Tag Archives: cash

Why Banks Get Rich and You Don’t — Until You Learn This Strategy | Episode 137



Everyone struggles with money—no matter how much or how little we have. The real challenge isn’t the amount; it’s learning how to make your money work for you instead of for the banks. Whether you’re an entrepreneur, investor, or simply looking to take charge of your finances, you can escape traditional banks and learn practical steps to think like a banker, not a borrower.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal how to protect and grow your wealth—without working harder and without relying on today’s risky banking system.

Vance and Seth discuss:  

  • Introduction: How the Banking System Really Works
  • Why Traditional Banks Never Worry About Where Money Comes From
  • The Truth About the FDIC: Why Traditional Banks Aren’t as Safe as You Think
  • Why It’s Time to Dump Your 401(k)
  • How Money Really Works—and How to Make It Flow the Right Way

Resources:

Connect with Seth Hicks and Vance Lowe:

 


Unlock Financial Prosperity with Lines of Credit | Episode 136



Using a line of credit can be one of the most powerful financial tools for building wealth and achieving long-term financial freedom — but only if it’s set up the right way. Whether you’re an investor, entrepreneur, or simply want to stop depending on traditional banks, you can create a line of credit that works for you — not against you.

 In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how to strategically use a line of credit inside your own private banking system to take control of your money, grow wealth safely, and escape the traps of traditional banking. Learn how to make your money work in two places at once — compounding even while you borrow against it.

Vance and Seth discuss:

  •  What Is a Line of Credit and How It can Work for You
  • How to Use HELOCs (Home Equity Lines of Credit) as Powerful Financial Tool
  • The Life-Changing Secret: How to Use Money Like the Banks Do

Resources:

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Profiting From Debt – Accelerate Your Repayment Journey Today | Episode 130



Debt can feel overwhelming—but there’s a way out. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. share a powerful strategy to eliminate debt the smart way while creating long-term financial freedom. Learn how Infinite Banking not only helps you pay off debt faster but also builds the habits and wealth strategies that put you back in control of your money and your future.

Vance and Seth discuss:

  • How to restructure your debt repayment strategy to start your own private banking system
  • Real-life example: How restructuring debt inside your personal bank can transform your financial future
  • Why changing your money mindset is the key to becoming debt-free and building wealth
  • How to profit from debt the same way banks do with Infinite Banking Strategies

Resources: 

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Profiting from Cash Flow: Smart Money Strategies | Episode 129



Traditional banking and Wall Street investments aren’t built for your benefit—they’re built to enrich the banks and the government. Despite the promises tied to credit cards, CDs, money market accounts, 401(k)s, and IRAs, these so-called “financial benefits” often serve institutions far more than individuals.

In this special episode of the Private Banking Strategies Podcast, hosts Vance Lowe and Seth Hicks, Esq. reveal how the system is stacked against you and share a powerful real-life example that highlights the difference between conventional financial tools and the life-changing wealth strategy known as Infinite Banking.

Discover how to you take control, protect your money, and build lasting wealth outside of the traditional financial traps.

Vance and Seth discuss:

  • How to Recover 100% of the Money You Spend | Infinite Banking Strategy Explained
  • The Hidden Problems with Traditional Financial Tools (401k, IRA, CDs) vs. Private Banking
  • CD Account vs. Infinite Banking: Real-Life Wealth Building Comparison
  • Why Private Banking Gives You Full Financial Control Over CDs, 401(k)s, IRAs, and More

Resources: 

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Ditch Your Financial Planner for Private Banking Strategies | Episode 126



While many may claim the title of financial planner, entrusting someone else with your finances inherently carries risk. Doing so not only places your financial future in another’s hands but also deprives you of the essential knowledge and skills needed to understand and manage your own wealth effectively.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. explore the power of financial education and explain how building your own private bank gives you the ability to create your own financing system—and ultimately become your own financial planner.

Vance and Seth discuss:

  •  Why Financial Planning Goes Beyond Just Chasing Interest Rate
  •  The Flawed “Back to Zero” Approach: A Smarter Way to Finance Your Life
  •  Demystifying Money: How Private Banking Strategies Build Real Financial Confidence

Resources: 

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Compounding Interest Vs. Traditional Cash Flow – Which Builds Wealth Faster | Episode 125



Most people underestimate the true power of a single dollar—and even fewer know how to leverage it for long-term wealth creation. In this episode of Private Banking Strategies, Vance Lowe and Seth Hicks, Esq., break down how to redirect your cash flowmaximize your income, and build your own banking structure where your money works harder for you—in a tax free, compounding system.

Discover how to eliminate traditional financial obstacles, break free from the risks of Wall Street investing, and take back control of your financial future. Whether you’re new to private banking or seeking to escape the limitations of the conventional financial system, this episode gives you a clear path toward financial freedomcash flow mastery, and wealth accumulation—at any income level.

