Tag Archives: Crypto Investor

Ditch Your Financial Planner for Private Banking Strategies | Episode 126



While many may claim the title of financial planner, entrusting someone else with your finances inherently carries risk. Doing so not only places your financial future in another’s hands but also deprives you of the essential knowledge and skills needed to understand and manage your own wealth effectively.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. explore the power of financial education and explain how building your own private bank gives you the ability to create your own financing system—and ultimately become your own financial planner.

Vance and Seth discuss:

  •  Why Financial Planning Goes Beyond Just Chasing Interest Rate
  •  The Flawed “Back to Zero” Approach: A Smarter Way to Finance Your Life
  •  Demystifying Money: How Private Banking Strategies Build Real Financial Confidence

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Compounding Interest Vs. Traditional Cash Flow – Which Builds Wealth Faster | Episode 125



Most people underestimate the true power of a single dollar—and even fewer know how to leverage it for long-term wealth creation. In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq., break down how to redirect your cash flowmaximize your income, and build your own banking structure where your money works harder for you—in a tax free, compounding system.

Discover how to eliminate traditional financial obstacles, break free from the risks of Wall Street investing, and take back control of your financial future. Whether you’re new to private banking or seeking to escape the limitations of the conventional financial system, this episode gives you a clear path toward financial freedomcash flow mastery, and wealth accumulation—at any income level.

Vance and Seth discuss:

  • What Banks Do Right (That You’re Not)
  • How to Make Your Money Work in Your Economy
  • The #1 Key to a Successful Retirement
  • Why Average Rate of Return

 

Resources: 

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Thriving in 2025: Austrian Economics & the Blueprint for Financial Freedom | Episode 124



There’s a right and wrong way to use money—and it’s probably not what you’ve been taught. Most people unknowingly spend their principal and sabotage their wealth potential. But what if you could recover 100% of your money every month?

In this episode of the Private Banking Strategies Podcast, 25-year veteran money manager Vance Lowe exposes the hidden truth behind how traditional banking keeps you poor—and how the wealthy legally sidestep it. Discover how to build true financial independence by leveraging the Infinite Banking Concept (IBC) to grow, compound, and control your cash outside of Wall Street and government reach.

Vance explores why money has no value until it’s exchanged, how to recapture your money instead of spending it, and how to store your wealth in a private banking system that compounds for life.

Vance discusses:

  • How the U.S. Banking System Was Designed to Control Your Wealth
  • The 3 Ultimate Money Laws You Were Never Taught – Mastering the Rules of Wealth Building
  • Why Your Money Isn’t Working for You: The Hidden Truth About How Banks Use Your Cash
  • How the Wealthy Really Get Rich: Volume of Return vs. Rate of Return Explained

Resources: 

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Infinite Banking vs. Traditional Investing – Build Wealth Like the Top 1% – Part 4 | Episode 123



Are you tired of watching your hard-earned money fluctuate with the market’s ups and downs? Infinite Banking is a game-changing strategy that will help you take control of your financial future. By Becoming Your Own Banker, you have more control, guarantees, and long-term financial stability—without relying on Wall Street.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hick Esq., explore the concept of Infinite Banking and how it outperforms all other traditional investment strategies, such as stocks, bonds, Iras, 401k’s, and Index Universal Life.

Vance and Seth discuss:

  • The Forgotten History of Life Insurance and Banking in America
  • Why Custom Whole Life Insurance Policies Outperform the Stock Market
  • Guaranteed Growth vs. Index Universal Life: Know the Difference
  • The Math Doesn’t Lie: How Whole Life Policies Create Guaranteed Compounding Growth.    

Resources:

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Profit from Your Debt – Build Wealth Like the Top 1% – Part 3 | Episode 122



It’s time to unpack a hard truth: 1 in 3 Americans has more credit card debt than savings. With inflation rising and financial stress at an all-time high, living paycheck to paycheck has become the norm. But here’s the reality—it’s not about how much money you make; it’s about how you manage it.

In this episode of the Private Banking Strategies Podcast, financial strategist Vance Lowe and attorney Seth Hicks, Esq., reveal how shifting your money mindset and following new financial principles can help you take control, eliminate debt, and build lasting financial security. Learn how the wealthy think differently about money—and how you can too.

Vance and Seth discuss:

  • Apply Parkinson’s Law: How to Stop Living Paycheck to Paycheck
  • The Arrival Syndrome: The #1 Mindset Blocking Your Wealth
  • Use It or Lose It: Rewire Your Money Mindset for Long-Term Success
  • The Willie Sutton Law: Shield Your Wealth from Government Overreach

Resources:

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Master Your Money – Build Wealth Like the Top 1% – Part 2 | Episode 121



The wealthiest individuals don’t play by the same financial rules as everyone else. They understand one key truth: control of your money is more valuable than rate of return by creating a system where you pay yourself first—not the banks. This strategy empowers individuals at any income level to break free from debt, eliminate financial stress, and build long-term wealth.

