make; it’s about how you manage it.

In this episode of the Private Banking Strategies Podcast, financial strategist Vance Lowe and attorney Seth Hicks, Esq., reveal how shifting your money mindset and following new financial principles can help you take control, eliminate debt, and build lasting financial security. Learn how the wealthy think differently about money—and how you can too.

Vance and Seth discuss:

  • Apply Parkinson’s Law: How to Stop Living Paycheck to Paycheck
  • The Arrival Syndrome: The #1 Mindset Blocking Your Wealth
  • Use It or Lose It: Rewire Your Money Mindset for Long-Term Success
  • The Willie Sutton Law: Shield Your Wealth from Government Overreach

Resources:

Connect with Seth Hicks and Vance Lowe:


Master Your Money – Build Wealth Like the Top 1% – Part 2 | Episode 121



The wealthiest individuals don’t play by the same financial rules as everyone else. They understand one key truth: control of your money is more valuable than rate of return by creating a system where you pay yourself first—not the banks. This strategy empowers individuals at any income level to break free from debt, eliminate financial stress, and build long-term wealth.

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and attorney Seth Hicks, Esq. reveal the strategy that the top 1% have used for generations by following a few simple money laws.  Discover how this private, tax-advantaged strategy can help you take control of your finances, build a secure future, and create a legacy of lasting wealth.

Vance and Seth discuss:

  • Law #1:Never, Ever Spend Principal
  • Law #2:The 10% Rule – Always Pay Yourself First
  • Volume of Return:How Putting Your Money to Work Multiplies Results
  • Why the Banking System Matters: The Importance of Following a Financial Roadmap

 

Resources:

Connect with Seth Hicks and Vance Lowe:


Protect Your Money in 2025 | Must-Know Financial Safety Tips



If you own cash, real estate, a business, or assets— you’re a target. From taxes to creditors, your wealth is always at risk. That’s why having a solid asset protection plan isn’t optional — it’s essential. Understand the real consequences of being unprotected — frozen accounts, devastating lawsuits, financial ruin — and learn how to avoid becoming a victim.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks, Esq., explore why asset protection is the top priority for safeguarding your wealth and ensuring peace of mind. Whether you’re an entrepreneur, investor, family business owner, or simply looking to protect your personal finances, you’ll discover powerful legal strategies to shield your assets.

Don’t wait for a financial emergency — take proactive steps now to secure your legacy.

Vance and Seth discuss:

  • How to Build a Private Cash Vault for Maximum Asset Protection
  • Asset Protection Explained: The Foundation of Long-Term Wealth
  • The Hidden Risks of Traditional Bank Deposits (Dodd-Frank Warning)
  • The Truth About FDIC Insurance: What You’re Not Being Toll

Resources:  50 State Bulletin

Connect with Seth Hicks and Vance Lowe:


Growing Wealth Across Generations: Maximizing Legacy Value | Episode 115



Are you striving to build generational wealth, only to see it eroded by taxes and government regulation? How would you like to protect your retirement savings, minimize tax liability, and secure long-term financial freedom for you and your family by utilizing the Infinite Banking Concept (IBC).

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., discuss how to eliminate unnecessary taxation on your retirement income, build a tax-free, multi-generational wealth succession plan, and maintain complete financial privacy and control over your assets by leveraging whole life insurance policies.

Seth and Vance discuss:

  • Financial History of the US: Why You Must Understanding it
  • The Core Purpose Behind Building Generational Wealth (Greater Than Just Money)
  • Why Prince is the Perfect Case Study for Estate Planning Tax Failure
  • Why the Wealthy Park Cash in Life Insurance Reserves as a Tax-Advantaged Asset

Resources: Loom Video – How We Move 401K, IRA and Roth IRA to PBS Video

 

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

 

Other Resources:

Connect with Seth Hicks and Vance Lowe:


Growing Your Capital w/ Infinite Banking Strategies – Part 2 | Episode 113



Money has no real value unless it’s in motion! Understanding how to keep your wealth circulating within your own financial ecosystem is key to long-term prosperity. Join us as we continue to break down the value of private banking through the lens of a thriving grocery store and revealing how strategic asset protection and cash flow control helps businesses outlast the typical five-year failure rate.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., continue their analogy of the grocery store story, revealing how even the smallest financial leakage—akin to stealing from your own store—can have devastating effects on your wealth-building strategy.

Vance and Seth discuss:

  • Putting Your Money in Motion Can Accelerate Your Financial Growth.
  • Understanding a Town’s Economic Ecosystem: Guide to Managing Your Own Banking System.
  • Is Your Money Asleep? Put it to Work for You!
  • Learning How to Safeguard Your Wealth Against External Threats.\

 

To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel:

 

Other Resources:

Connect with Seth Hicks and Vance Lowe:


How to Leverage Debt & Build Wealth – Part 1 | Episode 107



Debt can be a relentless financial burden, draining wealth and limiting opportunities. For millions of Americans, financial freedom feels out of reach—but it doesn’t have to be. The key to escaping debt is maximizing the efficiency of your money and leveraging strategic wealth-building techniques. Instead of letting banks profit off your deposits, take control by putting your money to work for YOU through strategic wealth-building techniques.

In this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq.  reveal a powerful client success story—a typical American family drowning in debt with no clear way out. Uncover how they used high-yield financial tools to create a financially secure future – through a structured Private Banking Strategy, they implemented an 8-year financial transformation plan, eliminating debt and unlocking the path to wealth accumulation, financial independence, and long-term prosperity!

Vance and Seth discuss:

  • Crushing Your Debtwith Private Banking Strategies – How to Transformed Your Finances
  • Building Wealth Without Extra Work– Create a Disciplined Financial Plan
  • Stop Losing Money & Make It Work for You– The Proven Eight-Year Wealth Roadmap
  • How You Can Apply These Same Strategies to Achieve Financial Freedom

Resource Links:

 

— To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel —

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Crush it With Infinite Banking – Part 2 | Episode 97



Still searching for powerful strategies to build wealth? If traditional financial advice isn’t delivering the results you crave, it’s time to level up. Discover the must-know rules for achieving financial freedom and unlock a game-changing technique that paves the way to lasting financial success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., delve into essential money rules and share real-life success stories of individuals who unlocked extraordinary financial growth by applying the Infinite Banking Method.

Vance and Seth discuss:

  • How to Pay Off Debt Strategically and Build Wealth Simultaneously
  • The Golden Rule of Financial Freedom: A Game-Changer for Wealth Building
  • Breaking Free from the Arrival Syndrome: Key Insights for Financial Growth
  • Why Traditional Banks Fail as a Secure Option for Your Money

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/