Tag Archives: invest

The 100-Year Family Bank: Proven Blueprint for Generational Wealth & Financial Freedom | Episode 144



Discover how the 100-Year Family Bank strategy has empowered families like the Rockefeller’s to build, grow, and protect wealth for generations. For centuries, high-net-worth individuals have used this strategy to preserve capital, reduce taxes, and maintain financial control—regardless of market volatility. If you’re an entrepreneur, investor, or family looking to create lasting wealth, this episode reveals the exact tools and mindset needed to secure financial freedom for the next 100 years.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., break down the blueprint for generational wealth, showing how high-cash-value life insurance, private banking principles, and long-term financial planning can create a self-sustaining family banking system that outperforms traditional savings and investment strategies.

Vance and Seth discuss:

  • Generational Wealth Blueprint: How to Build a 100-Year Family Banking System
  • Tax-Free Wealth Transfer: Understanding Death Benefit Distributions in Private Banking
  • Passing Wealth to Heirs: How Whole Life Insurance Banking Transfers Death Benefits
  • Training the Next Generation: How the Rockefeller’s Used their Family Bank to Prevent Wealth Erosion

Resources:

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The Smartest Way to Grow Wealth: Why Savvy Investors Shift Cash Out of 401(k)s | Episode 143



Discover the best place to keep your cash for stability and growth! Learn where high-net-worth individuals store money for maximum growth potential and uncover the history of banking through high-cash-value whole life insurance contracts—the same strategies used by banks and major corporations. Perfect for investors, entrepreneurs, and anyone seeking financial freedom through proven, low-risk wealth-building strategies.

In this episode of the Private Banking Strategies podcast, Vance Lowe and Seth Hicks discuss whywhole life insurance policies offer unmatched flexibilitycompared to restrictive retirement plans like 401(k)s, and howdebt consolidationdone the right way can help you organize liabilities to create thebest possible growth valueinside your personal economy.

Vance and Seth Discuss

0:00 – The Best Place to Keep Your Cash for Financial Stability
2:55 – How to Position Your Cash for Maximum Growth Potential
6:25 – The History of Banking and the Rise of High-Cash-Value Whole Life Insurance
12:34 – Whole Life Insurance Flexibility vs. 401(k) Restrictions
17:30 – Strategic Debt Consolidation: How to Structure Debt for Optimal Wealth Growth

Resources:

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The “No-Risk” Investment Strategy: Build Lasting Financial Success – Part 2 | Episode 141



We’ve all been told to invest our hard-earned savings in “safe” or “logical” places — yet every investment seems to come with risk. But what if there was a way to secure your money in a protective financial vault that not only preserves your wealth but also helps it grow and compound, shielded from market volatility and government intrusion?

In this episode of the Private Banking Strategies Podcast, hostsVance Lowe and Seth Hicks reveal the no-risk investment strategy the ultra-wealthy have leveraged for generations. Discover how to build a winning money mindset, make smarter financial decisions, and protect your wealth using private banking principles that keep your money working for you — safely and effectively.

Vance and Seth discuss:

  • Recap: How to make the most profit possible — and why you should never steal from your own bank.
  • The #1 Rule for Financial Success: Discover the 10% Law and why it’s the foundation of wealth building.
  • The Velocity of Money Explained: Learn how to use money to give it value with a real-life example of cash flow in motion.
  • The Hidden Silent Partner in Your Business: Understand how taxes quietly erode your profits and the key strategies to reduce tax impact.
  • The Tax Advantage of Private Banking: Explore the little-known benefits of Internal Revenue Code 7702 and how it can legally grow your wealth tax-free.

Resources:

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Winning Money Mindset: Build Lasting Financial Success – Part 1 | Episode 140



The key to financial success is understanding how core wealth-building principles apply to your everyday life—and how to make your money work for you instead of against you. Whether you’re a business owner, homeowner, or simply looking to create passive income and break free from the paycheck-to-paycheck cycle, this proven private banking strategy is essential for achieving financial freedom and long-term wealth.

In this episode of the Private Banking Strategies, Vance Lowe and Seth Hicks Esq., break down the real difference between financial success and failure, expose the common misconceptions about money management, and show you how to take control of your financial future. Whether you want to build generational wealth, create cash flow, or set up your own private banking system, we’ll walk you step by step through how to do it — the right way.

Vance and Seth discuss:

  • The Wealth Mindset You Need for Financial Success
  • Private Banking Core Values in Action: Real-Life Money Lessons from the Grocery Store
  • Why Elon Musk’s Financial Strategies Lead to Massive Business Success
  • The True Difference Between Financial Success and Failure

Resources:

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Smart Investing: Escape the Traditional Investment Trap | Episode 138



The truth about smart investing is very different from what you’ve been taught — and the traditional investment model you’re following may actually be holding you back. Fortunately, there’s a way to grow your wealthprotect your retirement, and generate consistent passive income using strategies that the financial industry doesn’t want you to know.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how to take control of your money and make it work harder than ever. It’s time to become your own banker and achieve true financial freedom.

