Tag Archives: Banking

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How to Structure a Private Family Bank Part 1 (Ep. 37)



Structuring a Private Family Bank requires a carefully structured participating mutual whole life contract with an insurance carrier that understands, and caters to, private banking. The insurance company and the terms of the contract you structure are both critical components of your private banking system. 

Today in part one, of this two-part series, Vance Lowe and Seth Hicks, Esq. cover five of the ten rules to follow when structuring a Private Family Bank.

Join and Vance and Seth discuss:

  • Why it’s critical to know how to structure the policy correctly
  • Why you never use Universal Live or Indexed Life Policies to create a Private Family Bank
  • The basic components of a Private Family Bank banking contract
  • Why you don’t chase cash value in your structure
  • And more

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Overcome Behaviors That Keep YOU From Being Wealthy Part 2 (Ep 36)



What if you could reprogram your brain to enable you to be more successful?

According to Nelson Nash, humans unfortunately share some bad habits that hamstring their wealth potential. What if you could rewire your mind to re-learn how money really works and blast-off into new dimensions of wealth?

In the second part of this two-part series, Vance Lowe and Seth Hicks, Esq. explore how money works in a private banking system.

Tune in to hear Vance and Seth discuss: 

  •  The Golden Rule – What is it and how does it impact your financial future?
  •  Arrival Syndrome and false programming
  •  The “Use it or Lose it” Rule
  • And more

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Overcome Behaviors That Keep YOU From Being Wealthy Part 1 (Ep 35)



As humans, we share some of the same bad habits and behaviors – or “laws” as guru Nelson Nash describes in his book, “Becoming Your Own Banker.”

It is only by beating these laws, that you will succeed in building and keeping your wealth.

In this episode, Vance Lowe and Seth Hicks, Esq. discuss pitfalls that are keeping you from being wealthy. Listen as they break-down how Parkinson Law, and the Willie Sutton Law are impacting your financial growth.

Join Vance and Seth  as they discuss:

  • How procrastination affects not only your life, but your finances
  • Why things that used to be luxuries soon become necessities
  • How spending and saving habits are all based on mindset
  • And more

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From Six-Figure Debt to Financial Freedom with Bill and Amanda Chandler (Ep 34)



For some people, seeing is believing – in this case, hearing is believing.

We talk a lot about Private Banking Strategies and how they work, but what happens when you put everything into practice?

In this special episode, Vance Lowe and Seth Hicks, Esq. talk with clients Bill and Amanda Chandler to share their incredible story of how they recovered from the market crash of 2008 to having zero debt, and being financially free today. 

Learn about:  

  •  Why Bill and Amanda were six-figures in debt
  •  Reasons to consider Private Banking Strategies
  •  How sticking with a strategy can lead to rewards 
  •  And more

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3 Money Rules You Must Follow (Ep 33)



Money can be difficult to navigate and manage if you don’t know some very simple rules. 

There are just three simple rules you must follow to keep and grow what you make. 

In this episode, Vance Lowe and Seth Hicks, Esq. explain these simple rules and how they work in synchronicity. They share how each of the three rules fits into Private Banking Strategies’ seven pillars, and more!

Vance and Seth discuss: 

  • How to live by the 10% Rule 
  • What the banks do to “get the money back” 
  • What golden rule you should obey regarding your principal 
  • How to take the banking equation back in your life
  • Why having a financial roadmap is so important! 
  • And more

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Financial Freedom for Physician’s Special with Dr. Christopher Loo, MD-PhD (Ep. 32)



Doctors are one of the highest paid professions in America. But medical school does not teach doctors how to protect the wealth they accumulate, or how to keep financial privacy in their financial transactions. Very few doctors know how to manage or protect their wealth. Good news is that it’s not overly complicated and whether you’re a doctor or not, there are some simple steps you can take to “keep what you make.”

In Episode 32, Seth sat down with Dr. Christopher Loo, host of the Financial Freedom for Physicians podcast and explained why doctors and high-income earners need Private Banking Strategies. 

In this special episode, Seth explains: 

  • Why banks are not a good place to store your cash
  • The importance of financial privacy in your transactions 
  • How you can keep the money you make and use the same dollar more than once
  • Why the Dodd-Frank Consumer Protection Actis very dangerous for you
  • Methods to mitigate (and eliminate) taxes
  • And more…

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3 Rules to Becoming Successful – Part 2 (Ep 31)



Everyone is searching for how they can become financially secure and independent. If you’ve listened to the first episode of this two-part series, you’re already halfway there!

In this episode, Vance and Seth continue the explanation of the three critical rules to become financially successful in the second part of this two-part series. They emphasize the importance of not spending your principal and discuss why you should build and follow a well-thought-out financial plan where you can use the power of compounding interest.

Vance and Seth discuss: 

  • The importance of principal and why you should never spend it
  • How to make your assets actively earn money with compounding interest
  • Why you need to follow a well-constructed financial plan
  • And more

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3 Rules to Becoming Successful – Part 1 (Ep 30)



Almost everyone has the life goal of being financially independent, but how do you get there? There are 3 rules you need to follow above all else to grow and protect your wealth.

In the first part of this two-part series, Vance and Seth explain why it’s critical to pay yourself first. They discuss the missed opportunities most people don’t realize they have while not implementing the 10% rule into their financial plan.

Vance, and Seth discuss: 

  • The 10% rule and why it works to ensure you’re successful 
  • The importance of paying yourself first
  • Why you never spend principal
  • How Murphy’s Law and Parkinson’s Law come into play
  • And more

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Precious Metals in an Inflationary Culture with Guest Andy Schectman Pt. 2 (Ep 29)



Learn how to develop a rock-solid plan to keep your wealth safe in an inflationary economic period. After 30 plus years of purchasing precious metals every other week, and over 7 billion in precious metals transactions for clients, Andy Schectman of Miles Franklin, explains how you can develop a strategy to accumulate and protect your wealth.  

In this episode Vance Lowe and Seth Hicks, Esq. complete the two-part series with guest Andy Schectman, building off of the foundation laid in part one. They discuss how buying precious metals fits into a private banking strategy with financial privacy and security.  Andy is a US Mint authorized reseller who brings an unparalleled wealth of knowledge to our podcast. 

Andy, Vance, and Seth discuss: 

  •  The most practical precious metal to have when you need to use it
  • The types of metals to buy and in what quantities
  •  The truth about counterfeiting gold and silver in the US
  •  How much precious metal in your portfolio is enough
  • And more

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Precious Metals in an Inflationary Culture with Guest Andy Schectman Pt. 1. (Ep 28)



It’s no secret that inflation over the past few years has been increasing at a baffling rate. The cost of things like food, gas and real estate have skyrocketed. This leaves many with the question of where to put your money to be safe and not lose purchasing power during this inflationary period.

In this episode Vance Lowe and Seth Hicks, Esq. have guest Andy Schectman, President of Miles Franklin, answering this very question. They discuss the difference between making an investment and buying wealth, the current inflationary climate, and where the US dollar is headed.

Andy, Vance, and Seth discuss: 

  • The current Federal reserve policy regarding money 
  • The inflationary effect caused from the printing of money
  • The potential devaluation of the US dollar 
  • Andy’s predictions of the timeframes surrounding the inflationary effect and devaluation of the US dollar
  • Why we need precious metals as a part of your private banking portfolio
  • And more…

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