Tag Archives: Infinite Banking Concept

Build Wealth Like the Top 1% – America’s Most Powerful Financial Strategy – Part 2 | Episode 121



The wealthiest individuals don’t play by the same financial rules as everyone else. They understand one key truth: control of your money is more valuable than rate of return by creating a system where you pay yourself first—not the banks. This strategy empowers individuals at any income level to break free from debt, eliminate financial stress, and build long-term wealth.

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and attorney Seth Hicks, Esq. reveal the strategy that the top 1% have used for generations by following a few simple money laws.  Discover how this private, tax-advantaged strategy can help you take control of your finances, build a secure future, and create a legacy of lasting wealth.

Vance and Seth discuss:

  • Law #1:Never, Ever Spend Principal
  • Law #2:The 10% Rule – Always Pay Yourself First
  • Volume of Return:How Putting Your Money to Work Multiplies Results
  • Why the Banking System Matters: The Importance of Following a Financial Roadmap

 

Connect with Seth Hicks and Vance Lowe:


Build Wealth Like the Top 1% – From Paycheck to Prosperity – Part 1 | Episode 120



What does true financial success mean to you—massive net worth and flashy assets, or lasting financial freedom with no debt, full control, and guaranteed growth?

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and Seth Hicks, Esq. reveal a powerful alternative to Wall Street: the Infinite Banking Concept (IBC). Learn how to use dividend-paying whole life insurance to build your own private banking system—a proven strategy to:

✅ Eliminate consumer debt
✅ Achieve long-term financial independence
✅ Create tax-free retirement income
✅ Grow your wealth with liquidity, control, and certainty

If you’re tired of living paycheck to paycheck, relying on risky market returns, or giving up control to traditional banks, this episode is your blueprint to take back your financial future.

Seth and Vance discuss:

  • Unlocking the True Definition of Financial Freedom
  • Why Traditional Banking May Be Hurting Your Wealth
  • Transforming Debt into a Wealth-Building Asset
  • Understanding the Volume of Return: Use a Dollar More than Once
  • How This Strategy Improves Your Financial Position Every Single Day

Resources:

Connect with Seth Hicks and Vance Lowe:


The Stock Market Lie | Episode 119



Is the Stock Market Really the Key to Wealth? Think Again.

In this powerful episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and Seth Hicks, Esq. uncover the risks behind traditional stock market investing and challenge the myth that Wall Street drives true economic growth. While stocks can offer temporary gains, they’re also vulnerable to market volatility, economic downturns, and wealth-erasing crashes.

What if you could achieve guaranteed compounding growth, secure cash flow, and long-term wealth preservation—outside of the market?Tune in as Vance and Seth reveal a time-tested private banking strategy that offers financial stability, predictable returns, and asset protection—regardless of market conditions. Discover how to take control of your money, build a recession-proof portfolio, and create a legacy with alternative investments that the wealthy have quietly used for generations.

Vance and Seth discuss:

  • The Stock Market Lie: Why the Risk Isn’t Worth It
  • Why Index Universal Life Is Basically Just Another Stock Market Investment
  • Why Private Banking Strategies Beats the Stock Market – A No-Risk Alternative
  • How Much You Really Need to Start Your Own Private Bank

Resources:

Connect with Seth Hicks and Vance Lowe:


Protect Your Money in 2025 | Must-Know Financial Safety Tips



If you own cash, real estate, a business, or assets— you’re a target. From taxes to creditors, your wealth is always at risk. That’s why having a solid asset protection plan isn’t optional — it’s essential. Understand the real consequences of being unprotected — frozen accounts, devastating lawsuits, financial ruin — and learn how to avoid becoming a victim.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks, Esq., explore why asset protection is the top priority for safeguarding your wealth and ensuring peace of mind. Whether you’re an entrepreneur, investor, family business owner, or simply looking to protect your personal finances, you’ll discover powerful legal strategies to shield your assets.

Don’t wait for a financial emergency — take proactive steps now to secure your legacy.

Vance and Seth discuss:

  • How to Build a Private Cash Vault for Maximum Asset Protection
  • Asset Protection Explained: The Foundation of Long-Term Wealth
  • The Hidden Risks of Traditional Bank Deposits (Dodd-Frank Warning)
  • The Truth About FDIC Insurance: What You’re Not Being Toll

Resources:  50 State Bulletin

Connect with Seth Hicks and Vance Lowe:


Wealth Strategies for Every Income Level | Episode 116



Tired of financial stress and living paycheck to paycheck?

You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal finance by leveraging the velocity of money, eliminating bad debt, and investing in cash-flowing real estate and income-producing assets.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. dive deep into the Infinite Banking Concept—a proven wealth-building system used by the financially elite to maximize capital efficiency and accelerate asset growth. Understanding the true mechanics of money can radically transform your life, by boosting your financial freedom, and put you in control of your financial future – no matter your income level.