Vance and Seth discuss:

  • What Banks Do Right (That You’re Not)
  • How to Make Your Money Work in Your Economy
  • The #1 Key to a Successful Retirement
  • Why Average Rate of Return

 

Resources: 

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Thriving in 2025: Austrian Economics & the Blueprint for Financial Freedom | Episode 124



There’s a right and wrong way to use money—and it’s probably not what you’ve been taught. Most people unknowingly spend their principal and sabotage their wealth potential. But what if you could recover 100% of your money every month?

In this episode of the Private Banking Strategies Podcast, 25-year veteran money manager Vance Lowe exposes the hidden truth behind how traditional banking keeps you poor—and how the wealthy legally sidestep it. Discover how to build true financial independence by leveraging the Infinite Banking Concept (IBC) to grow, compound, and control your cash outside of Wall Street and government reach.

Vance explores why money has no value until it’s exchanged, how to recapture your money instead of spending it, and how to store your wealth in a private banking system that compounds for life.

Vance discusses:

  • How the U.S. Banking System Was Designed to Control Your Wealth
  • The 3 Ultimate Money Laws You Were Never Taught – Mastering the Rules of Wealth Building
  • Why Your Money Isn’t Working for You: The Hidden Truth About How Banks Use Your Cash
  • How the Wealthy Really Get Rich: Volume of Return vs. Rate of Return Explained

Resources: 

Connect with Seth Hicks and Vance Lowe:


Profit from Your Debt – Build Wealth Like the Top 1% – Part 3 | Episode 122



It’s time to unpack a hard truth: 1 in 3 Americans has more credit card debt than savings. With inflation rising and financial stress at an all-time high, living paycheck to paycheck has become the norm. But here’s the reality—it’s not about how much money you make; it’s about how you manage it.

In this episode of the Private Banking Strategies Podcast, financial strategist Vance Lowe and attorney Seth Hicks, Esq., reveal how shifting your money mindset and following new financial principles can help you take control, eliminate debt, and build lasting financial security. Learn how the wealthy think differently about money—and how you can too.

Vance and Seth discuss:

  • Apply Parkinson’s Law: How to Stop Living Paycheck to Paycheck
  • The Arrival Syndrome: The #1 Mindset Blocking Your Wealth
  • Use It or Lose It: Rewire Your Money Mindset for Long-Term Success
  • The Willie Sutton Law: Shield Your Wealth from Government Overreach

Resources:

Connect with Seth Hicks and Vance Lowe:


Trump’s Tariffs Explained: Market Impact & How to Protect Your Portfolio | Episode 118



Everyone’s talking about tariffs—and how they’re supposedly wrecking the economy and your personal finances. But is the media hype justified? In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. cut through the noise to reveal the truth behind Trump’s tariffs, their actual impact on the U.S. economy, and how smart financial strategies can shield your wealth regardless of market volatility.

Discover how private banking, an alternative wealth building and asset protection strategy, can help you thrive—no matter what happens with interest rates, taxes, or trade wars. Learn why the stock market isn’t the true driver of economic strength and how you can grow and safeguard your money using time-tested, tax-advantaged methods that outperform traditional banking and Wall Street.

 

Vance and Seth discuss:

  •  Introduction to Tariffs – Why We’ve Been Living in a False Economy
  •  A Brief History of Tariffs – How the U.S. Thrived Without an Income Tax
  •  Rethinking the Stock Market – Why it’s Not the True Measure of the Economy
  •  The Solution: Whole Life Insurance Contracts – Apply the Banking Equation to Your Life

 

Resources:

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Protect Your Money in 2025 | Must-Know Financial Safety Tips



If you own cash, real estate, a business, or assets— you’re a target. From taxes to creditors, your wealth is always at risk. That’s why having a solid asset protection plan isn’t optional — it’s essential. Understand the real consequences of being unprotected — frozen accounts, devastating lawsuits, financial ruin — and learn how to avoid becoming a victim.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and attorney Seth Hicks, Esq., explore why asset protection is the top priority for safeguarding your wealth and ensuring peace of mind. Whether you’re an entrepreneur, investor, family business owner, or simply looking to protect your personal finances, you’ll discover powerful legal strategies to shield your assets.

Don’t wait for a financial emergency — take proactive steps now to secure your legacy.

Vance and Seth discuss:

  • How to Build a Private Cash Vault for Maximum Asset Protection
  • Asset Protection Explained: The Foundation of Long-Term Wealth
  • The Hidden Risks of Traditional Bank Deposits (Dodd-Frank Warning)
  • The Truth About FDIC Insurance: What You’re Not Being Toll

Resources:  50 State Bulletin

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