Tag Archives: Profit

Stop Saving Money: Why the Rich Don’t Rely on Savings Accounts | Episode 154



What does it truly take to build generational wealth that endures for decades? While many families rely on traditional strategies like 401(k)s, IRAs, stocks, and real estate to grow and transfer wealth, few are aware of a time-tested strategy quietly used by affluent families for more than 200 years.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks walk through a real-life inspired case study showing how families can create a private family banking system designed to grow wealth, improve cash flow, and maintain financial control. Learn how one family strategically plans for college funding, business opportunities for their children, and a tax-efficient legacy — all while protecting their capital from market volatility, inflation, and traditional banking limitations.

Vance and Seth discuss:

  • Why High-Income Families Still Feel Financially Stuck
  • Case Study: The Rivera Family & Building a 100-Year Private Family Bank
  • Paying for College, Funding Businesses & Protecting Family Cash Flow
  • Purchase Your Own Debt with Infinite Banking

To Watch this Episode,  Please Visit the Private Banking Strategies® YouTube Channel:

Resources:

 


Protect Your Family’s Financial Future: Top Money Mistakes to Avoid | Episode 152



In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal how families build generational wealth—and why most lose it. By comparing the Vanderbilt and Rockefeller families, they explain how financial structure, mindset, and education determine whether wealth lasts or disappears.

They break down the Rockefeller Waterfall Method, showing how life insurance, trusts, and private family banking can help everyday families protect assets, reduce taxes, and create lasting family wealth. This episode is essential for anyone looking to move beyond short-term investing and build a true multi-generational financial legacy.

Vance and Seth discuss:

  • Secrets of the World’s Wealthiest Families | History of Billionaires & Generational Wealth
  • Vanderbilt Family Wealth Collapse: Why Most Fortunes Don’t Last
  • Rockefeller Family Wealth Strategy That Built Multi-Generational Legacy
  • The Rockefeller Waterfall Method Using Life Insurance & Trusts
  • How Everyday Families Can Build Generational Wealth Like the Rockefellers

To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel:

Resources:


The Compounding Wealth Strategy That Outperforms Banks, IRAs, and 401(k)s | Episode 150



Think your cash is safe sitting in a traditional bank? Think again. Centralized banks profit from your deposits while offering little protection or growth. Long before banks dominated the financial system, mutual whole life insurance companies provided unmatched stability, guaranteed growth, and security that will last generations.

 In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal why these policies beat IRAs and 401(k)s, how compounding growth will supercharge your cash, and why keeping your money in the right insurance policies—not banks—will give you true long-term financial control. Whether you’re seeking true financial freedom, wealth preservation, or a smarter approach – this podcast reveals the strategies banks don’t want you to know about.

Seth and Vance discuss:

  • Before centralized banks: the power of mutual whole life insurance companies
  • Why these policies offer unmatched stability compared to IRAs and 401(k)s
  •  How compounding growth accelerates your wealth over time
  • The smart strategy: keeping your money in policies instead of banks

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

 

Resources:


The Broken Financial System: How to Build Cash Flow in a Debt-Based Economy | Episode 149



Everyone is talking about how broken the current financial system is—but few talk about why. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., expose the flawed economic model fueling massive U.S. debt and inflation, and reveal how understanding this system allows you to position your personal finances for stability, growth, and opportunity in any market cycle.

Learn why cash flow, yield, and liquidity consistently outperform average rates of return over time, and how relying solely on traditional investments leaves families vulnerable to volatility. We break down why traditional financial planning often fails to deliver real cash flow, control, and long-term wealth—and what you can do instead.

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Vance and Seth discuss:

  • Introduction: Why most financial plans fail long term
  • The truth about traditional financial planning (and who it really benefits)
  • Yield vs. rate of return: the real driver of long-term wealth building
  • The hidden failures that derail most retirement and investment plans
  • 401(k)s & IRAs vs. Private Banking strategies: reclaiming control of your money
  • The broken U.S. economic model, national debt, and how it erodes your wealth

Resources:

Connect with Seth Hicks and Vance Lowe:


Wealth Preservation vs. Wealth Destruction: The 100-Year Family Bank – Part 4 | Episode 47



You can build wealth in one lifetime—and lose it in the next. Discover how generational wealth is preserved through a family banking system, why structure beats inheritance, and how teaching your children how money works determines whether your legacy survives or vanishes.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how an individualized family banking system is the ultimate tool for wealth preservation, asset protection, and generational legacy planning—and expose how traditional financial norms keep families trapped in debt, dependence, and broken money systems. True financial freedom begins by unlearning everything you’ve been taught about money.

Vance and Seth discuss:

  • The Wealth Trap No One Talks About: Why Most Family Money Dies by the Second Generation
  • Generational Wealth Preservation: Passing Down a Family Banking Structure, Not Just Assets
  • Teaching the Next Generation How Money Really Works (And Why Schools Don’t)
  • Never Spend Principal: The Golden Rule That Prevents Debt and Protects Cash Flow
  • How Social Conditioning Keeps Families Broke, Dependent, and in Perpetual Deb
  • Rethinking Insurance: From Expense to Wealth-Building Financial Tool

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Resources:

Connect with Seth Hicks and Vance Lowe:


The Perfect Investment: The 100-Year Family Bank – Part 3 | Episode 146



What happens after you achieve financial success? Do you leave your cash sitting idle in a traditional bank – or put it to work in a high-yield wealth strategy designed to protect, grow, and compound your capital for generations?

