Tag Archives: Asset Protection

Wealth Strategies for Every Income Level | Episode 116



Tired of financial stress and living paycheck to paycheck?

You’re not alone! Fortunately, there’s a way to break free and build wealth with smart money strategies for everyday finances. It’s time to stop repeating the same financial mistakes and expecting different results. Whether you’re a high-income professional or a blue-collar worker, you can master personal finance by leveraging the velocity of money, eliminating bad debt, and investing in cash-flowing real estate and income-producing assets.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. dive deep into the Infinite Banking Concept—a proven wealth-building system used by the financially elite to maximize capital efficiency and accelerate asset growth. Understanding the true mechanics of money can radically transform your life, by boosting your financial freedom, and put you in control of your financial future – no matter your income level.

Vance and Seth discuss:

  • The Best Strategy to Protect Your Cash in 2025
  • How this System is Geared Not Just Towards the Rich, but the Average American as Well
  • Real Estate Wealth Protection: Private Banking Strategies for Asset Shielding & Tax Efficiency
  • How to Use a Private Banking Strategy to Pay Off Debt and Build Wealth Through Compound Interest

Other Resources:

Connect with Seth Hicks and Vance Lowe:


Growing Wealth Across Generations: Maximizing Legacy Value | Episode 115



Are you striving to build generational wealth, only to see it eroded by taxes and government regulation? How would you like to protect your retirement savings, minimize tax liability, and secure long-term financial freedom for you and your family by utilizing the Infinite Banking Concept (IBC).

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., discuss how to eliminate unnecessary taxation on your retirement income, build a tax-free, multi-generational wealth succession plan, and maintain complete financial privacy and control over your assets by leveraging whole life insurance policies.

Seth and Vance discuss:

  • Financial History of the US: Why You Must Understanding it
  • The Core Purpose Behind Building Generational Wealth (Greater Than Just Money)
  • Why Prince is the Perfect Case Study for Estate Planning Tax Failure
  • Why the Wealthy Park Cash in Life Insurance Reserves as a Tax-Advantaged Asset

Resources: Loom Video – How We Move 401K, IRA and Roth IRA to PBS Video

 

To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel:

 

Other Resources:

Connect with Seth Hicks and Vance Lowe:


Growing Your Capital w/ Infinite Banking Strategies – Part 2 | Episode 113



Money has no real value unless it’s in motion! Understanding how to keep your wealth circulating within your own financial ecosystem is key to long-term prosperity. Join us as we continue to break down the value of private banking through the lens of a thriving grocery store and revealing how strategic asset protection and cash flow control helps businesses outlast the typical five-year failure rate.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., continue their analogy of the grocery store story, revealing how even the smallest financial leakage—akin to stealing from your own store—can have devastating effects on your wealth-building strategy.

Vance and Seth discuss:

  • Putting Your Money in Motion Can Accelerate Your Financial Growth.
  • Understanding a Town’s Economic Ecosystem: Guide to Managing Your Own Banking System.
  • Is Your Money Asleep? Put it to Work for You!
  • Learning How to Safeguard Your Wealth Against External Threats.\

 

To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel:

 

Other Resources:

Connect with Seth Hicks and Vance Lowe:


How to Leverage Debt & Build Wealth – Part 2 | Episode 108



Struggling with debt and unsure how to break free?? Learn how to unlock financial independence by taking control of your money and making it work for you! Dive deep into wealth-building strategies, debt elimination, smart investing, and financial independence and learn how to accelerate your path to financial stability. It’s time to achieve long-term wealth, faster than you ever imagined. Don’t just manage your money—master it!

In this episode of the Private Banking Strategies Podcast, wealth-building experts Vance Lowe and Seth Hicks, Esq., unveil powerful, time-tested wealth accumulation strategies to help you achieve financial freedom and break free from the cycle of debt and financial insecurity. Discover how “Mr. & Mrs. Chiro,” an everyday American couple drowning in debt, leveraged Private Banking Strategies® to take control of their family’s financial future, build sustainable cash flow, and create generational wealth.

 

Seth and Vance discuss:

  • Why Centralized Banking Keeps You Trapped – The Constraints of Traditional Banking
  • The Wealth Acceleration Strategy– How to Build a Tailwind Toward Financial Freedom
  • The Truth About Interest Rates– Why Interest Volume Matters More Than Interest Rates

Resources:

  1.  How we help our Clients, The Chiro Story Video
  2. The Chiro Story Illustrations

— To Watch this Episode, Please Visit the Private Banking Strategies® YouTube Channel — https://www.youtube.com/watch?v=5W7_YrMbVh4 

 

Connect with Seth Hicks and Vance Lowe:


How to Leverage Debt & Build Wealth – Part 1 | Episode 107



Debt can be a relentless financial burden, draining wealth and limiting opportunities. For millions of Americans, financial freedom feels out of reach—but it doesn’t have to be. The key to escaping debt is maximizing the efficiency of your money and leveraging strategic wealth-building techniques. Instead of letting banks profit off your deposits, take control by putting your money to work for YOU through strategic wealth-building techniques.

In this episode of the Private Banking Strategies PodcastVance Lowe and Seth Hicks, Esq.  reveal a powerful client success story—a typical American family drowning in debt with no clear way out. Uncover how they used high-yield financial tools to create a financially secure future – through a structured Private Banking Strategy, they implemented an 8-year financial transformation plan, eliminating debt and unlocking the path to wealth accumulation, financial independence, and long-term prosperity!

