Tag Archives: Crypto Investor

How to Crush it with Infinite Banking – Part 1 | Episode 96



Have you ever wondered why some people achieve extraordinary wealth and financial freedom, while others struggle to stay afloat? The truth about money isn’t tied to how much you earn—it’s about mastering the strategies that drive long-term success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal the core principles behind financial independence. They break down the key rules of wealth-building and explain why infinite banking isn’t a product—it’s a transformative, lifelong process for creating sustainable financial growth.

  • Infinite Banking vs. Index Universal Life
  • 10% Rule Explained: The Top Rule of Personal Finance
  • Unlocking the Banking Equation: How to Double Your Wealth Every Two Years
  • The Truth About Principal and Why You Should Never Deplete It

 

To watch this episode, go to the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Survive the Next Real Estate Market Crash | Ep. 91



Are you a current or aspiring real estate investor worried about the market’s economic fluctuations or another potential crash like 2008? Since the pandemic, the financial rewards of real estate have drawn in more investors than ever, yet recent market uncertainty has left many questioning how to protect the assets they’ve worked so hard to grow. But there’s a powerful, under-the-radar strategy that can shield your wealth and put you in control—becoming your own private banker.

In this episode of the Massive Passive Cash Flow Podcast, host Gary Wilson sits down with Private Banking Strategies® Seth Hicks, Esq., to reveal how building a private banking system can fortify your investment portfolio and safeguard your financial future, even in the most unpredictable markets.

 

Seth and Gary discuss:

  • Protecting Your Assets from Dodd-Frank Regulations
  • How to Leverage Private Banking to Grow Your Wealth
  • Strategies for Borrowing Against Whole Life Policies for Real Estate Investments
  • Reclaim Financial Control: Building Your Own Private Economic System
  • Protecting Your Assets with Private Banking

 

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Thrive in Today’s Economic Downturn Pt. 3 | Ep.90



Are you seeking the lowest interest rate when financing a mortgage or car loan? You’re not alone—most Americans view high interest rates as something to avoid. But what if a higher interest rate could help you build cash value? By establishing your own private banking system, you can borrow from your life insurance policy to finance major purchases, while paying yourself back at a higher interest rate—growing your wealth in the process, just like traditional banks do.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq. dive into the powerful benefits of leveraging high interest rates through the infinite banking concept.

 

Vance and Seth discuss:

  • Why a High Interest Rate Can Work in Your Favor
  • The Hidden Costs of Traditional Banking Loans
  • Life Insurance vs. CDs: A Long -Term Financial Advantage
  • 401k Loans vs. Cash Value Policy Loans: Key Differences
  • Using Policy Loans for Retirement Income: Impact on Your Policy

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Thrive in Today’s Economic Downturn Pt. 2 | Ep.89



Are you worried about making monthly payments during financial crunches? You’re not alone. Many people face this concern. But with the Infinite Banking Concept, you can create your own private banking system, giving you the flexibility to manage your monthly payments and your loan repayments with flexibility.   And your money still grows and compounds in your “family bank” while it is deployed in other places.  This is called “multiple touches on the same dollar” and it creates the “velocity of money.”

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down how these policies are designed to adapt to your changing financial needs. Learn how to leverage your policy to use the same dollar more than once in an ever growing, compounding system.

 

Vance and Seth discuss:

  • Self-Financing Benefits: What If You Can’t Repay Your Policy Loan?
  • Restructuring Loans for Maximum Efficiency
  • Maximize Cash Growth: Borrowing from a Whole Life Policy
  • Private Banking Explained: Step-by-Step Guide

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

 


The Ultimate Wealth Building Strategy – Part 3 | Ep. 85



What is the true key to financial success? Is it real estate, the stock market, or perhaps a hidden strategy that has been overlooked in traditional education? There’s a crucial approach to building wealth, and it involves reintroducing the banking equation into your life—much like how banks generate their profits.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., discuss strategies for building wealth using your own personal banking system.

 

Vance and Seth Discuss:

  • How to restore the right financial equation in your life
  • How the banks use your deposits to benefit themselves
  • The importance of yield for financial success
  • How to make your money work for you
  • A comparison of infinite banking vs. traditional banking

 

To watch this episode, please visit the Private Banking Strategies Youtube channel:

 

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 


How to Escape Today’s Economic Decline – Part 3 | Ep. 82



Picture this: You open an account that not only safeguards your money but allows you to borrow against it, enabling you to repay yourself with interest while enjoying a guaranteed rate of return. Whether you’re refinancing a loan, buying a home, or planning for retirement, a whole life policy contract provides assured growth and privacy.

