Category Archives: Cash

Crush Your Debt and Boost Your Wealth | Ep. 93

Budgeting, Cash, Debt Management, Education, Finance, Investment, Money, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Are you burdened by debt? Credit card balances, student loans, auto financing, medical expenses, and more are just a few reasons many Americans are facing overwhelming financial strain. Fortunately, there’s hope! With the strategic use of whole life insurance policies, you can turn your finances around, building wealth while systematically eliminating debt.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., provide an in-depth, visual 8-year analysis of how a private banking system is structured to eliminate all types of debt while enabling steady growth of your financial assets.

 

Vance and Seth discuss:

  • Example of How to Achieve Debt Elimination Using Private Banking Strategies®
  • A Mathematical Analysis of Debt Reduction Strategies
  • Why Buying Your Debt is Beneficial – Understanding the Volume Return Rate
  • How to Leverage this Strategy to Recapture Cash Flow on all Significant Expenses

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Asset Protection Strategies for Real Estate Professionals | Ep.92

Budgeting, Cash, Debt Management, Education, Finance, Investment, Money, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

In real estate, the path to success is as vital as securing your assets. Managing substantial investments demands thoughtful planning—not just to preserve your gains, but to nurture them for future growth. Private Banking Strategies® provides an innovative solution, empowering you to create your own private banking system and take charge of your financial future. This approach maximizes the potential of your money to work effectively for you.

In this episode of the Massive Passive Cash Flow Podcast, host Gary Wilson chats with Vance Lowe of Private Banking Strategies® on how building your own personal banking fortress is the most powerful way to protect and expand your investments.

 

Vance and Gary discuss:

  • Making Your Money Work for You: Where to Invest and Store Your Wealth
  • The Advantages of Building Your Own Private Banking System
  • Self-Financing for Real Estate: A Guide for Anyone Seeking Asset Protection
  • Expanding Your Investment Horizons: Applying This Strategy Beyond Real Estate

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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How to Thrive in Today’s Economic Downturn Pt. 3 | Ep.90

Budgeting, Cash, Debt Management, Education, Financial, Investment, Money, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Are you seeking the lowest interest rate when financing a mortgage or car loan? You’re not alone—most Americans view high interest rates as something to avoid. But what if a higher interest rate could help you build cash value? By establishing your own private banking system, you can borrow from your life insurance policy to finance major purchases, while paying yourself back at a higher interest rate—growing your wealth in the process, just like traditional banks do.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq. dive into the powerful benefits of leveraging high interest rates through the infinite banking concept.

 

Vance and Seth discuss:

  • Why a High Interest Rate Can Work in Your Favor
  • The Hidden Costs of Traditional Banking Loans
  • Life Insurance vs. CDs: A Long -Term Financial Advantage
  • 401k Loans vs. Cash Value Policy Loans: Key Differences
  • Using Policy Loans for Retirement Income: Impact on Your Policy

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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How to Thrive in Today’s Economic Downturn Pt. 2 | Ep.89

Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Are you worried about making monthly payments during financial crunches? You’re not alone. Many people face this concern. But with the Infinite Banking Concept, you can create your own private banking system, giving you the flexibility to manage your monthly payments and your loan repayments with flexibility.   And your money still grows and compounds in your “family bank” while it is deployed in other places.  This is called “multiple touches on the same dollar” and it creates the “velocity of money.”

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., break down how these policies are designed to adapt to your changing financial needs. Learn how to leverage your policy to use the same dollar more than once in an ever growing, compounding system.

 

Vance and Seth discuss:

  • Self-Financing Benefits: What If You Can’t Repay Your Policy Loan?
  • Restructuring Loans for Maximum Efficiency
  • Maximize Cash Growth: Borrowing from a Whole Life Policy
  • Private Banking Explained: Step-by-Step Guide

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

 

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How to Thrive in Today’s Economic Downturn – Part 1 | Ep.88

Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Concerned about how today’s economic downturn, inflation, or job insecurity could impact your financial future? Uncover the key strategy to recession-proof your investments, grow your savings, and make smart financial decisions to thrive in any economic climate.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., offer expert insights into the power of personalized whole life insurance policies as a key tool to financial success. Explore the infinite banking structure for immediate benefits and learn why a whole life insurance policy is one of the most secure ways to protect your cash.

