Tag Archives: Interest Rates

Escape Bank Bail-Ins: How to Safeguard Your Wealth with Tax Advantages | Episode 131

September 3, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, bank, BankFailure, BankFailures, Banking, BankonYourself, banks, BeTheBank, Cash Flow, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Economic Trends and Analysis, Family Wealth, fdic, Finance, Financial Freedom, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Interest Rates, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, market trends, money, Money 2025, MoneyMindset, Mortgage, Nelson Nash Institute, NelsonNashInstitute, Non-Traditional Banking, Precious Metals, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, re, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Revenue, Security, Seth Hicks, SiliconValleyBank, Traditional Retirement Programs, Vance Lowe, vault, Wealth Advisor, Wealth Creation, wealthy, YouBeTheBankprivatebankingstrategies

We’ve been told banks are the safest place for our money—but the truth tells a different story. Since the Dodd-Frank Act, banks now hold the power to seize deposits during an economic downturn, leaving your hard-earned cash at risk.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. break down the dangers of traditional banking in the U.S. and introduce a proven alternative that the ultra-wealthy have used for centuries to protect, compound, and grow their wealth.

Discover how to take control of your financial future, safeguard your savings, and create a legacy of lasting wealth

Vance and Seth discuss:

The hidden dangers of keeping your money in a traditional bank account
The history of Federal Reserve control and the power of choosing a private banking alternative
Why properly structured life insurance outperforms banks for asset protection and long-term wealth growth
Fractional reserve banking explained: how banks leverage your deposits vs. why life insurance companies can’t—and why that benefits you
How your private banking system allows your money to grow tax-free

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Profiting From Debt – Accelerate Your Repayment Journey Today | Episode 130

August 26, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, BankFailure, BankFailures, Banking, BankonYourself, BeTheBank, Blockchain, cash, Cash Flow, Crypto Investor, Cryptocurrency, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, economic, Economic Trends and Analysis, Finance, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Interest Rates, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, lo, Loans, market trends, MoneyMindset, Mortgage, Nelson Nash Institute, NelsonNashInstitute, Precious Metals, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Revenue, Security, Seth Hicks, SiliconValleyBank, student loans, Traditional Retirement Programs, Vance Lowe, Wealth Creation, YouBeTheBankprivatebankingstrategies

Debt can feel overwhelming—but there’s a way out. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. share a powerful strategy to eliminate debt the smart way while creating long-term financial freedom. Learn how Infinite Banking not only helps you pay off debt faster but also builds the habits and wealth strategies that put you back in control of your money and your future.

Vance and Seth discuss:

How to restructure your debt repayment strategy to start your own private banking system
Real-life example: How restructuring debt inside your personal bank can transform your financial future
Why changing your money mindset is the key to becoming debt-free and building wealth
How to profit from debt the same way banks do with Infinite Banking Strategies

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Avoid Life Insurance Scams: Secure Your Wealth with Smarter Strategies | Episode 127

August 6, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, 403B's, Asset Protection, AssetProtection, AutomobileFinancing, BankFailure, BankFailures, Banking, BankonYourself, BeTheBank, Bitcoin, Budgeting, business, Cash Flow, Crypto Investor, Cryptocurrency, CryptoInvestor, Debt, Debt Repayment, Dividend-Paying Life Insurance, Economic Trends and Analysis, Economy, Finance, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Interest Rates, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Liabilities, market trends, money, Money 2025, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, Policy, Portfolio, Precious Metals, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, QualifiedPlan, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Revenue, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock market crash, Traditional Retirement Programs, Vance Lowe, vault, Wealth Creation, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Don’t fall for life insurance traps disguised as “investment opportunities.” Learn what to avoid, what to look for, and how to protect your money using strategies the wealthy have relied on for generations.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal the truth behind common life insurance scams and show you how real banking policies—structured the right way—can help you maximize profits, build wealth, and take full control of your financial future.