In this episode of the Private Banking Strategies podcast, Vance Lowe and Seth Hicks, Esq., explore the power of guaranteed compounding as a cornerstone of infinite banking and wealth creation.

Vance and Seth discuss:

  • How wealth within your private bank will never decrease.
  • Understanding how the average rate of return is a mathematical calculation that reveals specific outcomes.
  • Guaranteed financing – ensured liquidity of the funds accumulated in your policy
  • Example of self-financing through Private Banking Strategies®.
  • We can show you how to reclaim 100% of your monthly expenses.
  • How these policies are passed down from generation to generation.

 

To watch our podcast, visit the Private Banking Strategies® YouTube channel:

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 


How to Escape Today’s Economic Decline – Part 2 | Ep. 81



Do you ever worry about the privacy and safety of your money in banks? You’re not alone! Many people don’t realize how exposed their deposits are to government oversight. Plus, the banks’ profit-generating practices can contribute to economic inflation – opening you up to risk.

At Private Banking Strategies®, we empower you to become your own bank through a personalized private banking system. It’s time to maximize the potential of your money by leveraging the power of infinite banking and build your own thriving, private economy.

In this episode, Seth and Vance discuss:

  • How Banks Serve as Agents of the Federal Government
  • How to Attain Financial Privacy with Well-Structured Whole Life Policies
  • Private Banking System Vs. Traditional Wealth Management
  • How to Reclaim 100% of Your Monthly Expenses Using the Velocity of Money
  • How to Purchase Your Debt: Understanding the Volume of Interest vs. Interest Payments

 

 

To watch our podcast, visit the Private Banking Strategies® YouTube channel

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 


Financial Freedom Is Closer Than You Think – Part 2 (Ep. 79)



Many think paying cash or using 0% auto financing is best for buying a car. Think again! You can finance your vehicles on your terms through your own bank and create a solid retirement plan simultaneously.

In this episode, Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies® explore the drastically different retirement outcomes of two sisters who “self-financed” their cars.

One ended up with a $250K nest egg providing $50K annually for five years, while the other had a $1 million nest egg providing $50K annually for life and a $1.4 million legacy value for her heirs.

This is a great example of how simple auto financing can turn into a successful retirement plan!

Vance and Seth discuss:

  • Reversing money outflow to cash inflow – getting multiple uses from the same dollar
  • Using the velocity of money for uninterrupted, tax-free compounding interest
  • How Private Banking Strategies® can ensure financial security in retirement
  • How one sister achieved financial freedom without working harder or earning more
  • And more…

Resources: 

Automobile Financing – Video Automobile Financing Illustrations

“The Purpose Driven Life: What on Earth Am I Here for?” by Rick Warren

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 


Financial Freedom Is Closer Than You Think – Part 1 (Ep. 78)



People are often skeptical when told they can achieve financial freedom by financing their automobiles through their own bank. But once they understand, they’re eager to start. Private Banking Strategies® offers a guaranteed tax-free return, turning car purchases into substantial nest eggs.

In this episode, Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies® compare two sisters who financed identical cars using different methods: one saved in a CD, and the other funded her own private bank. The results were striking: the “CD sister” lacked funds when she needed them, while the “Private Banking Strategy sister” had more than enough. This episode demonstrates the stark difference between these strategies and highlights how Private Banking Strategies® can provide financial security and peace of mind.

In this episode, Seth and Vance discuss:

  • The significant differences in each sisters’ outcomes despite equal investments
  • Why one strategy was far more effective
  • How to break free from the cycle of burning cash and lock in your own financial freedom and wealth creation
  • How to structure your own Private Banking Strategy
  • And much more!

You can also listen to our podcast on the Private Banking Strategies YouTube channel: 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 


Boost Your Retirement Savings: A Smarter Way to Secure and Grow Your Money (Ep. 77)



In our modern society, our limited understanding of financial management and the options available to us, often hinders our ability to save adequately for a stable retirement.

Now is the time to reconsider your 401k and other traditional retirement plans and explore alternative methods of managing your finances that offer you more control and tax advantages.

In this episode Vance Lowe and Seth Hicks, Esq. shed light on how government policies may impede your retirement savings and offer insights on reclaiming financial autonomy for a more secure future.

Vance and Seth discuss:

  • How to regain control of your savings.
  • The benefits of a tax-free retirement fund
  • How government-qualified retirement plans often exposing you to risk.
  • And much more

You can also listen to our podcast on the Private Banking Strategies® YouTube channel:

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/  

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/