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and attorney Seth Hicks, Esq. reveal the strategy that the top 1% have used for generations by following a few simple money laws.  Discover how this private, tax-advantaged strategy can help you take control of your finances, build a secure future, and create a legacy of lasting wealth.

Vance and Seth discuss:

  • Law #1:Never, Ever Spend Principal
  • Law #2:The 10% Rule – Always Pay Yourself First
  • Volume of Return:How Putting Your Money to Work Multiplies Results
  • Why the Banking System Matters: The Importance of Following a Financial Roadmap

 

Resources:

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Growing Your Capital w/ Infinite Banking Strategies – Part 3 | Episode 114



Every business—whether a startup or a corporate giant—has an unavoidable financial partner: the IRS. But what if you could legally restructure your business strategy to eliminate this burden and achieve true financial privacy? Learn how to maximize cash flow, minimize tax exposure, and regain complete control over your financial future by not letting hidden costs drain your profits.

In this episode of Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., wrap up their powerful grocery store analogy and unveil strategic wealth-building techniques that can revolutionize the way you manage your finances.

Vance and Seth discuss:

  • The Hidden Silent Partner in Your Business – How taxes quietly erode your profits and strategies to mitigate their impact.
  • Unlocking IRS Code 7702 – Leverage tax-advantaged wealth-building strategies to maximize business savings.
  • Doubling Your Assets with Strategic Debt Purchases – Transform liabilities into financial leverage for exponential growth. 
  • Mastering Private Banking Strategies® – Eliminate debt, protect assets, and build generational wealth without increasing workload.

 

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

 

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Growing Your Capital w/ Infinite Banking Strategies – Part 2 | Episode 113



Money has no real value unless it’s in motion! Understanding how to keep your wealth circulating within your own financial ecosystem is key to long-term prosperity. Join us as we continue to break down the value of private banking through the lens of a thriving grocery store and revealing how strategic asset protection and cash flow control helps businesses outlast the typical five-year failure rate.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., continue their analogy of the grocery store story, revealing how even the smallest financial leakage—akin to stealing from your own store—can have devastating effects on your wealth-building strategy.

Vance and Seth discuss:

  • Putting Your Money in Motion Can Accelerate Your Financial Growth.
  • Understanding a Town’s Economic Ecosystem: Guide to Managing Your Own Banking System.
  • Is Your Money Asleep? Put it to Work for You!
  • Learning How to Safeguard Your Wealth Against External Threats.\

 

To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel:

 

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Growing Your Capital w/ Infinite Banking Strategies – Part 1 | Episode 112



Starting your own business? Don’t become another statistic! With 9 out of 10 startups failing within the first 5 years, it’s crucial to implement sound financial strategies. The key? Never stealing from your company’s bank. Prioritize paying yourself first by building your own private economy to leverage proven wealth-building tactics and unlock the secrets of sustainable growth and profitability.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., break down a powerful analysis from R. Nelson Nash, the father of the Infinite Banking Concept. Using the grocery store example, they reveal the critical mistakes that cause most new business owners to fail within their first five years.

Vance and Seth discuss:

  • Stop Avoiding Infinite Banking – The Missing Piece in Reaching Your Financial Potential
  • Uncover Elon Musk’s Strategic Method to Avoid Costly Business Pitfalls and Maximize Profitability
  • If Theft Accumulates Within Your Own Private Bank, How Does it Impact Cash Flow

 

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

 

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Avoid 401k & IRA Penalties: Unlock Tax-Free Growth with IRC 7702 | Episode 111



Worried about the penalties of accessing your 401k or IRA funds? Most people don’t realize there’s a way to grow and compound your retirement savings in a secure, tax-advantaged account—while accessing cash value without penalties.

In this episode of Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down the powerful Internal Revenue Code 7702 and how it can transform your financial future. Learn how to leverage this strategy to build wealth, protect your assets, and take control of your banking system.

Vance and Seth discuss:

  • Understanding Internal Revenue Code 7702: Tax Advantages & Life Insurance Compliance
  • Avoid Index Universal Life: Banking Guarantees vs. Market-Linked Returns
  • Top-Tier Whole Life Insurance Companies Outperform Banks in Capital Reserves & Stability
  • The Dodd-Frank Act & Banking Risks: How Your Bank Deposits Are Potentially Exposed

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