Vance and Seth discuss:

  • Crushing Your Debtwith Private Banking Strategies – How to Transformed Your Finances
  • Building Wealth Without Extra Work– Create a Disciplined Financial Plan
  • Stop Losing Money & Make It Work for You– The Proven Eight-Year Wealth Roadmap
  • How You Can Apply These Same Strategies to Achieve Financial Freedom

Resource Links:

 

— To Watch this Episode, Please Visit the Private Banking Strategies YouTube Channel —

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Unlock Your Financial Goldmine – Part 1 | Episode 101



Most business owners overlook the massive financial losses slipping through their fingers. Here’s the bottom line: your business likely generates enough cash flow to achieve financial independence, but instead, banks are profiting from your hard work. The solution? Implementing a Private Banking Strategy that empowers you to maximize the value of every dollar—again and again, while transforming your businesses cash flow into a powerful wealth-building engine – all while securing a rock-solid retirement plan.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., unveil how one business owner revolutionized his financial future, by leveraging the power of a Private Banking Strategy, and redirected his cash flow to self-finance his business operations, eliminating the need for expensive third-party lenders.

Vance and Seth discuss:

  • Unlock Wealth: Use private banking strategies to grow without extra work.
  • Hidden Wealth: Find your financial goldmine with actionable insights.
  • Accelerate Growth: Restructure cash flow for faster wealth building.
  • Master Wealth: Proven 7-pillar strategies for financial freedom.

Resource Links:

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/

 


The Real Money Problem and How to Solve it – Part 2 | Episode 99



The banking system controls the economy, but cracks are starting to show. Many financial institutions are on the brink of insolvency, exposing a dangerous mindset about money in society today. While most people believe banks are the safest place to store their wealth, parking your cash in centralized financial institutions could leave you vulnerable to significant risks.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., uncover the hidden dangers of today’s banking and investment systems. They reveal a powerful strategy to safeguard, grow, and protect your wealth—without relying on traditional banks. Tune in to discover the ultimate solution for financial security and freedom.

Vance and Seth discuss:

  • How Bank Over-Leveraging Fuels Inflation and Market Risks
  • FDIC Solvency Demystified: The Reality of Financial Bailouts
  • The Hidden Pitfalls of Your 401(k): What Advisors Won’t Tell You
  • Wealth-Building Secrets: Mastering Money Leverage for Financial Freedom

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel: 

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


The Real Money Problem and How to Solve it – Part 1 | Episode 98



A critical challenge in our society today is the widespread lack of financial literacy, leaving many unsure of how to manage and maximize their money effectively. This growing issue has led to rising levels of debt across the nation, as individuals remain unaware of the wealth-building opportunities available to them.

In this episode of the Private Banking Strategies Podcast, financial experts Vance Lowe and Seth Hicks, Esq., share powerful strategies to solve your money challenges, leverage your wealth, and make your money work harder for you.

 

Vance and Seth discuss:

  • The Biggest Financial Mistake Most People Make
  • The Hidden Flaws of 401(k) Plans
  • How to Multiply Wealth: Don’t Spend Money, Use it
  • Use a Dollar More than Once: Build Wealth with Private Banking

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To Schedule an Exploratory Call with Vance, Click the Link Below:

https://go.oncehub.com/VanceLowe

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


From Surviving to Thriving: Financial Success Made Simple Pt. 1 | Ep. 93



Are you burdened by debt? Credit card balances, student loans, auto financing, medical expenses, and more are just a few reasons many Americans are facing overwhelming financial strain. Fortunately, there’s hope! With the strategic use of whole life insurance policies, you can turn your finances around, building wealth while systematically eliminating debt.

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq., provide an in-depth, visual 8-year analysis of how a private banking system is structured to eliminate all types of debt while enabling steady growth of your financial assets.

 

Vance and Seth discuss:

  • Example of How to Achieve Debt Elimination Using Private Banking Strategies®
  • A Mathematical Analysis of Debt Reduction Strategies
  • Why Buying Your Debt is Beneficial – Understanding the Volume Return Rate
  • How to Leverage this Strategy to Recapture Cash Flow on all Significant Expenses

 

To watch this episode, please visit the Private Banking Strategies® YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/


Asset Protection Strategies for Real Estate Professionals | Ep.92



In real estate, the path to success is as vital as securing your assets. Managing substantial investments demands thoughtful planning—not just to preserve your gains, but to nurture them for future growth. Private Banking Strategies® provides an innovative solution, empowering you to create your own private banking system and take charge of your financial future. This approach maximizes the potential of your money to work effectively for you.

In this episode of the Massive Passive Cash Flow Podcast, host Gary Wilson chats with Vance Lowe of Private Banking Strategies® on how building your own personal banking fortress is the most powerful way to protect and expand your investments.

 

Vance and Gary discuss:

  • Making Your Money Work for You: Where to Invest and Store Your Wealth
  • The Advantages of Building Your Own Private Banking System
  • Self-Financing for Real Estate: A Guide for Anyone Seeking Asset Protection
  • Expanding Your Investment Horizons: Applying This Strategy Beyond Real Estate

 

To watch this episode, please visit the Private Banking Strategies YouTube channel:

 

To learn more about Private Banking Strategies®, download a copy of our E-book today:

https://privatebankingstrategies.com/resources/free-e-book/ 

Connect with Seth Hicks and Vance Lowe:

Seth’s LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ 

Vance’s LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/