Tag Archives: BankFailure

Trump’s Tariffs Explained: Market Impact & How to Protect Your Portfolio | Episode 118



Everyone’s talking about tariffs—and how they’re supposedly wrecking the economy and your personal finances. But is the media hype justified? In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. cut through the noise to reveal the truth behind Trump’s tariffs, their actual impact on the U.S. economy, and how smart financial strategies can shield your wealth regardless of market volatility.

Discover how private banking, an alternative wealth building and asset protection strategy, can help you thrive—no matter what happens with interest rates, taxes, or trade wars. Learn why the stock market isn’t the true driver of economic strength and how you can grow and safeguard your money using time-tested, tax-advantaged methods that outperform traditional banking and Wall Street.

 

Vance and Seth discuss:

  •  Introduction to Tariffs – Why We’ve Been Living in a False Economy
  •  A Brief History of Tariffs – How the U.S. Thrived Without an Income Tax
  •  Rethinking the Stock Market – Why it’s Not the True Measure of the Economy
  •  The Solution: Whole Life Insurance Contracts – Apply the Banking Equation to Your Life

 

Resources:

Connect with Seth Hicks and Vance Lowe:


Protect Your Money in 2025 | Must-Know Financial Safety Tips



If you own cash, real estate, a business, or assets— you’re a target. From taxes to creditors, your wealth is always at risk. That’s why having a solid asset protection plan isn’t optional — it’s essential. Understand the real consequences of being unprotected — frozen accounts, devastating lawsuits, financial ruin — and learn how to avoid becoming a victim.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks, Esq., explore why asset protection is the top priority for safeguarding your wealth and ensuring peace of mind. Whether you’re an entrepreneur, investor, family business owner, or simply looking to protect your personal finances, you’ll discover powerful legal strategies to shield your assets.

Don’t wait for a financial emergency — take proactive steps now to secure your legacy.

Vance and Seth discuss:

  • How to Build a Private Cash Vault for Maximum Asset Protection
  • Asset Protection Explained: The Foundation of Long-Term Wealth
  • The Hidden Risks of Traditional Bank Deposits (Dodd-Frank Warning)
  • The Truth About FDIC Insurance: What You’re Not Being Toll

Resources:  50 State Bulletin

Connect with Seth Hicks and Vance Lowe:


Wealth Strategies for Every Income Level | Episode 116



Tired of financial stress and living paycheck to paycheck?

You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal finance by leveraging the velocity of money, eliminating bad debt, and investing in cash-flowing real estate and income-producing assets.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. dive deep into the Infinite Banking Concept—a proven wealth-building system used by the financially elite to maximize capital efficiency and accelerate asset growth. Understanding the true mechanics of money can radically transform your life, by boosting your financial freedom, and put you in control of your financial future – no matter your income level.

Vance and Seth discuss:

  • The Best Strategy to Protect Your Cash in 2025
  • How this System is Geared Not Just Towards the Rich, but the Average American as Well
  • Real Estate Wealth Protection: Private Banking Strategies for Asset Shielding & Tax Efficiency
  • How to Use a Private Banking Strategy to Pay Off Debt and Build Wealth Through Compound Interest

Other Resources:

Connect with Seth Hicks and Vance Lowe:


Avoid 401k & IRA Penalties: Unlock Tax-Free Growth with IRC 7702 | Episode 111



Worried about the penalties of accessing your 401k or IRA funds? Most people don’t realize there’s a way to grow and compound your retirement savings in a secure, tax-advantaged account—while accessing cash value without penalties.

In this episode of Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down the powerful Internal Revenue Code 7702 and how it can transform your financial future. Learn how to leverage this strategy to build wealth, protect your assets, and take control of your banking system.

Vance and Seth discuss:

  • Understanding Internal Revenue Code 7702: Tax Advantages & Life Insurance Compliance
  • Avoid Index Universal Life: Banking Guarantees vs. Market-Linked Returns
  • Top-Tier Whole Life Insurance Companies Outperform Banks in Capital Reserves & Stability
  • The Dodd-Frank Act & Banking Risks: How Your Bank Deposits Are Potentially Exposed

Other Resources:

Connect with Seth Hicks and Vance Lowe:

 


How to Crush it with Infinite Banking – Part 1 | Episode 96



Have you ever wondered why some people achieve extraordinary wealth and financial freedom, while others struggle to stay afloat? The truth about money isn’t tied to how much you earn—it’s about mastering the strategies that drive long-term success.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., reveal the core principles behind financial independence. They break down the key rules of wealth-building and explain why infinite banking isn’t a product—it’s a transformative, lifelong process for creating sustainable financial growth.

  • Infinite Banking vs. Index Universal Life
  • 10% Rule Explained: The Top Rule of Personal Finance
  • Unlocking the Banking Equation: How to Double Your Wealth Every Two Years
  • The Truth About Principal and Why You Should Never Deplete It

 

To watch this episode, go to the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


How to Protect Your Cash Assets in the Midst of Bank Failures (Ep 46)



Derivative lending and fractionalized banking systems are doomed to failure.  This banking system only works if the customers of the bank have confidence in the bank.  If confidence evaporates, the depositors “run on the bank” and try to get their money out as fast as possible. This is exactly what happened in the failure of the Silicon Valley Bank and Signature Bank only weeks ago.  

In this episode Seth Hicks, Esq. explains why you want to create your own banking system and generate the velocity of money for yourself instead of allowing banks to make money off of your deposits.  Not only is your money asset protected in your own Private Banking Strategy® but you can generate wealth the same way banks do. 

Seth discusses: 

  • What fractional reserve banking is and how it puts you at risk
  • How the velocity of money can work for you 
  • The fallacy of interest rates
  • And more

Resources: 

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