Vance and Seth discuss:

  • The Best Strategy to Protect Your Cash in 2025
  • How this System is Geared Not Just Towards the Rich, but the Average American as Well
  • Real Estate Wealth Protection: Private Banking Strategies for Asset Shielding & Tax Efficiency
  • How to Use a Private Banking Strategy to Pay Off Debt and Build Wealth Through Compound Interest

Other Resources:

Connect with Seth Hicks and Vance Lowe:


Avoid 401k & IRA Penalties: Unlock Tax-Free Growth with IRC 7702 | Episode 111



Worried about the penalties of accessing your 401k or IRA funds? Most people don’t realize there’s a way to grow and compound your retirement savings in a secure, tax-advantaged account—while accessing cash value without penalties.

In this episode of Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down the powerful Internal Revenue Code 7702 and how it can transform your financial future. Learn how to leverage this strategy to build wealth, protect your assets, and take control of your banking system.

Vance and Seth discuss:

  • Understanding Internal Revenue Code 7702: Tax Advantages & Life Insurance Compliance
  • Avoid Index Universal Life: Banking Guarantees vs. Market-Linked Returns
  • Top-Tier Whole Life Insurance Companies Outperform Banks in Capital Reserves & Stability
  • The Dodd-Frank Act & Banking Risks: How Your Bank Deposits Are Potentially Exposed

Other Resources:

Connect with Seth Hicks and Vance Lowe:

 


The Ultimate Money Law for Financial Success | Episode 104



Unlock the secrets to financial freedom with key money laws that put you in full control of your wealth. The first and most powerful principle? The 10% Rule. This strategy goes beyond simple savings—it’s about building a wealth mindset and making your money work within your personal economy.

In this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq., break down how applying the 10% Rule to your monthly income can create lasting financial security and set you on the path to true wealth accumulation.

Vance and Seth discuss:

  • Understanding the 10% Rule: A Key to Wealth Building
  • How Your Money Mindset Shapes Financial Success
  • Maximizing Your Paycheck: Turning Income into Profits
  • The Financial Math Behind This Wealth Strategy

 

To Watch This Episode, Please Visit the Private Banking Strategies® YouTube Channel: 

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


The Real Money Problem and How to Solve it – Part 1 | Episode 98



A critical challenge in our society today is the widespread lack of financial literacy, leaving many unsure of how to manage and maximize their money effectively. This growing issue has led to rising levels of debt across the nation, as individuals remain unaware of the wealth-building opportunities available to them.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., share powerful strategies to solve your money challenges, leverage your wealth, and make your money work harder for you.

 

Vance and Seth discuss:

  • The Biggest Financial Mistake Most People Make
  • The Hidden Flaws of 401(k) Plans
  • How to Multiply Wealth: Don’t Spend Money, Use it
  • Use a Dollar More than Once: Build Wealth with Private Banking

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Crush it With Infinite Banking – Part 2 | Episode 97



Still searching for powerful strategies to build wealth? If traditional financial advice isn’t delivering the results you crave, it’s time to level up. Discover the must-know rules for achieving financial freedom and unlock a game-changing technique that paves the way to lasting financial success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., delve into essential money rules and share real-life success stories of individuals who unlocked extraordinary financial growth by applying the Infinite Banking Method.

Vance and Seth discuss:

  • How to Pay Off Debt Strategically and Build Wealth Simultaneously
  • The Golden Rule of Financial Freedom: A Game-Changer for Wealth Building
  • Breaking Free from the Arrival Syndrome: Key Insights for Financial Growth
  • Why Traditional Banks Fail as a Secure Option for Your Money

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Thrive in Today’s Economic Downturn – Part 1 | Ep.88



Concerned about how today’s economic downturn, inflation, or job insecurity could impact your financial future? Uncover the key strategy to recession-proof your investments, grow your savings, and make smart financial decisions to thrive in any economic climate.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., offer expert insights into the power of personalized whole life insurance policies as a key tool to financial success. Explore the infinite banking structure for immediate benefits and learn why a whole life insurance policy is one of the most secure ways to protect your cash.

 

  • Yield vs. Average Rate of Return: Whole Life Insurance Policy Benefits
  • Create Your Own Economy: How to Thrive Outside the Current Economic System
  • What is a Whole Life Insurance Policy?Key Insights You Need to Know
  • The Power of the Velocity of Money: Why Money Has No Value Unless It’s Moving
  • Policy Loans Explained: How Soon Can You Borrow from Your Whole Life Policy?
  • Higher Interest Rates: How They Benefit Whole Life Insurance Policyholders

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/