Tag Archives: Economic Trends and Analysis

The Financial Freedom Formula – From Paycheck to Prosperity – Part 1 | Episode 120



What does financial success mean to you? Is it achieving high net worth and financial fame, or is it attaining financial independence—living comfortably without relying on each paycheck, maintaining a strong credit profile, and building a secure, debt-free retirement portfolio?

In this episode of the Private Banking Strategies Podcast, hosts Vance Lowe and attorney Seth Hicks, Esq. unpack the most powerful wealth-building strategy for long-term financial independence. Discover how leveraging dividend-paying whole life insurance through the Infinite Banking Concept (IBC) can create a private banking system that eliminates consumer debt and secures your retirement—all while maintaining liquidity, control, and tax-advantaged growth.

Seth and Vance discuss:

  • Unlocking the True Definition of Financial Freedom
  • Why Traditional Banking May Be Hurting Your Wealth
  • Transforming Debt into a Wealth-Building Asset
  • Understanding the Volume of Return: Use a Dollar More than Once
  • How This Strategy Improves Your Financial Position Every Single Day

Resources:

Connect with Seth Hicks and Vance Lowe:


The Stock Market Lie | Episode 119



Is the Stock Market Really the Key to Wealth? Think Again.

In this powerful episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and Seth Hicks, Esq. uncover the risks behind traditional stock market investing and challenge the myth that Wall Street drives true economic growth. While stocks can offer temporary gains, they’re also vulnerable to market volatility, economic downturns, and wealth-erasing crashes.

What if you could achieve guaranteed compounding growth, secure cash flow, and long-term wealth preservation—outside of the market?Tune in as Vance and Seth reveal a time-tested private banking strategy that offers financial stability, predictable returns, and asset protection—regardless of market conditions. Discover how to take control of your money, build a recession-proof portfolio, and create a legacy with alternative investments that the wealthy have quietly used for generations.

Vance and Seth discuss:

  • The Stock Market Lie: Why the Risk Isn’t Worth It
  • Why Index Universal Life Is Basically Just Another Stock Market Investment
  • Why Private Banking Strategies Beats the Stock Market – A No-Risk Alternative
  • How Much You Really Need to Start Your Own Private Bank

Resources:

Connect with Seth Hicks and Vance Lowe:


Trump’s Tariffs Explained: Market Impact & How to Protect Your Portfolio | Episode 118



Everyone’s talking about tariffs—and how they’re supposedly wrecking the economy and your personal finances. But is the media hype justified? In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. cut through the noise to reveal the truth behind Trump’s tariffs, their actual impact on the U.S. economy, and how smart financial strategies can shield your wealth regardless of market volatility.

Discover how private banking, an alternative wealth building and asset protection strategy, can help you thrive—no matter what happens with interest rates, taxes, or trade wars. Learn why the stock market isn’t the true driver of economic strength and how you can grow and safeguard your money using time-tested, tax-advantaged methods that outperform traditional banking and Wall Street.

 

Vance and Seth discuss:

  •  Introduction to Tariffs – Why We’ve Been Living in a False Economy
  •  A Brief History of Tariffs – How the U.S. Thrived Without an Income Tax
  •  Rethinking the Stock Market – Why it’s Not the True Measure of the Economy
  •  The Solution: Whole Life Insurance Contracts – Apply the Banking Equation to Your Life

 

Resources:

Connect with Seth Hicks and Vance Lowe:


Protect Your Money in 2025 | Must-Know Financial Safety Tips



If you own cash, real estate, a business, or assets— you’re a target. From taxes to creditors, your wealth is always at risk. That’s why having a solid asset protection plan isn’t optional — it’s essential. Understand the real consequences of being unprotected — frozen accounts, devastating lawsuits, financial ruin — and learn how to avoid becoming a victim.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks, Esq., explore why asset protection is the top priority for safeguarding your wealth and ensuring peace of mind. Whether you’re an entrepreneur, investor, family business owner, or simply looking to protect your personal finances, you’ll discover powerful legal strategies to shield your assets.

Don’t wait for a financial emergency — take proactive steps now to secure your legacy.

Vance and Seth discuss:

  • How to Build a Private Cash Vault for Maximum Asset Protection
  • Asset Protection Explained: The Foundation of Long-Term Wealth
  • The Hidden Risks of Traditional Bank Deposits (Dodd-Frank Warning)
  • The Truth About FDIC Insurance: What You’re Not Being Toll

Resources:  50 State Bulletin

Connect with Seth Hicks and Vance Lowe:


Growing Your Capital w/ Infinite Banking Strategies – Part 1 | Episode 112



Starting your own business? Don’t become another statistic! With 9 out of 10 startups failing within the first 5 years, it’s crucial to implement sound financial strategies. The key? Never stealing from your company’s bank. Prioritize paying yourself first by building your own private economy to leverage proven wealth-building tactics and unlock the secrets of sustainable growth and profitability.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., break down a powerful analysis from R. Nelson Nash, the father of the Infinite Banking Concept. Using the grocery store example, they reveal the critical mistakes that cause most new business owners to fail within their first five years.

