Tag Archives: IndependentWealth

Ice Cream for Investors Podcast – Guest Vance Lowe, CEO of Private Banking Strategies® (Ep. 57)

Vance Lowe, on the Ice Cream for Investors Podcast, discusses the implications of spending principal and how it depletes your core capital, leaving little or no base amount for future income or returns. He also highlights the significance of Infinite Banking and Private Banking Strategies®, emphasizing the three principles of finance for achieving success in both present and future investments.

In this episode, Vance advises why spending principal is generally not advisable and how to avoid it in all your future financial endeavors.

Vance discusses:

  • The three principles of finance that we all need to follow to wealth.
  • Why you should never spend principle.
  • How you can get the money back – understanding whole life policy contracts.
  • And more


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Portfolio Pulse Podcast – Guest Vance Lowe, CEO of Private Banking Strategies® (Ep. 56)

In this episode of Portfolio Paulse Podcast, Vance Lowe, CEO of Private Banking Strategies,® explains how Infinite banking, or the Infinite Banking Concept (IBC), is a financial strategy that uses a whole life insurance policy as a personal banking system. It allows individuals to borrow from their policy’s cash value for investments, debt payments, and expenses instead of relying on traditional banks.

This strategy offers the advantage of accessing funds without market risks, as the cash value grows at a fixed rate and is unaffected by market fluctuations.

In this episode, Vance discusses the benefits of protecting money from market risks while ensuring access to funds for financial needs

Vance discusses:

  • The history of banking in the U.S. – the federal reserve.
  • How to use the same dollar more than once.
  • How Infinite Banking Concepts can help you get out of debt.
  • And more


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The Millionaire Choice Podcast – Guest Vance Lowe, CEO and Seth Hicks Esq., COO of Private Banking Strategies® (Ep. 55)

On this episode of The Millionaire Choice Podcast, Vance Lowe, and Seth Hicks Esq. ,dive into the fascinating world of Infinite Banking Concept and discover how it can revolutionize your financial journey

They explain how Infinite banking will help you take charge of your money and create your very own personal banking system. Imagine having the power to use your insurance policies as a source of financing for your investments and expenses.

By becoming your own bank, you can shield your wealth from any potential future banking crises. Say goodbye to the worries of losing your hard-earned money in a bank’s downfall. Join us as we explore the incredible possibilities that lie within the realm of infinite banking.

In this episode, Vance and Seth are here to reveal the secret to breaking free from this financial enslavement.

Vance and Seth discuss:

  • How they began their journey into the world of Infinite Banking – how it has worked for them.
  • Why you are a slave to traditional banking systems – Bail-ins.
  • Our current economic climate and how Private Baking Strategies® can protect your assets.
  • And more


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BlockHash: Exploring the Blockchain – The Power of Infinite Banking – Part 1 (Episode 53)

In this first part of BlockHash: Exploring the Blockchain Podcast, Seth Hicks Esq., helps us discover the path to financial liberation and delve into the realm of Infinite Banking for crypto enthusiasts.

Discover the power of decentralized finance, where the utilization of Private Banking Strategies® can provide you with a secure and tax-efficient haven for your cryptocurrency gains. Unveil the potential of ‘Infinite Banking’ as it reshapes your financial approach and provide you with complete command over your assets.

In this episode, Seth offers advice on how to navigate your earnings with confidence and make effective choices that will propel you towards financial freedom.

Seth Discuss:

  • Why the banking system is not a safe place for your investments.
  • The best way for investors to expand on their wealth.
  • How to avoid taxation – legally.
  • And more




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Anticipating a Windfall: How to Keep More of Your Wealth (Ep. 52)

Whether it’s inherited wealth, selling a business or house, crypto sale, or winning the lottery, you might encounter some windfalls at different stages of your life.

The important question to consider is: How do you protect and keep more of your wealth?

In this episode, Vance Lowe and Seth Hicks, Esq. discuss strategies to anticipate and plan for windfall events so when they occur, you are ready with a plan (and not risking losing it all).

Vance and Seth discuss:

  • How whole life insurance contracts can help you plan for potential windfalls
  • How to make the money work for you — instead of the other way around
  • The “doubling effect” and why you should get started as early as possible
  • Key risks involved in storing your wealth in banks (especially in light of the Silicon Valley Bank failure)
  • And more


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Debunking Common Misinformation You See Online – Part 2 (Ep 51)

From politicians to everyday consumers, lies have become so embedded in our society that it can be challenging to identify them.

In this second episode of a two-part series, Vance Lowe and Seth Hicks, Esq. dive into the pervasive issue of lies in America.

The hosts aim to expose some of the lies we all face. Using examples such as taxes and the false promise of tax-free Roth IRA withdrawals, they show how lies can have far-reaching consequences on our finances and our lives.

By shedding light on these issues, Vance and Seth hope to inspire listeners to become more discerning and critical thinkers in their everyday lives.

Join the discussion as they touch on:

  • The false claims companies often make to the public about paying taxes
  • Why the Roth IRA was marketed as a tax-free savings option even though it is not a guaranteed tax-free investment
  • Why America’s economy relies heavily on taxes, and how taxpayers end up paying more than they realize
  • The importance of understanding these lies and their impact on your financial decisions
  • And more!


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PrivateBankingStrategies, Podcast, Finance, Publishing, Politics, Society, Taxes, Economics, Finance, Wealth, Retirement, Government


Episode 10 – Can You Retire Financially Free and Independently Wealthy Simply by Self-Financing Your Automobiles? Twin Sisters Part 1

People quizzically nod when told they can retire financially free just by financing their automobiles through their own bank.  But when the light bulb actually comes on, they are chomping at the bit to start this strategy NOW!  Anyone who buys an automobile will want to use Private Banking Strategies to get a guaranteed tax-free return that blossoms into a mind-blowing rock-solid nest egg.

In this episode Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies share how two sisters financed identical vehicles with two different strategies: one by saving up in a CD; and the other by funding her own private bank.  Follow this long-term plan to see how using these two seemingly similar methods of financing automobiles yielded drastically different results – one which left the “CD sister” without enough money when she needed it most and the other “Private Banking Strategy sister” who had more than enough when she needed it.  The difference is astounding – not knowing how you will make it in your ladder years vs. financial security and peace of mind to know you will always have enough… with plenty left over for your heirs.

In this episode you will learn:

  • The great difference between each sister’s strategy despite the fact that they both put the same amounts to work in their respective strategies
  • Why the results were so drastically different
  • How to stop the slave cycle of burning cash and get the tailwind of Private Banking Strategies to lock in your own financial freedom and wealth creation
  • How you can structure your own Private Banking Strategy 
  • And much more

Tune in to discover how to secure your financial freedom through simple auto financing!

Resources: (817) 200-4777 | Private Banking Strategies | Private Banking Strategies FB | Private Banking Strategies Twitter | Private Banking Strategies IG | Schedule an exploratory call | Vance Lowe | Seth Hicks | How to Grow Rich E-Book  | How to Grow Rich Audio book | Automobile Financing – Video | Automobile Financing Illustrations | The Purpose Driven Life: What on Earth Am I Here for?


Episode 9 – Waking Up to the Glory of Private Banking Strategies: Susie Q Part 2

Most people don’t think it’s even possible to escape the cycle of debt in their lives.  Not to mention the herd mentality of banking that they don’t even know they’ve been brainwashed to follow. Suzie Q and her father (who was a banker) broke free. In a little more than 5 years, Suzie Q had eaten about $200,000 in debt for breakfast, started three separate banking businesses, had $3,100 in monthly passive income coming in, and was flying on the tailwind of her Private Banking Strategies.

In this episode Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies pick up right where they left off in the previous episode and proceed to explain the pillars of Private Banking Strategies that lifted Suzie Q to financial freedom and independent wealth.

In this episode you will learn:

  • How Suzie Q was red-pilled to learn that she had been conditioned to use branch banking when she could have been using her own Private Banking Strategies
  • How easy it was for her to establish her own Private Banking Strategy and begin to get multiple touches on the same dollars (“velocity of money”) 
  • How she put her idle money to work for her and was able to create passive income tax-free year after year 
  • And more!

Tune in to hear Vance and Seth share some key takeaways of how Suzie Q made a break for financial freedom and independent wealth!

Resources: (817) 200-4777 | Private Banking Strategies | Schedule an exploratory call | Vance Lowe | Seth Hicks | How to Grow Rich E-Book  | How to Grow Rich Audio book | The Banker’s Daughter – Suzie Q Video | The Suzie Q Story Illustrations | Ep 8 – Breaking Free from the Herd Mentality: Susie Q Part 1


Episode 8 – Breaking Free from the Herd Mentality: Susie Q Part 1

The first thing we must understand is that most people suffer from the “herd mentality” and have been brainwashed to think they have to use branch banks to store their cash. 

When you do things with the herd you remain a slave to the system and generally end up getting slaughtered. What if there was a better way? Well, there is…

Private Banking Strategies uses a 200-year-old “secret” contract to take the banking equation back into your life so that you can make the money that banks have been making off you.  You can implement the principles of “velocity of money” and tax-free growth to get the lift and tailwind which accelerate you into financial freedom faster than you ever imagined.  

In this episode Vance Lowe and Seth Hicks, Esq. of Private Banking Strategies share a client story of how a typical family could not see themselves ever getting out of debt. Suzie Q was in a world of hurt following the herd mentality until she discovered she could do something different.  Private Banking Strategies set up an eight-year plan showing her step by step how to get out of debt and into the win column. Not only did Suzie Q break free but she was able to help the rest of her family break free from the herd mentality as well – and her father was the president of a branch bank!

In this episode, you will learn:

  • How Suzie Q broke free from the ‘herd mentality’ and into financial freedom
  • How you can take back the banking equation in your life and start to reap the rewards of multiple touches on the same dollar
  • How Susie Q didn’t have to work harder or earn more money – all she had to do was put her money to work for herself in her own Private Banking Strategy, capture the velocity of money, and follow the eight-year road map laid out for her.
  • How you can put these same principles to work without working harder or earning more! 
  • And much more…

Tune in to find out how to break free from the ‘herd mentality’ and find your way into financial freedom!

Resources: (817) 200-4777 | | Private Banking Strategies | Schedule an exploratory call | Vance Lowe | Seth Hicks | The Banker’s Daughter – Suzie Q Video | The Suzie Q Story Illustrations