 

  • Yield vs. Average Rate of Return: Whole Life Insurance Policy Benefits
  • Create Your Own Economy: How to Thrive Outside the Current Economic System
  • What is a Whole Life Insurance Policy?Key Insights You Need to Know
  • The Power of the Velocity of Money: Why Money Has No Value Unless It’s Moving
  • Policy Loans Explained: How Soon Can You Borrow from Your Whole Life Policy?
  • Higher Interest Rates: How They Benefit Whole Life Insurance Policyholders

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Achieve Ultimate Financial Control: Customizing Whole Life Policies | Ep. 87

Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

While many financial institutions boast about being the ultimate place to store your assets, they often leverage whole life insurance policies to boost their cash flow and sidestep penalties. What you might not know is that you can adopt these same powerful strategies to grow your wealth, just like the banks do.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., dive deep into these powerful infinite banking structures and tackle frequently asked questions to help you achieve ultimate financial control.

 

Vance and Seth discuss:

  • Safe Money Strategies: Best Options
  • Life Insurance vs. Banks: Which One Offers Better Returns?
  • Maximize Returns: Make Money Work for You
  • Penalty-Free Banking: Does It Exist?
  • Lack of Control: Bank Account Restrictions
  • Whole Life Insurance: Are There Age Limits?

 

 

To watch this episode, please visit the Private Banking Strategies® YouTube Channel:

 

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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How to Maximize Business Growth with Life Insurance Contracts | Ep. 86

Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

In the financial world, leveraging capital is key to unlocking exponential growth. For business owners, utilizing life insurance contracts on employees and/or partnerships can significantly amplify returns and optimize long-term financial planning.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., explore the financial advantages of strategically insuring employees and business partners, offering insights into how both small and large enterprises can drive profitability through these sophisticated financial instruments.

 

Vance and Seth Discuss:

  • Mastering financial management strategies for business success
  • How a company can leverage insurance policies on key employees
  • Life insurance profitability – the value of annualized returns
  • Utilizing multiple key person policies
  • How employees benefit from these policies

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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How to Escape Today’s Economic Decline – Part 1 | Ep. 80

Budgeting, Cash, Debt Management, Education, Finance, Investment, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

How do you feel about your current financial situation? If you’re like many others, you might feel you’re not advancing as fast as you’d hoped, or perhaps even slipping backward.

At Private Banking Strategies®, we offer a chance to transform how you manage your money. Instead of just spending, learn how to effectively use your hard-earned cash by leveraging the power of infinite banking and build your own thriving, private economy.

In this episode, Seth and Vance discuss:

  • 03:47 The HARSH reality of modern-day banking – The Dodd Frank Act.
  • 05:48 How did people manage their finances before the creation of the Federal Reserve?
  • 12:15 The US economy – a brief history.
  • 17:20 How Whole Life Insurance Policies assist in growing and compounding your wealth.
  • 20:20 How centralized banks operate Vs. Whole Life Policies.

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

To watch our podcast, visit the Private Banking Strategies® YouTube channel:

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 

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Financial Freedom Is Closer Than You Think – Part 2 (Ep. 79)

Budgeting, Cash, Debt Management, Education, Finance, Financial, Investment, Personal Finance, Risk Management, Uncategorized, Wealth, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Many think paying cash or using 0% auto financing is best for buying a car. Think again! You can finance your vehicles on your terms through your own bank and create a solid retirement plan simultaneously.

In this episode, Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies® explore the drastically different retirement outcomes of two sisters who “self-financed” their cars.

One ended up with a $250K nest egg providing $50K annually for five years, while the other had a $1 million nest egg providing $50K annually for life and a $1.4 million legacy value for her heirs.

This is a great example of how simple auto financing can turn into a successful retirement plan!

Vance and Seth discuss:

  • Reversing money outflow to cash inflow – getting multiple uses from the same dollar
  • Using the velocity of money for uninterrupted, tax-free compounding interest
  • How Private Banking Strategies® can ensure financial security in retirement
  • How one sister achieved financial freedom without working harder or earning more
  • And more…

Resources: 

Automobile Financing – Video Automobile Financing Illustrations

“The Purpose Driven Life: What on Earth Am I Here for?” by Rick Warren

To learn more about the concepts behind Private Banking Strategies®, download a copy of our E-book:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s Linked In: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/ 

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