Vance and Seth discuss:

  • Stop Avoiding Infinite Banking – The Missing Piece in Reaching Your Financial Potential
  • Uncover Elon Musk’s Strategic Method to Avoid Costly Business Pitfalls and Maximize Profitability
  • If Theft Accumulates Within Your Own Private Bank, How Does it Impact Cash Flow

 

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

 

Other Resources:

Connect with Seth Hicks and Vance Lowe:


How to Leverage Debt & Build Wealth – Part 3 | Episode 109



Can a privatized banking strategy transform your financial future? For Mr. Chiro and his family, the results were life-changing! They crushed over $500,000 in debt and reached financial freedom in just 73 months.

In this episode,Vance Lowe and Seth Hicks, Esq., reveal thefinal chapterof this powerful success story. Learn howstrategic cash flow management, asset protection, and wealth-building principleshelped this family break free from financial burdens and multiply their wealth.

Vance and Seth discuss:

✅ How to break free from the limitations of traditional banks
✅ The step-by-step process to start your own private bank
✅ Why you don’t need a massive fortune to implement this proven financial strategy

 Resources:

 

— To Watch This Episode, Please Visit the Private Banking Strategies® YouTube Channel — 

 

 

Connect with Seth Hicks and Vance Lowe:

 


How to Leverage Debt & Build Wealth – Part 1 | Episode 107



Debt can be a relentless financial burden, draining wealth and limiting opportunities. For millions of Americans, financial freedom feels out of reach—but it doesn’t have to be. The key to escaping debt is maximizing the efficiency of your money and leveraging strategic wealth-building techniques. Instead of letting banks profit off your deposits, take control by putting your money to work for YOU through strategic wealth-building techniques.

In this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq.  reveal a powerful client success story—a typical American family drowning in debt with no clear way out. Uncover how they used high-yield financial tools to create a financially secure future – through a structured Private Banking Strategy, they implemented an 8-year financial transformation plan, eliminating debt and unlocking the path to wealth accumulation, financial independence, and long-term prosperity!

Vance and Seth discuss:

  • Crushing Your Debtwith Private Banking Strategies – How to Transformed Your Finances
  • Building Wealth Without Extra Work– Create a Disciplined Financial Plan
  • Stop Losing Money & Make It Work for You– The Proven Eight-Year Wealth Roadmap
  • How You Can Apply These Same Strategies to Achieve Financial Freedom

Resource Links:

 

— To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel —

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Financial Survival: Protect Yourself in an Uncertain Economy | Episode 105



What comes to mind when you think about today’s economy? Maybe it’s the rising cost of living fueled by inflation or the government’s excessive spending. For many, achieving financial security and long-term wealth seems increasingly out of reach in these uncertain times.

But there’s a way to take back control! By leveraging a properly structured private banking system, you can safeguard your wealth, build financial resilience, and create a secure future.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal how a specialized private banking structure acts as your personal asset protection vault—fully private, legally secure, and controlled by you and your family.

Vance and Seth discuss:

  • The Key to Safeguarding Your Earnings and Protecting Your Assets
  • How to Create a Simple Yet Powerful Asset and Retirement Strategy
  • Take Charge of Your Finances and Reclaim Your Financial Freedom
  • Private Banking Is NOT for You If…

 

To Watch This Episode, Visit The Private Banking Strategies® YouTube Channel: 

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


The Ultimate Money Law for Financial Success | Episode 104



Unlock the secrets to financial freedom with key money laws that put you in full control of your wealth. The first and most powerful principle? The 10% Rule. This strategy goes beyond simple savings—it’s about building a wealth mindset and making your money work within your personal economy.

In this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq., break down how applying the 10% Rule to your monthly income can create lasting financial security and set you on the path to true wealth accumulation.

Vance and Seth discuss:

  • Understanding the 10% Rule: A Key to Wealth Building
  • How Your Money Mindset Shapes Financial Success
  • Maximizing Your Paycheck: Turning Income into Profits
  • The Financial Math Behind This Wealth Strategy

 

To Watch This Episode, Please Visit the Private Banking Strategies® YouTube Channel: 

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple Pt. 2 | Ep.94



Are you trapped in an endless cycle of monthly bills, mounting debt, and zero savings? You’re not alone. In today’s tough economy, millions of Americans are struggling to stay afloat and achieve financial independence.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., dive into the most common money mistakes keeping people stuck. They’ll uncover game-changing strategies to help you escape the debt trap, reclaim control of your finances, and start building true wealth.

 

Vance and Seth discuss:

  • How to Stop Wasting Money and Start Maximizing Returns
  • Start Building Your Personal Wealth Economy
  • Getting Your Money Back Like the Banks Do
  • Buying Back Your Debt and Unlocking Financial Freedom

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/