Vance and Seth discuss:

  • The Best Long-Term Investment Strategy the Wealthy Don’t Want You to Know About
  • How to Maximize Your Investment Yield for Lifetime Growth
  • The Only Investment That Guarantees You’ll Never Outlive Your Money — Even in Retirement
  • The Simple Secret to Building Wealth Most People Overlook
  • Why Every Dollar Should Do More Than One Job — The Key to Financial Freedom

Resources:

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How to Survive a Real Estate Market Crash | Episode 134



Do you own real estate and worry about market swings or another recession hurting your investments? With today’s uncertainty, many investors are searching for ways to protect their hard-earned assets.

In this episode, of the private banking strategies, Seth Hicks esq. uncovers a powerful, under-the-radar strategy—becoming your own private banker—to safeguard your portfolio, protect your capital, and find opportunities even in a downturn.

Seth discusses:

  • Asset Protection Strategies: Shield Your Wealth from Dodd-Frank Regulations
  • Private Banking Secrets: How to Grow Wealth Outside Traditional Banks
  • Whole Life Policy Loans: Borrow to Fund Real Estate Investments
  • Think Like a Banker: Catapult Your Real Estate Investing Success

Resources:

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Ditch Your Financial Planner for Private Banking Strategies | Episode 126



While many may claim the title of financial planner, entrusting someone else with your finances inherently carries risk. Doing so not only places your financial future in another’s hands but also deprives you of the essential knowledge and skills needed to understand and manage your own wealth effectively.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. explore the power of financial education and explain how building your own private bank gives you the ability to create your own financing system—and ultimately become your own financial planner.

Vance and Seth discuss:

  •  Why Financial Planning Goes Beyond Just Chasing Interest Rate
  •  The Flawed “Back to Zero” Approach: A Smarter Way to Finance Your Life
  •  Demystifying Money: How Private Banking Strategies Build Real Financial Confidence

Resources: 

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Thriving in 2025: Austrian Economics & the Blueprint for Financial Freedom | Episode 124



There’s a right and wrong way to use money—and it’s probably not what you’ve been taught. Most people unknowingly spend their principal and sabotage their wealth potential. But what if you could recover 100% of your money every month?

In this episode of the Private Banking Strategies Podcast, 25-year veteran money manager Vance Lowe exposes the hidden truth behind how traditional banking keeps you poor—and how the wealthy legally sidestep it. Discover how to build true financial independence by leveraging the Infinite Banking Concept (IBC) to grow, compound, and control your cash outside of Wall Street and government reach.

Vance explores why money has no value until it’s exchanged, how to recapture your money instead of spending it, and how to store your wealth in a private banking system that compounds for life.

Vance discusses:

  • How the U.S. Banking System Was Designed to Control Your Wealth
  • The 3 Ultimate Money Laws You Were Never Taught – Mastering the Rules of Wealth Building
  • Why Your Money Isn’t Working for You: The Hidden Truth About How Banks Use Your Cash
  • How the Wealthy Really Get Rich: Volume of Return vs. Rate of Return Explained

Resources: 

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Infinite Banking vs. Traditional Investing – Build Wealth Like the Top 1% – Part 4 | Episode 123



Are you tired of watching your hard-earned money fluctuate with the market’s ups and downs? Infinite Banking is a game-changing strategy that will help you take control of your financial future. By Becoming Your Own Banker, you have more control, guarantees, and long-term financial stability—without relying on Wall Street.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hick Esq., explore the concept of Infinite Banking and how it outperforms all other traditional investment strategies, such as stocks, bonds, Iras, 401k’s, and Index Universal Life.

Vance and Seth discuss:

  • The Forgotten History of Life Insurance and Banking in America
  • Why Custom Whole Life Insurance Policies Outperform the Stock Market
  • Guaranteed Growth vs. Index Universal Life: Know the Difference
  • The Math Doesn’t Lie: How Whole Life Policies Create Guaranteed Compounding Growth.    

Resources:

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Master Your Money – Build Wealth Like the Top 1% – Part 2 | Episode 121



The wealthiest individuals don’t play by the same financial rules as everyone else. They understand one key truth: control of your money is more valuable than rate of return by creating a system where you pay yourself first—not the banks. This strategy empowers individuals at any income level to break free from debt, eliminate financial stress, and build long-term wealth.

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and attorney Seth Hicks, Esq. reveal the strategy that the top 1% have used for generations by following a few simple money laws.  Discover how this private, tax-advantaged strategy can help you take control of your finances, build a secure future, and create a legacy of lasting wealth.

Vance and Seth discuss:

  • Law #1:Never, Ever Spend Principal
  • Law #2:The 10% Rule – Always Pay Yourself First
  • Volume of Return:How Putting Your Money to Work Multiplies Results
  • Why the Banking System Matters: The Importance of Following a Financial Roadmap

 

Resources:

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