Vance and Seth discuss:

What Is a Real Banking Policy?
Understand the true definition and purpose behind a properly structured policy.
Real Private Banking vs. Life Insurance Scams
Learn how to spot the difference between legitimate strategies and misleading products.
The Power of Paid-Up Additions (PUAs)
Discover how PUAs create immediate profit and supercharge your banking policy.
The Advantages of Policy Ownership
Why owning the right type of policy gives you long-term control, growth, and financial leverage.

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Master Your Money – Build Wealth Like the Top 1% – Part 2 | Episode 121

June 17, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, 403B's, Asset Management, Asset Protection, AssetProtection, AutomobileFinancing, Bank on Yourself, BankFailures, Banking, BankonYourself, BeTheBank, Budgeting, business, Cash Flow, Crypto Investor, Cryptocurrency, CryptoInvestor, Debt, Debt Repayment, Economic Trends and Analysis, Economy, Finance, Financial Advisor, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Interest Rates, invest, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, market trends, Money 2025, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, Non-Traditional Banking, Precious Metals, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, RetirementStrategy, Revenue, Risk Management, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock market crash, StockMarket, stocks, Traditional Retirement Programs, Vance Lowe, vault, Wealth Creation, YouBeTheBankprivatebankingstrategies

The wealthiest individuals don’t play by the same financial rules as everyone else. They understand one key truth: control of your money is more valuable than rate of return by creating a system where you pay yourself first—not the banks. This strategy empowers individuals at any income level to break free from debt, eliminate financial stress, and build long-term wealth.

In this episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and attorney Seth Hicks, Esq. reveal the strategy that the top 1% have used for generations by following a few simple money laws. Discover how this private, tax-advantaged strategy can help you take control of your finances, build a secure future, and create a legacy of lasting wealth.

Vance and Seth discuss:

Law #1:Never, Ever Spend Principal
Law #2:The 10% Rule – Always Pay Yourself First
Volume of Return:How Putting Your Money to Work Multiplies Results
Why the Banking System Matters: The Importance of Following a Financial Roadmap

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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The Stock Market Lie | Episode 119

May 20, 2025Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth2025, 401K, Asset Protection, Assets, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Bitcoin, Blockchain, bonds, Budgeting, business, Cash Flow, CryptoInvestor, Debt, Dividend-Paying Life Insurance, Economic Trends and Analysis, Economy, Equity, ETFs, Expenses, Finance, Financial Advisor, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, Insurance, Interest Rates, InvestmentProperty, IRA, LegacyProtection, LegacyWealth, Lending, Liabilities, Loans, market trends, Money 2025, MoneyMindset, Mortgage, NelsonNashInstitute, PrivateBanking, PrivateBankingStrategies, Profit, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Revenue, Risk Management, Savings, Security, Seth Hicks, SiliconValleyBank, stock market crash, StockMarket, stocks, tax, taxes, Traditional Retirement Programs, Trump, Vance Lowe, vault, Wealth Advisor, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Is the Stock Market Really the Key to Wealth? Think Again.

In this powerful episode of the Private Banking Strategies® Podcast, hosts Vance Lowe and Seth Hicks, Esq. uncover the risks behind traditional stock market investing and challenge the myth that Wall Street drives true economic growth. While stocks can offer temporary gains, they’re also vulnerable to market volatility, economic downturns, and wealth-erasing crashes.

What if you could achieve guaranteed compounding growth, secure cash flow, and long-term wealth preservation—outside of the market?Tune in as Vance and Seth reveal a time-tested private banking strategy that offers financial stability, predictable returns, and asset protection—regardless of market conditions. Discover how to take control of your money, build a recession-proof portfolio, and create a legacy with alternative investments that the wealthy have quietly used for generations.

Vance and Seth discuss:

The Stock Market Lie: Why the Risk Isn’t Worth It
Why Index Universal Life Is Basically Just Another Stock Market Investment
Why Private Banking Strategies Beats the Stock Market – A No-Risk Alternative
How Much You Really Need to Start Your Own Private Bank

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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