On this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq. reveal what truly defines the “perfect investment” within the 100-Year Family Bank. We break down the core principles behind a private family banking system used by wealthy families to preserve capital, generate predictable cash flow, optimize liquidity, and maintain uninterrupted compounding.

If you’re an investor, entrepreneur, or family focused on wealth preservation, asset protection, and long-term financial independence, this episode delivers a proven framework for financial control, generational wealth, and sustainable family economies.

Vance and Seth discuss: 

  • Introduction: Building Generational Wealth & Financial Control
  • The Foundation of the 100-Year Family Bank: Legacy Wealth Strategy
  • The “Perfect Investment”: Cash Flow, Compounding & Control
  • How to Create Your Own Family Bank & Private Family Economy
  • Financial Education for Heirs: Teaching the Next Generation How Money Really Works

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Resources:

Connect with Seth Hicks and Vance Lowe:


How to Preserve Generational Wealth – The 100 Year Family Bank – Part 2 | Episode 145



Every family dreams of leaving a lasting financial legacy—but what happens when the next generation isn’t prepared to manage that wealth? It’s time to break down why generational wealth so often disappears and how high-net-worth families avoid this common trap by keeping their cash compounding for decades using high-cash-value whole life insurance.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., discuss the right way to borrow against your family banking system, maintain uninterrupted compounding, and minimize financial risk. If you’re an investor, entrepreneur, or just looking to protect your legacy – you can pass on your wealth with confidence, by building a 100-year family bank that ensures your money lasts.

Vance and Seth discuss:

  • Understanding the Loan Engine in a 100-Year Family Bank
  • How to Access Cash the Right Way Without Interrupting Compounding Growth
  • The #1 Reason to Take a Loan from Your Family Bank (Real Example)
  • How to Properly Leverage Your Family Bank to Reduce Risk
  • Why the Right Advisor Matters When Taking a Policy Loan

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Resources:

Connect with Seth Hicks and Vance Lowe:


The Smartest Way to Grow Wealth: Why Savvy Investors Shift Cash Out of 401(k)s | Episode 143



Discover the best place to keep your cash for stability and growth! Learn where high-net-worth individuals store money for maximum growth potential and uncover the history of banking through high-cash-value whole life insurance contracts—the same strategies used by banks and major corporations. Perfect for investors, entrepreneurs, and anyone seeking financial freedom through proven, low-risk wealth-building strategies.

In this episode of the Private Banking Strategies podcast, Vance Lowe and Seth Hicks discuss whywhole life insurance policies offer unmatched flexibilitycompared to restrictive retirement plans like 401(k)s, and howdebt consolidationdone the right way can help you organize liabilities to create thebest possible growth valueinside your personal economy.

Vance and Seth Discuss

0:00 – The Best Place to Keep Your Cash for Financial Stability
2:55 – How to Position Your Cash for Maximum Growth Potential
6:25 – The History of Banking and the Rise of High-Cash-Value Whole Life Insurance
12:34 – Whole Life Insurance Flexibility vs. 401(k) Restrictions
17:30 – Strategic Debt Consolidation: How to Structure Debt for Optimal Wealth Growth

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Resources:

Connect with Seth Hicks and Vance Lowe:


How the Rich Mitigate Taxes | Episode 142



Unlock the secrets the wealthy use to legally reduce taxes and build bulletproof wealth. Most people never learn the personalized banking strategy that high-net-worth individuals rely on—yet it’s the same strategy banks themselves use to grow and protect their capital. In this episode, discover how tax-advantaged whole life insurance contracts outperform traditional stock market investments and offer more stability than government-backed programs.

Join Vance Lowe and Seth Hicks, Esq. on thePrivate Banking Strategies Podcast as they reveal a step-by-step roadmap to take control of your money, minimize financial risk, and create generational wealth using private banking principles. If you’re ready to think like the rich and transform your financial future, this episode is your blueprint.

  • How to Keep More of What You Earn with Proven Wealth Strategies
  • How the Rich Legally Mitigate Taxes and Protect Their Capital
  • The Proven Method That Transforms Your Personal Economy
  • Why Banks Store Their Reserves in High-Cash-Value Life Insurance Contracts
  • Yield vs. Average Rate of Return: The Financial Difference You Must Understand

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Resources:

Connect with Seth Hicks and Vance Lowe:

 

 


The “No-Risk” Investment Strategy: Build Lasting Financial Success – Part 2 | Episode 141



We’ve all been told to invest our hard-earned savings in “safe” or “logical” places — yet every investment seems to come with risk. But what if there was a way to secure your money in a protective financial vault that not only preserves your wealth but also helps it grow and compound, shielded from market volatility and government intrusion?

In this episode of the Private Banking Strategies Podcast, hostsVance Lowe and Seth Hicks reveal the no-risk investment strategy the ultra-wealthy have leveraged for generations. Discover how to build a winning money mindset, make smarter financial decisions, and protect your wealth using private banking principles that keep your money working for you — safely and effectively.

Vance and Seth discuss:

  • Recap: How to make the most profit possible — and why you should never steal from your own bank.
  • The #1 Rule for Financial Success: Discover the 10% Law and why it’s the foundation of wealth building.
  • The Velocity of Money Explained: Learn how to use money to give it value with a real-life example of cash flow in motion.
  • The Hidden Silent Partner in Your Business: Understand how taxes quietly erode your profits and the key strategies to reduce tax impact.
  • The Tax Advantage of Private Banking: Explore the little-known benefits of Internal Revenue Code 7702 and how it can legally grow your wealth tax-free.

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel: 

Resources:

Connect with Seth Hicks and Vance Lowe: