Tag Archives: cash

Break Free from Debt | Avoid High Interest Rates in 2026 | Episode 155

February 21, 2026Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Budgeting, cash, Cash Flow, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Family Wealth, Finance, financial, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, invest, investing, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Loans, market trends, money, Money 2025, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, personal finance, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Risk Management, Security, Seth Hicks, SiliconValleyBank, stock market, stock market crash, student loans, Traditional Retirement Programs, Vance Lowe, vault, wealth, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Are you drowning in debt? In 2025, the average U.S. household carries between $105,000 and $150,000+ in debt — and for many families, high-interest payments have become a normal way of life. But what if you could eliminate debt, bypass traditional banks, and build unstoppable cash flow by becoming your own bank?

In this episode ofPrivate Banking Strategies, Vance Lowe and Seth Hicks break down a powerful real-life case study revealing how one family usedproperly structured whole life insurance policiesto create a private family banking system. Instead of relying on traditional lenders, they leveraged the Infinite Banking Concept to pay off high-interest debt, grow tax-advantaged cash value, and build multi-million-dollar generational wealth — all while keeping their assets private and protected.

Vance and Seth discuss:

How to Eliminate Debt Using Whole Life Insurance (Infinite Banking Explained)
Why the Wealthy Build Private Family Banks with Cash Value Life Insurance
Paying Off High-Interest Credit Card Debt with the Infinite Banking Strategy
Turning Monthly Expenses into Passive Income Assets Through Private Banking

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today:https://privatebankingstrategies.com/resources/free-e-book/

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Stop Saving Money: Why the Rich Don’t Rely on Savings Accounts | Episode 154

February 14, 2026Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Management, Asset Protection, AssetProtection, Assets, AutomobileFinancing, BankFailures, Banking, BankonYourself, banks, BeTheBank, Budgeting, business, cash, Cash Flow, College, Crypto Investor, Cryptocurrency, CryptoInvestor, Debt, Debt Management, Debt Repayment, economic, Economic Trends and Analysis, Economy, Expenses, Family Wealth, Finance, financial, Financial Freedom, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, Interest Rates, invest, investing, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Loans, market, market trends, money, Money 2025, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, Non-Traditional Banking, personal finance, Precious Metals, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Revenue, Risk Management, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock market, stock market crash, student loans, Traditional Retirement Programs, Vance Lowe, vault, wealth, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

What does it truly take to build generational wealth that endures for decades? While many families rely on traditional strategies like 401(k)s, IRAs, stocks, and real estate to grow and transfer wealth, few are aware of a time-tested strategy quietly used by affluent families for more than 200 years.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks walk through a real-life inspired case study showing how families can create a private family banking system designed to grow wealth, improve cash flow, and maintain financial control. Learn how one family strategically plans for college funding, business opportunities for their children, and a tax-efficient legacy — all while protecting their capital from market volatility, inflation, and traditional banking limitations.

Vance and Seth discuss:

Why High-Income Families Still Feel Financially Stuck
Case Study: The Rivera Family & Building a 100-Year Private Family Bank
Paying for College, Funding Businesses & Protecting Family Cash Flow
Purchase Your Own Debt with Infinite Banking

To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today:https://privatebankingstrategies.com/resources/free-e-book/

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Grow Your Cash Flow Fast: Private Family Banking Secrets for Generational Wealth | Episode 153

February 7, 2026Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, Banking, BankonYourself, banks, BeTheBank, Budgeting, cash, Cash Flow, Crypto Investor, CryptoInvestor, Debt, Debt Repayment, economic, Economy, Family Wealth, Finance, financial, Financial Advisor, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, invest, investing, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Loans, market, money, Money 2025, MoneyMindset, Mortgage, Nelson Nash Institute, NelsonNashInstitute, Non-Traditional Banking, personal finance, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, QualifiedPlan, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, rich, riches, Risk Management, Security, Seth Hicks, SiliconValleyBank, stock market, stock market crash, stocks, student loans, Traditional Retirement Programs, Vance Lowe, vault, wealth, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

In this episode of the private banking strategies podcast, Vance Lowe and Seth Hicks Esq.,as they break down the powerful concept of the Private Family Bank. Explore the philosophy, structure, and long-term strategies that allow families to grow wealth privately, safely, and exponentially and why private banking requires patience, repetition, and understanding the core principles of long-term wealth.

From debunking common money myths to showing how life insurance contracts can become compounding engines for financial independence, this conversation is packed with actionable insights that can transform your financial future.

Whether you’re just starting out or looking to optimize your family’s legacy, Vance and Seth guide you step by step through the principles that make private banking strategies unmatched in stability, privacy, and long-term growth.

Vance and Seth discuss:

Introduction & The Private Family Bank Philosophy
How Life Insurance Premiums Grow Your Personal Banking System
Discover How Your Policies Create Exponential Growth Over Decades.
Using Your Bank for Real Estate and Business Ventures.
Secure Your Family’s Wealth for Generations, with Tax-Free Growth, and Flexibility.

To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

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Stocks or Whole Life Insurance? Comparing Returns, Risk, and Control | Episode 151

January 24, 2026Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Budgeting, business, cash, Cash Flow, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, Family Wealth, Finance, Financial Advisor, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, Interest Rates, invest, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, market trends, money, Money 2025, MoneyMindset, Mortgage, Nelson Nash Institute, NelsonNashInstitute, Portfolio, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Risk Management, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock, stock market crash, StockMarket, stocks, student loans, Traditional Retirement Programs, Vance Lowe, wealth, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Do you find yourself setting money aside, only to watch those savings disappear when unexpected expenses arise? This cycle is common when traditional savings tools lack flexibility and protection. By leveraging uninterrupted financial growth through properly structured whole life insurance, your money can continue to compound predictably—even when life happens.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. break down why traditional investment vehicles—stocks, real estate, mutual funds, and Wall Street–based portfolios—often fall short of delivering true long-term security, liquidity, and control and how properly structured whole life insurance–based private banking strategies offer a more reliable alternative, delivering guaranteed growth, tax-advantaged cash flow, uninterrupted compounding, and contractual certainty.

Vance and Seth discuss:

Introduction: Rethinking traditional wealth-building strategies
Predictable compounding growth vs. traditional investments (why certainty wins long term)
How to create uninterrupted compound interest outside of Wall Street
The truth about 401(k)s: why the creator no longer supports them for retirement
Life insurance as a long-term wealth strategy vs. stocks and real estate

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

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The Compounding Wealth Strategy That Outperforms Banks, IRAs, and 401(k)s | Episode 150

January 17, 2026Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Bitcoin, Blockchain, Budgeting, business, cash, Cash Flow, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, Family Wealth, Finance, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, invest, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Liabilities, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, rich, Risk Management, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock, stock market crash, StockMarket, stocks, student loans, Tariffs, Traditional Retirement Programs, Vance Lowe, vault, wealth, Wealth Advisor, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Think your cash is safe sitting in a traditional bank? Think again. Centralized banks profit from your deposits while offering little protection or growth. Long before banks dominated the financial system, mutual whole life insurance companies provided unmatched stability, guaranteed growth, and security that will last generations.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal why these policies beat IRAs and 401(k)s, how compounding growth will supercharge your cash, and why keeping your money in the right insurance policies—not banks—will give you true long-term financial control. Whether you’re seeking true financial freedom, wealth preservation, or a smarter approach – this podcast reveals the strategies banks don’t want you to know about.

Seth and Vance discuss:

Before centralized banks: the power of mutual whole life insurance companies
Why these policies offer unmatched stability compared to IRAs and 401(k)s
How compounding growth accelerates your wealth over time
The smart strategy: keeping your money in policies instead of banks

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

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How to Double Your Cash Flow: The 100-Year Family Bank – Part 5 | Episode 148

January 3, 2026Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, bank, Banking, BankonYourself, banks, BeTheBank, Budgeting, business, cash, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, economic, Economic Trends and Analysis, Economy, Finance, Financial Advisor, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, Interest Rates, invest, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, market trends, money, Money 2025, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, personal finance, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Real Estate Investing, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Risk Management, Security, Seth Hicks, SiliconValleyBank, stock market crash, stocks, student loans, Traditional Retirement Programs, Vance Lowe, vault, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Build financial abundance the smart way—without unnecessary risk.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks explain how high-net-worth families use private family banking and Infinite Banking principles to make every dollar more efficient.

Learn how to put the same money to work more than once through tax-advantaged compounding, uninterrupted liquidity, and a simplified wealth system designed for long-term cash flow and generational wealth preservation. This proven private banking strategy allows families, entrepreneurs, and investors to recycle capital, protect purchasing power, and create financial certainty for decades.

Episode Timestamps

Financial Abundance Made Simple: Structuring Your Money the Right Way
Using the Same Dollar Twice to Increase Cash Flow
Where to Store Money to Beat Inflation and Stay Liquid
Why Banks Use Life Insurance as a Financial Asset
Why This Wealth Strategy Is Simpler Than You Think

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Wealth Preservation vs. Wealth Destruction: The 100-Year Family Bank – Part 4 | Episode 47

December 30, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Budgeting, business, cash, Cash Flow, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, economic, Economy, Family Wealth, Finance, financial, Financial Advisor, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, Interest Rates, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Loans, market trends, money, Money 2025, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Revenue, rich, Risk Management, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock market crash, StockMarket, student loans, Traditional Retirement Programs, Vance Lowe, vault, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

You can build wealth in one lifetime—and lose it in the next. Discover how generational wealth is preserved through a family banking system, why structure beats inheritance, and how teaching your children how money works determines whether your legacy survives or vanishes.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how an individualized family banking system is the ultimate tool for wealth preservation, asset protection, and generational legacy planning—and expose how traditional financial norms keep families trapped in debt, dependence, and broken money systems. True financial freedom begins by unlearning everything you’ve been taught about money.

Vance and Seth discuss:

The Wealth Trap No One Talks About: Why Most Family Money Dies by the Second Generation
Generational Wealth Preservation: Passing Down a Family Banking Structure, Not Just Assets
Teaching the Next Generation How Money Really Works (And Why Schools Don’t)
Never Spend Principal: The Golden Rule That Prevents Debt and Protects Cash Flow
How Social Conditioning Keeps Families Broke, Dependent, and in Perpetual Deb
Rethinking Insurance: From Expense to Wealth-Building Financial Tool

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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How to Preserve Generational Wealth – The 100 Year Family Bank – Part 2 | Episode 145

December 11, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, BankFailure, Banking, BankonYourself, BeTheBank, Budgeting, cash, Cash Flow, College, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, economic, Economic Trends and Analysis, Economy, Expenses, Family Wealth, Finance, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, heirs, High Cash Value Insurance, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, Interest Rates, invest, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Liabilities, market trends, money, Money 2025, MoneyMindset, Mortgage, Nelson Nash Institute, NelsonNashInstitute, Policy, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, QualifiedPlan, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, rich, Risk Management, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock, stock market crash, StockMarket, stocks, student loans, Tariffs, Traditional Retirement Programs, Vance Lowe, vault, wealth, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Every family dreams of leaving a lasting financial legacy—but what happens when the next generation isn’t prepared to manage that wealth? It’s time to break down why generational wealth so often disappears and how high-net-worth families avoid this common trap by keeping their cash compounding for decades using high-cash-value whole life insurance.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., discuss the right way to borrow against your family banking system, maintain uninterrupted compounding, and minimize financial risk. If you’re an investor, entrepreneur, or just looking to protect your legacy – you can pass on your wealth with confidence, by building a 100-year family bank that ensures your money lasts.

Vance and Seth discuss:

Understanding the Loan Engine in a 100-Year Family Bank
How to Access Cash the Right Way Without Interrupting Compounding Growth
The #1 Reason to Take a Loan from Your Family Bank (Real Example)
How to Properly Leverage Your Family Bank to Reduce Risk
Why the Right Advisor Matters When Taking a Policy Loan

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Generational Wealth Made Simple: The 100-Year Family Bank – Part 1 | Episode 144

December 3, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, 403B's, Asset Protection, AssetProtection, AutomobileFinancing, Banking, BankonYourself, BeTheBank, Bitcoin, Blockchain, Budgeting, business, cash, Cash Flow, China, Crypto Investor, CryptoInvestor, Debt, Debt Management, Debt Repayment, Dividend-Paying Life Insurance, Family Wealth, Finance, financial, Financial Advisor, Financial Freedom, Financial Literacy and Education, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, Government, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Insurance, invest, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Loans, MoneyMindset, Nelson Nash Institute, NelsonNashInstitute, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Risk Management, Roth, Roth IRA, Security, Seth Hicks, SiliconValleyBank, stock market crash, StockMarket, stocks, student loans, tax, taxes, Traditional Retirement Programs, Uninsurable, Vance Lowe, vault, wealth, Wealth Advisor, Wealth Creation, wealthy, Whole Life Insurance, YouBeTheBankprivatebankingstrategies

Discover how the 100-Year Family Bank strategy has empowered families like the Rockefeller’s to build, grow, and protect wealth for generations. For centuries, high-net-worth individuals have used this strategy to preserve capital, reduce taxes, and maintain financial control—regardless of market volatility. If you’re an entrepreneur, investor, or family looking to create lasting wealth, this episode reveals the exact tools and mindset needed to secure financial freedom for the next 100 years.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., break down the blueprint for generational wealth, showing how high-cash-value life insurance, private banking principles, and long-term financial planning can create a self-sustaining family banking system that outperforms traditional savings and investment strategies.

Vance and Seth discuss:

Generational Wealth Blueprint: How to Build a 100-Year Family Banking System
Tax-Free Wealth Transfer: Understanding Death Benefit Distributions in Private Banking
Passing Wealth to Heirs: How Whole Life Insurance Banking Transfers Death Benefits
Training the Next Generation: How the Rockefeller’s Used their Family Bank to Prevent Wealth Erosion

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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Financial Planning 101: The Do’s and Don’ts to Build Lasting Wealth | Episode 139

October 29, 2025Banks, Budgeting, Cash, Debt Management, Economy, Education, Finance, Financial, Government, IBC, Insurance, Investing, Investment, market, Money, Personal Finance, Risk Management, Stocks, Taxes, Uncategorized, Wealth401K, Asset Protection, AssetProtection, AutomobileFinancing, BankFailure, Banking, BankonYourself, banks, BeTheBank, Bitcoin, Budgeting, business, cash, China, Crypto Investor, CryptoInvestor, Debt, Dividend-Paying Life Insurance, economic, Economic Trends and Analysis, Economy, Finance, financial, Financial Freedom, FinancialAdvisor, FinancialFreedom, FinancialSecurity, GetOutofDebt, High Cash Value Insurance, Income Maximization, IndependentWealth, Infinite Banking Concept, InfiniteBankingConcept, Interest Rates, InvestmentProperty, IRA, Legacy Protection, LegacyProtection, LegacyWealth, Lending, Loans, market trends, money, Money 2025, MoneyMindset, Mortgage, Nelson Nash Institute, NelsonNashInstitute, Non-Traditional Banking, private banking, Private Banking Strategies, PrivateBanking, PrivateBankingStrategies, Profit, QualifiedPlan, RealEstate, Retirement, RetirementPlan, RetirementPlanning, RetirementStrategies, Security, Seth Hicks, SiliconValleyBank, student loans, Traditional Retirement Programs, Trump, Vance Lowe, vault, YouBeTheBankprivatebankingstrategies

Completely transform the way you think about money and unlock true financial freedom. 💰

In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq. reveal how to stop spending money—and start using it like the banks do. Discover why traditional financial plans, like 401(k)s and IRAs keep you trapped in the system, and a better way to take control of your cash flow.

Learn how Infinite Banking can help you protect your assets, create lasting wealth, and tailor a private banking strategy that fits your unique financial goals. If you’re ready to think like a banker and make your money work for you every single day, this episode is your roadmap to financial independence.

The Power of Switching from Spending to Using Money Like the Banks Do
Private Banking Strategies: How to Build Wealth Around Your Individual Needs and Goals
The Truth About Retirement: Why It’s a Government-Created Myth
How to Buy Out Your Own Debt and Turn It Into Profit
Stop Locking Away Your Money: Make It Work for You Instead of in a 401(k) or IRA

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

Resources:

To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe
To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/

Connect with Seth Hicks and Vance Lowe:

- Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/
- Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

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